Pennymac Finl Svcs Stock Current Valuation
| PFSI Stock | USD 103.95 1.23 1.20% |
Valuation analysis of PennyMac Finl Svcs helps investors to measure PennyMac Finl's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. The PennyMac Finl's current Enterprise Value is estimated to increase to about 5.1 B, while Enterprise Value Over EBITDA is projected to decrease to 10.26. Fundamental drivers impacting PennyMac Finl's valuation include:
Price Book 1.4081 | Enterprise Value 22 B | Enterprise Value Ebitda 48.2476 | Price Sales 1.9182 | Forward PE 7.6104 |
Fairly Valued
Today
Please note that PennyMac Finl's price fluctuation is very steady at this time. Calculation of the real value of PennyMac Finl Svcs is based on 3 months time horizon. Increasing PennyMac Finl's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since PennyMac Finl is currently traded on the exchange, buyers and sellers on that exchange determine the market value of PennyMac Stock. However, PennyMac Finl's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 103.95 | Real 100.52 | Target 88.67 | Hype 103.95 | Naive 103.06 |
The intrinsic value of PennyMac Finl's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence PennyMac Finl's stock price.
Estimating the potential upside or downside of PennyMac Finl Svcs helps investors to forecast how PennyMac stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of PennyMac Finl more accurately as focusing exclusively on PennyMac Finl's fundamentals will not take into account other important factors: PennyMac Finl Svcs Company Current Valuation Analysis
PennyMac Finl's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current PennyMac Finl Current Valuation | 21.97 B |
Most of PennyMac Finl's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, PennyMac Finl Svcs is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
PennyMac Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for PennyMac Finl is extremely important. It helps to project a fair market value of PennyMac Stock properly, considering its historical fundamentals such as Current Valuation. Since PennyMac Finl's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of PennyMac Finl's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of PennyMac Finl's interrelated accounts and indicators.
Click cells to compare fundamentals
PennyMac Current Valuation Historical Pattern
Today, most investors in PennyMac Finl Stock are looking for potential investment opportunities by analyzing not only static indicators but also various PennyMac Finl's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's current valuation growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of PennyMac Finl current valuation as a starting point in their analysis.
PennyMac Finl Current Valuation |
| Timeline |
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, PennyMac Finl Svcs has a Current Valuation of 21.97 B. This is 33.06% lower than that of the Financial Services sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 32.16% lower than that of the firm.
PennyMac Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses PennyMac Finl's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of PennyMac Finl could also be used in its relative valuation, which is a method of valuing PennyMac Finl by comparing valuation metrics of similar companies.PennyMac Finl is currently under evaluation in current valuation category among its peers.
PennyMac Finl ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, PennyMac Finl's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to PennyMac Finl's managers, analysts, and investors.Environmental | Governance | Social |
PennyMac Fundamentals
| Return On Equity | 0.0465 | |||
| Return On Asset | 0.0081 | |||
| Profit Margin | 0.06 % | |||
| Operating Margin | 0.09 % | |||
| Current Valuation | 21.97 B | |||
| Shares Outstanding | 51.26 M | |||
| Shares Owned By Insiders | 36.01 % | |||
| Shares Owned By Institutions | 61.04 % | |||
| Number Of Shares Shorted | 1.3 M | |||
| Price To Earning | 2.74 X | |||
| Price To Book | 1.41 X | |||
| Price To Sales | 1.92 X | |||
| Revenue | 1.4 B | |||
| Gross Profit | 1.4 B | |||
| EBITDA | 709.98 M | |||
| Net Income | 144.66 M | |||
| Cash And Equivalents | 1.52 B | |||
| Cash Per Share | 28.96 X | |||
| Total Debt | 13.49 B | |||
| Debt To Equity | 2.73 % | |||
| Current Ratio | 1.24 X | |||
| Book Value Per Share | 72.95 X | |||
| Cash Flow From Operations | (1.58 B) | |||
| Short Ratio | 4.75 X | |||
| Earnings Per Share | 3.18 X | |||
| Price To Earnings To Growth | 4.67 X | |||
| Target Price | 124.33 | |||
| Number Of Employees | 4.31 K | |||
| Beta | 1.79 | |||
| Market Capitalization | 5.33 B | |||
| Total Asset | 18.84 B | |||
| Retained Earnings | 3.51 B | |||
| Working Capital | 5.78 B | |||
| Current Asset | 442.28 M | |||
| Current Liabilities | 1.52 B | |||
| Annual Yield | 0.01 % | |||
| Net Asset | 18.84 B | |||
| Last Dividend Paid | 1.0 |
About PennyMac Finl Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze PennyMac Finl Svcs's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of PennyMac Finl using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of PennyMac Finl Svcs based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When determining whether PennyMac Finl Svcs offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PennyMac Finl's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pennymac Finl Svcs Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pennymac Finl Svcs Stock:Check out PennyMac Finl Piotroski F Score and PennyMac Finl Altman Z Score analysis. You can also try the Portfolio Optimization module to compute new portfolio that will generate highest expected return given your specified tolerance for risk.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PennyMac Finl. If investors know PennyMac will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PennyMac Finl listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.27) | Dividend Share 1 | Earnings Share 3.18 | Revenue Per Share 54.823 | Quarterly Revenue Growth 4.826 |
The market value of PennyMac Finl Svcs is measured differently than its book value, which is the value of PennyMac that is recorded on the company's balance sheet. Investors also form their own opinion of PennyMac Finl's value that differs from its market value or its book value, called intrinsic value, which is PennyMac Finl's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PennyMac Finl's market value can be influenced by many factors that don't directly affect PennyMac Finl's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PennyMac Finl's value and its price as these two are different measures arrived at by different means. Investors typically determine if PennyMac Finl is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PennyMac Finl's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.