Five Star Bancorp Stock Today

FSBC Stock  USD 33.37  0.02  0.06%   

Performance

8 of 100

 
Weak
 
Strong
OK

Odds Of Distress

Less than 5

 
High
 
Low
Very Low
Five Star is trading at 33.37 as of the 26th of November 2024, a 0.06% down since the beginning of the trading day. The stock's open price was 33.39. Five Star has under 5 % chance of experiencing financial distress over the next 2 years but had a somewhat ok performance during the last 90 days. Equity ratings for Five Star Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 5th of July 2023 and ending today, the 26th of November 2024. Click here to learn more.
Business Domain
Banks
IPO Date
4th of May 2021
Category
Financial Services
Classification
Financials
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California. The company has 21.32 M outstanding shares of which 204.17 K shares are currently shorted by private and institutional investors with about 7.2 trading days to cover. More on Five Star Bancorp

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Five Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO PresidentJames Beckwith
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00870.0133
Way Down
Slightly volatile
Asset Turnover0.02240.0326
Way Down
Pretty Stable
Gross Profit Margin0.02920.0307
Notably Down
Slightly volatile
Total Current Liabilities3.2 BB
Sufficiently Up
Slightly volatile
Non Current Liabilities Total3.5 B3.3 B
Sufficiently Up
Slightly volatile
Total Assets1.9 B3.6 B
Way Down
Slightly volatile
Total Current Assets291.3 M321.6 M
Moderately Down
Slightly volatile
Debt Levels
Five Star can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Five Star's financial leverage. It provides some insight into what part of Five Star's total assets is financed by creditors.
Liquidity
Five Star Bancorp currently holds 249.35 M in liabilities with Debt to Equity (D/E) ratio of 10.76, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Five Star's use of debt, we should always consider it together with its cash and equity.

Change In Cash

64.66 Million
Five Star Bancorp (FSBC) is traded on NASDAQ Exchange in USA. It is located in 3100 Zinfandel Drive, Rancho Cordova, CA, United States, 95670 and employs 180 people. Five Star is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 711.42 M. Five Star Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 21.32 M outstanding shares of which 204.17 K shares are currently shorted by private and institutional investors with about 7.2 trading days to cover. Five Star Bancorp currently holds about 327.88 M in cash with 38.91 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 19.01.
Check Five Star Probability Of Bankruptcy
Ownership Allocation
Five Star holds a total of 21.32 Million outstanding shares. Over half of Five Star's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Five Ownership Details

Five Stock Institutional Holders

InstituionRecorded OnShares
Kennedy Capital Management Inc2024-09-30
302.6 K
Maltese Capital Management Llc2024-09-30
301.1 K
Pacific Ridge Capital Partners, Llc2024-09-30
270.3 K
American Century Companies Inc2024-09-30
199.5 K
Dimensional Fund Advisors, Inc.2024-09-30
162.2 K
Northern Trust Corp2024-09-30
150.1 K
Banc Funds Co Llc2024-09-30
148.9 K
Brighton Jones Llc2024-09-30
141.3 K
Siena Capital Management, Llc2024-09-30
134.8 K
T. Rowe Price Investment Management,inc.2024-09-30
M
Davis Asset Management, L.p.2024-09-30
1.5 M
View Five Star Diagnostics

Five Star Historical Income Statement

At present, Five Star's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Total Operating Expenses is expected to grow to about 2.5 M, whereas Selling General Administrative is forecasted to decline to about 16.7 M. View More Fundamentals

Five Stock Against Markets

Five Star Corporate Management

Michael LeeSenior OfficerProfile
John DaltonSenior OfficerProfile
Michael CampbellSecretaryProfile
Shelley WettonSenior OfficerProfile
Brett WaitSenior OfficerProfile
When determining whether Five Star Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Five Star's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Five Star Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Five Star Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Five Star Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Five Star. If investors know Five will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Five Star listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.19)
Dividend Share
0.8
Earnings Share
2.26
Revenue Per Share
5.91
Quarterly Revenue Growth
0.043
The market value of Five Star Bancorp is measured differently than its book value, which is the value of Five that is recorded on the company's balance sheet. Investors also form their own opinion of Five Star's value that differs from its market value or its book value, called intrinsic value, which is Five Star's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Five Star's market value can be influenced by many factors that don't directly affect Five Star's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Five Star's value and its price as these two are different measures arrived at by different means. Investors typically determine if Five Star is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Five Star's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.