U I Financial Stock Fundamentals
| UNIF Stock | USD 3.50 0.05 1.45% |
U I Financial fundamentals help investors to digest information that contributes to U I's financial success or failures. It also enables traders to predict the movement of UNIF OTC Stock. The fundamental analysis module provides a way to measure U I's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to U I otc stock.
UNIF |
U I Financial OTC Stock Return On Equity Analysis
U I's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current U I Return On Equity | 0.13 |
Most of U I's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, U I Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
| Competition |
Based on the latest financial disclosure, U I Financial has a Return On Equity of 0.1347. This is 90.71% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The return on equity for all United States stocks is 143.45% lower than that of the firm.
U I Financial Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining U I's current stock value. Our valuation model uses many indicators to compare U I value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across U I competition to find correlations between indicators driving U I's intrinsic value. More Info.U I Financial is rated first in return on equity category among its peers. It is rated first in return on asset category among its peers reporting about 0.15 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for U I Financial is roughly 6.80 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the U I's earnings, one of the primary drivers of an investment's value.UNIF Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses U I's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the otc stocks which would be a good addition to a portfolio. Peer analysis of U I could also be used in its relative valuation, which is a method of valuing U I by comparing valuation metrics of similar companies.U I is currently under evaluation in return on equity category among its peers.
UNIF Fundamentals
| Return On Equity | 0.13 | |||
| Return On Asset | 0.0198 | |||
| Profit Margin | 0.38 % | |||
| Operating Margin | 0.47 % | |||
| Current Valuation | 36.4 M | |||
| Shares Outstanding | 5.46 M | |||
| Price To Earning | 10.22 X | |||
| Price To Book | 0.91 X | |||
| Price To Sales | 2.72 X | |||
| Revenue | 22.27 M | |||
| Gross Profit | 22.27 M | |||
| Net Income | 8.5 M | |||
| Cash And Equivalents | 30.85 M | |||
| Cash Per Share | 5.55 X | |||
| Total Debt | 10 M | |||
| Book Value Per Share | 12.07 X | |||
| Cash Flow From Operations | (4.11 M) | |||
| Earnings Per Share | 1.77 X | |||
| Beta | 0.52 | |||
| Market Capitalization | 62.8 M | |||
| Total Asset | 455.68 M | |||
| Z Score | 3.6 | |||
| Annual Yield | 0.02 % | |||
| Net Asset | 455.68 M |
About U I Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze U I Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of U I using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of U I Financial based on its fundamental data. In general, a quantitative approach, as applied to this otc stock, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.U I Financial Corp. operates as the holding company for UniBank that provides banking products and services for small to medium-sized businesses, professionals, and residents with a particular emphasis on Korean and other ethnic minority communities in the United States. The company was founded in 2006 and is based in Lynnwood, Washington. UI Financial is traded on OTC Exchange in the United States.
Currently Active Assets on Macroaxis
Other Information on Investing in UNIF OTC Stock
U I financial ratios help investors to determine whether UNIF OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in UNIF with respect to the benefits of owning U I security.