Trustco Bank Corp Stock Current Valuation
| TRST Stock | USD 37.24 0.32 0.85% |
Valuation analysis of TrustCo Bank Corp helps investors to measure TrustCo Bank's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. At this time, TrustCo Bank's Enterprise Value Over EBITDA is comparatively stable compared to the past year. Enterprise Value Multiple is likely to gain to 12.17 in 2024, whereas Enterprise Value is likely to drop slightly above 397 M in 2024. Fundamental drivers impacting TrustCo Bank's valuation include:
Price Book 1.0582 | Enterprise Value 299.8 M | Price Sales 4.2352 | Trailing PE 14.6331 | Enterprise Value Revenue 4.9018 |
Overvalued
Today
Please note that TrustCo Bank's price fluctuation is very steady at this time. Calculation of the real value of TrustCo Bank Corp is based on 3 months time horizon. Increasing TrustCo Bank's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
TrustCo Bank's intrinsic value may or may not be the same as its current market price of 37.24, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 37.24 | Real 30.3 | Target 26.0 | Hype 37.24 | Naive 37.16 |
The intrinsic value of TrustCo Bank's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence TrustCo Bank's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of TrustCo Bank Corp helps investors to forecast how TrustCo stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of TrustCo Bank more accurately as focusing exclusively on TrustCo Bank's fundamentals will not take into account other important factors: TrustCo Bank Corp Company Current Valuation Analysis
TrustCo Bank's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current TrustCo Bank Current Valuation | 299.84 M |
Most of TrustCo Bank's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, TrustCo Bank Corp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
TrustCo Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for TrustCo Bank is extremely important. It helps to project a fair market value of TrustCo Stock properly, considering its historical fundamentals such as Current Valuation. Since TrustCo Bank's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of TrustCo Bank's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of TrustCo Bank's interrelated accounts and indicators.
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TrustCo Current Valuation Historical Pattern
Today, most investors in TrustCo Bank Stock are looking for potential investment opportunities by analyzing not only static indicators but also various TrustCo Bank's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's current valuation growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of TrustCo Bank current valuation as a starting point in their analysis.
TrustCo Bank Current Valuation |
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Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
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In accordance with the recently published financial statements, TrustCo Bank Corp has a Current Valuation of 299.84 M. This is 99.09% lower than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 98.2% higher than that of the company.
TrustCo Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses TrustCo Bank's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of TrustCo Bank could also be used in its relative valuation, which is a method of valuing TrustCo Bank by comparing valuation metrics of similar companies.TrustCo Bank is currently under evaluation in current valuation category among its peers.
TrustCo Bank ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, TrustCo Bank's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to TrustCo Bank's managers, analysts, and investors.Environmental | Governance | Social |
TrustCo Fundamentals
| Return On Equity | 0.0733 | |||
| Return On Asset | 0.0078 | |||
| Profit Margin | 0.28 % | |||
| Operating Margin | 0.42 % | |||
| Current Valuation | 299.84 M | |||
| Shares Outstanding | 19.01 M | |||
| Shares Owned By Insiders | 3.28 % | |||
| Shares Owned By Institutions | 74.92 % | |||
| Number Of Shares Shorted | 115.91 K | |||
| Price To Earning | 69.51 X | |||
| Price To Book | 1.06 X | |||
| Price To Sales | 4.24 X | |||
| Revenue | 190.16 M | |||
| Gross Profit | 199.74 M | |||
| EBITDA | 88.4 M | |||
| Net Income | 58.65 M | |||
| Cash And Equivalents | 841.26 M | |||
| Cash Per Share | 44.16 X | |||
| Total Debt | 44.47 M | |||
| Debt To Equity | 10.46 % | |||
| Book Value Per Share | 35.19 X | |||
| Cash Flow From Operations | 64.13 M | |||
| Short Ratio | 2.90 X | |||
| Earnings Per Share | 2.48 X | |||
| Price To Earnings To Growth | 3.73 X | |||
| Target Price | 26.0 | |||
| Number Of Employees | 735 | |||
| Beta | 0.82 | |||
| Market Capitalization | 689.89 M | |||
| Total Asset | 6.17 B | |||
| Retained Earnings | 425.07 M | |||
| Annual Yield | 0.04 % | |||
| Five Year Return | 3.78 % | |||
| Net Asset | 6.17 B | |||
| Last Dividend Paid | 1.44 |
About TrustCo Bank Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze TrustCo Bank Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of TrustCo Bank using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of TrustCo Bank Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for TrustCo Stock Analysis
When running TrustCo Bank's price analysis, check to measure TrustCo Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TrustCo Bank is operating at the current time. Most of TrustCo Bank's value examination focuses on studying past and present price action to predict the probability of TrustCo Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TrustCo Bank's price. Additionally, you may evaluate how the addition of TrustCo Bank to your portfolios can decrease your overall portfolio volatility.