U I Financial Stock Performance
| UNIF Stock | USD 3.40 0.10 2.86% |
The firm has a beta of -0.47, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, returns on owning U I are expected to decrease at a much lower rate. During the bear market, U I is likely to outperform the market. At this point, U I Financial has a negative expected return of -0.29%. Please make sure to validate U I's maximum drawdown, as well as the relationship between the daily balance of power and price action indicator , to decide if U I Financial performance from the past will be repeated sooner or later.
Risk-Adjusted Performance
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Over the last 90 days U I Financial has generated negative risk-adjusted returns adding no value to investors with long positions. Despite fragile performance in the last few months, the Stock's forward indicators remain nearly stable which may send shares a bit higher in December 2024. The current disturbance may also be a sign of long-run up-swing for the company stockholders. ...more
Actual Historical Performance (%)
Five Day Return (2.86) | Year To Date Return (67.62) | Ten Year Return (56.74) | All Time Return (56.74) |
| Begin Period Cash Flow | 22.2 M | |
| Total Cashflows From Investing Activities | -28.5 M |
UNIF |
U I Relative Risk vs. Return Landscape
If you would invest 415.00 in U I Financial on August 31, 2024 and sell it today you would lose (75.00) from holding U I Financial or give up 18.07% of portfolio value over 90 days. U I Financial is currently does not generate positive expected returns and assumes 2.3438% risk (volatility on return distribution) over the 90 days horizon. In different words, 20% of otc stocks are less volatile than UNIF, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
U I Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for U I's investment risk. Standard deviation is the most common way to measure market volatility of otc stocks, such as U I Financial, and traders can use it to determine the average amount a U I's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1233
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | UNIF |
Estimated Market Risk
| 2.34 actual daily | 20 80% of assets are more volatile |
Expected Return
| -0.29 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.12 actual daily | 0 Most of other assets perform better |
Based on monthly moving average U I is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of U I by adding U I to a well-diversified portfolio.
U I Fundamentals Growth
UNIF OTC Stock prices reflect investors' perceptions of the future prospects and financial health of U I, and U I fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on UNIF OTC Stock performance.
| Return On Equity | 0.13 | |||
| Return On Asset | 0.0198 | |||
| Profit Margin | 0.38 % | |||
| Operating Margin | 0.47 % | |||
| Current Valuation | 36.4 M | |||
| Shares Outstanding | 5.46 M | |||
| Price To Earning | 10.22 X | |||
| Price To Book | 0.91 X | |||
| Price To Sales | 2.72 X | |||
| Revenue | 22.27 M | |||
| Cash And Equivalents | 30.85 M | |||
| Cash Per Share | 5.55 X | |||
| Total Debt | 10 M | |||
| Book Value Per Share | 12.07 X | |||
| Cash Flow From Operations | (4.11 M) | |||
| Earnings Per Share | 1.77 X | |||
| Total Asset | 455.68 M | |||
About U I Performance
By analyzing U I's fundamental ratios, stakeholders can gain valuable insights into U I's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if U I has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if U I has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
U I Financial Corp. operates as the holding company for UniBank that provides banking products and services for small to medium-sized businesses, professionals, and residents with a particular emphasis on Korean and other ethnic minority communities in the United States. The company was founded in 2006 and is based in Lynnwood, Washington. UI Financial is traded on OTC Exchange in the United States.Things to note about U I Financial performance evaluation
Checking the ongoing alerts about U I for important developments is a great way to find new opportunities for your next move. OTC Stock alerts and notifications screener for U I Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| U I Financial generated a negative expected return over the last 90 days | |
| U I Financial currently holds about 30.85 M in cash with (4.11 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.55, which can makes it an attractive takeover target, given it will continue generating positive cash flow. |
- Analyzing U I's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether U I's stock is overvalued or undervalued compared to its peers.
- Examining U I's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating U I's management team can have a significant impact on its success or failure. Reviewing the track record and experience of U I's management team can help you assess the OTC Stock's leadership.
- Pay attention to analyst opinions and ratings of U I's otc stock. These opinions can provide insight into U I's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for UNIF OTC Stock analysis
When running U I's price analysis, check to measure U I's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy U I is operating at the current time. Most of U I's value examination focuses on studying past and present price action to predict the probability of U I's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move U I's price. Additionally, you may evaluate how the addition of U I to your portfolios can decrease your overall portfolio volatility.
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