United Security Bancshares Stock Today

UBFO Stock  USD 9.54  0.06  0.63%   

Performance

15 of 100

 
Weak
 
Strong
Good

Odds Of Distress

Less than 9

 
High
 
Low
Low
United Security is selling at 9.54 as of the 22nd of November 2024; that is 0.63 percent up since the beginning of the trading day. The stock's open price was 9.48. United Security has less than a 9 % chance of experiencing financial distress in the next few years and had a good performance during the last 90 days. Equity ratings for United Security Bancshares are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 23rd of October 2024 and ending today, the 22nd of November 2024. Click here to learn more.
Business Domain
Banks
IPO Date
3rd of March 1999
Category
Financial Services
Classification
Financials
United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company was founded in 1987 and is headquartered in Fresno, California. The company has 17.32 M outstanding shares of which 19.42 K shares are at this time shorted by private and institutional investors with about 0.79 trading days to cover. More on United Security Bancshares

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United Stock Highlights

ESG Sustainability
Environmental
Governance
Social
President ChairmanDennis MD
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Debt Levels
United Security can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand United Security's financial leverage. It provides some insight into what part of United Security's total assets is financed by creditors.
Liquidity
United Security Bancshares currently holds 74.65 M in liabilities with Debt to Equity (D/E) ratio of 11.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about United Security's use of debt, we should always consider it together with its cash and equity.

Depreciation

1.28 Million
United Security Bancshares (UBFO) is traded on NASDAQ Exchange in USA. It is located in 2126 Inyo Street, Fresno, CA, United States, 93721 and employs 114 people. United Security is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 164.22 M. United Security Banc conducts business under Banks sector and is part of Financials industry. The entity has 17.32 M outstanding shares of which 19.42 K shares are at this time shorted by private and institutional investors with about 0.79 trading days to cover. United Security Bancshares currently holds about 126.03 M in cash with 21.38 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 7.39.
Check United Security Probability Of Bankruptcy
Ownership Allocation
United Security Banc shows a total of 17.32 Million outstanding shares. United Security Banc maintains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check United Ownership Details

United Stock Institutional Holders

InstituionRecorded OnShares
American Century Companies Inc2024-09-30
84.8 K
Private Wealth Advisors, Llc2024-09-30
83 K
Kennedy Capital Management Inc2024-06-30
77.9 K
Empowered Funds, Llc2024-06-30
46.8 K
Fourthstone Llc2024-06-30
41.4 K
Morgan Stanley - Brokerage Accounts2024-06-30
38.7 K
Planning Center, Inc.2024-09-30
36 K
Kestra Private Wealth Services, Llc2024-06-30
35.3 K
State Street Corp2024-06-30
31.8 K
Bridgewealth Advisory Group Llc2024-06-30
1.2 M
Dimensional Fund Advisors, Inc.2024-09-30
869.9 K
View United Security Diagnostics

United Security Historical Income Statement

At this time, United Security's Net Income is very stable compared to the past year. As of the 22nd of November 2024, Depreciation And Amortization is likely to grow to about 2.2 M, while Total Revenue is likely to drop about 35.7 M. View More Fundamentals

United Stock Against Markets

United Security Corporate Management

Porsche SaundersVP of Real Estate Construction Department - United Security BankProfile
Dana PaullVP ManagerProfile
Jeremy CPAVP ControllerProfile
Ellie RosenbergVP DirectorProfile
When determining whether United Security Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Security's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Security Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Security Bancshares Stock:
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Security. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Security listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share
0.48
Earnings Share
1.04
Revenue Per Share
3.026
Quarterly Revenue Growth
0.02
Return On Assets
0.014
The market value of United Security Banc is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Security's value that differs from its market value or its book value, called intrinsic value, which is United Security's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Security's market value can be influenced by many factors that don't directly affect United Security's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Security's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Security is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Security's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.