U I Valuation
| UNIF Stock | USD 3.50 0.05 1.45% |
At this time, the entity appears to be overvalued. U I Financial has a current Real Value of $3.11 per share. The regular price of the entity is $3.5. Our model measures the value of U I Financial from examining the entity fundamentals such as Return On Equity of 0.13, current valuation of 36.4 M, and Return On Asset of 0.0198 as well as analyzing its technical indicators and probability of bankruptcy. . In general, most investors recommend locking in undervalued stocks and disposing overvalued stocks since, sooner or later, asset prices and their ongoing real values will draw towards each other.
Overvalued
Today
Please note that U I's price fluctuation is moderately volatile at this time. Calculation of the real value of U I Financial is based on 3 months time horizon. Increasing U I's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the UNIF otc stock is determined by what a typical buyer is willing to pay for full or partial control of U I Financial. Since U I is currently traded on the exchange, buyers and sellers on that exchange determine the market value of UNIF OTC Stock. However, U I's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 3.5 | Real 3.11 | Hype 3.5 |
The real value of UNIF OTC Stock, also known as its intrinsic value, is the underlying worth of U I Financial OTC Stock, which is reflected in its stock price. It is based on U I's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of U I's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of U I Financial helps investors to forecast how UNIF otc stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of U I more accurately as focusing exclusively on U I's fundamentals will not take into account other important factors: U I Total Value Analysis
U I Financial is at this time forecasted to have valuation of 36.4 M with market capitalization of 62.8 M, debt of 10 M, and cash on hands of 30.85 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the U I fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
36.4 M | 62.8 M | 10 M | 30.85 M |
U I Investor Information
The company has Price to Book (P/B) ratio of 0.91. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. U I Financial last dividend was issued on the 6th of October 2022. The entity had 1:1 split on the 4th of October 2017. Based on the key indicators obtained from U I's historical financial statements, U I Financial is not in a good financial situation at the moment. It has a very high risk of going through financial straits in December.U I Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. U I has an asset utilization ratio of 4.89 percent. This implies that the OTC Stock is making $0.0489 for each dollar of assets. An increasing asset utilization means that U I Financial is more efficient with each dollar of assets it utilizes for everyday operations.U I Profitability Analysis
The company reported the previous year's revenue of 22.27 M. Net Income was 8.5 M with profit before overhead, payroll, taxes, and interest of 22.27 M.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates U I's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in U I and how it compares across the competition.
About U I Valuation
The otc valuation mechanism determines U I's current worth on a weekly basis. Our valuation model uses a comparative analysis of U I. We calculate exposure to U I's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of U I's related companies.U I Financial Corp. operates as the holding company for UniBank that provides banking products and services for small to medium-sized businesses, professionals, and residents with a particular emphasis on Korean and other ethnic minority communities in the United States. The company was founded in 2006 and is based in Lynnwood, Washington. UI Financial is traded on OTC Exchange in the United States.
8 Steps to conduct U I's Valuation Analysis
OTC Stock's valuation is the process of determining the worth of any otc stock in monetary terms. It estimates U I's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of otc stock valuation is a single number representing a OTC Stock's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct U I's valuation analysis, follow these 8 steps:- Gather financial information: Obtain U I's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine U I's revenue streams: Identify U I's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research U I's industry and market trends, including the size of the market, growth rate, and competition.
- Establish U I's growth potential: Evaluate U I's management, business model, and growth potential.
- Determine U I's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the OTC Stock's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate U I's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
U I Growth Indicators
Investing in growth stocks can be very risky. If the company such as U I does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 5.6 M | |
| Quarterly Earnings Growth Y O Y | 0.265 | |
| Retained Earnings | 35.3 M |
Complementary Tools for UNIF OTC Stock analysis
When running U I's price analysis, check to measure U I's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy U I is operating at the current time. Most of U I's value examination focuses on studying past and present price action to predict the probability of U I's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move U I's price. Additionally, you may evaluate how the addition of U I to your portfolios can decrease your overall portfolio volatility.
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