Trustco Bank Corp Stock Performance
| TRST Stock | USD 37.24 0.32 0.85% |
TrustCo Bank has a performance score of 5 on a scale of 0 to 100. The entity has a beta of 2.0, which indicates a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, TrustCo Bank will likely underperform. TrustCo Bank Corp right now has a risk of 2.24%. Please validate TrustCo Bank sortino ratio, semi variance, as well as the relationship between the Semi Variance and rate of daily change , to decide if TrustCo Bank will be following its existing price patterns.
Risk-Adjusted Performance
5 of 100
Weak | Strong |
Modest
Compared to the overall equity markets, risk-adjusted returns on investments in TrustCo Bank Corp are ranked lower than 5 (%) of all global equities and portfolios over the last 90 days. In spite of comparatively unsteady basic indicators, TrustCo Bank may actually be approaching a critical reversion point that can send shares even higher in January 2025. ...more
Actual Historical Performance (%)
One Day Return (0.85) | Five Day Return (1.85) | Year To Date Return 19.4 | Ten Year Return 7.63 | All Time Return 2.1 K |
Forward Dividend Yield 0.0396 | Payout Ratio 0.576 | Last Split Factor 1:5 | Forward Dividend Rate 1.44 | Dividend Date 2024-10-01 |
1 | Acquisition by Robert Leonard of 1481 shares of TrustCo Bank subject to Rule 16b-3 | 09/12/2024 |
| TrustCo Bank dividend paid on 1st of October 2024 | 10/01/2024 |
2 | Trustco Reports Third Quarter 2024 Net Income of 12.9 MillionSkillful Application of Strong Fundamentals Produce Solid Results | 10/21/2024 |
3 | Earnings call TrustCo Bank reports a net income of 12.9 million for the third quarter of 2024 | 10/22/2024 |
4 | TrustCo Bank Corp NY Third Quarter 2024 Earnings EPS US0.68 | 10/23/2024 |
5 | Disposition of 526 shares by Flynn Brian C of TrustCo Bank subject to Rule 16b-3 | 10/30/2024 |
6 | Acquisition by Robert McCormick of 2865 shares of TrustCo Bank at 32.15 subject to Rule 16b-3 | 11/06/2024 |
7 | Acquisition by Kevin Curley of 1450 shares of TrustCo Bank at 32.15 subject to Rule 16b-3 | 11/08/2024 |
8 | Disposition of 988 shares by Eric Schreck of TrustCo Bank subject to Rule 16b-3 | 11/15/2024 |
9 | Royce Associates LP Lowers Stake in TrustCo Bank Corp NY - MarketBeat | 11/18/2024 |
10 | TrustCo Bank declares 0.36 dividend | 11/19/2024 |
11 | Disposition of 7 shares by Flynn Brian C of TrustCo Bank subject to Rule 16b-3 | 11/21/2024 |
12 | Disposition of 450 shares by Kevin Curley of TrustCo Bank at 36.77 subject to Rule 16b-3 | 11/25/2024 |
| Begin Period Cash Flow | 650.6 M | |
| Free Cash Flow | 58.5 M |
TrustCo |
TrustCo Bank Relative Risk vs. Return Landscape
If you would invest 3,407 in TrustCo Bank Corp on September 3, 2024 and sell it today you would earn a total of 317.00 from holding TrustCo Bank Corp or generate 9.3% return on investment over 90 days. TrustCo Bank Corp is currently generating 0.1628% in daily expected returns and assumes 2.2397% risk (volatility on return distribution) over the 90 days horizon. In different words, 19% of stocks are less volatile than TrustCo, and 97% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
TrustCo Bank Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for TrustCo Bank's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as TrustCo Bank Corp, and traders can use it to determine the average amount a TrustCo Bank's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0727
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | TRST | |||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns |
Estimated Market Risk
| 2.24 actual daily | 19 81% of assets are more volatile |
Expected Return
| 0.16 actual daily | 3 97% of assets have higher returns |
Risk-Adjusted Return
| 0.07 actual daily | 5 95% of assets perform better |
Based on monthly moving average TrustCo Bank is performing at about 5% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of TrustCo Bank by adding it to a well-diversified portfolio.
TrustCo Bank Fundamentals Growth
TrustCo Stock prices reflect investors' perceptions of the future prospects and financial health of TrustCo Bank, and TrustCo Bank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on TrustCo Stock performance.
| Return On Equity | 0.0733 | |||
| Return On Asset | 0.0078 | |||
| Profit Margin | 0.28 % | |||
| Operating Margin | 0.42 % | |||
| Current Valuation | 299.84 M | |||
| Shares Outstanding | 19.01 M | |||
| Price To Earning | 69.51 X | |||
| Price To Book | 1.06 X | |||
| Price To Sales | 4.24 X | |||
| Revenue | 190.16 M | |||
| Gross Profit | 199.74 M | |||
| EBITDA | 88.4 M | |||
| Net Income | 58.65 M | |||
| Cash And Equivalents | 841.26 M | |||
| Cash Per Share | 44.16 X | |||
| Total Debt | 44.47 M | |||
| Debt To Equity | 10.46 % | |||
| Book Value Per Share | 35.19 X | |||
| Cash Flow From Operations | 64.13 M | |||
| Earnings Per Share | 2.48 X | |||
| Market Capitalization | 689.89 M | |||
| Total Asset | 6.17 B | |||
| Retained Earnings | 425.07 M | |||
About TrustCo Bank Performance
Assessing TrustCo Bank's fundamental ratios provides investors with valuable insights into TrustCo Bank's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the TrustCo Bank is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.17 |
Things to note about TrustCo Bank Corp performance evaluation
Checking the ongoing alerts about TrustCo Bank for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for TrustCo Bank Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 75.0% of the company shares are owned by institutional investors | |
| Latest headline from seekingalpha.com: TrustCo Bank declares 0.36 dividend |
- Analyzing TrustCo Bank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether TrustCo Bank's stock is overvalued or undervalued compared to its peers.
- Examining TrustCo Bank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating TrustCo Bank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of TrustCo Bank's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of TrustCo Bank's stock. These opinions can provide insight into TrustCo Bank's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for TrustCo Stock Analysis
When running TrustCo Bank's price analysis, check to measure TrustCo Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TrustCo Bank is operating at the current time. Most of TrustCo Bank's value examination focuses on studying past and present price action to predict the probability of TrustCo Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TrustCo Bank's price. Additionally, you may evaluate how the addition of TrustCo Bank to your portfolios can decrease your overall portfolio volatility.