Us Century Bank Stock Performance
| USCB Stock | USD 19.43 0.58 3.08% |
On a scale of 0 to 100, US Century holds a performance score of 8. The entity owns a Beta (Systematic Risk) of 0.71, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, US Century's returns are expected to increase less than the market. However, during the bear market, the loss of holding US Century is expected to be smaller as well. Please check US Century's sortino ratio, semi variance, and the relationship between the standard deviation and value at risk , to make a quick decision on whether US Century's current price history will revert.
Risk-Adjusted Performance
Mild
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in US Century Bank are ranked lower than 8 (%) of all global equities and portfolios over the last 90 days. Despite somewhat uncertain fundamental indicators, US Century sustained solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 0.64 | Five Day Return (1.05) | Year To Date Return 3.57 | Ten Year Return 74.21 | All Time Return 74.21 |
Forward Dividend Yield 0.0265 | Payout Ratio | Last Split Factor 1:1 | Forward Dividend Rate 0.5 | Dividend Date 2026-03-05 |
1 | Disposition of 21327 shares by Wycoff W Kirk of US Century at 18.02 subject to Rule 16b-3 | 11/24/2025 |
2 | Disposition of 22558 shares by Wycoff W Kirk of US Century at 18.06 subject to Rule 16b-3 | 11/25/2025 |
3 | Disposition of 7500 shares by Feinglass Howard of US Century at 7.5 subject to Rule 16b-3 | 12/01/2025 |
4 | Disposition of 14695 shares by Wycoff W Kirk of US Century at 17.75 subject to Rule 16b-3 | 12/02/2025 |
| US Century dividend paid on 5th of December 2025 | 12/05/2025 |
5 | Disposition of 82043 shares by Wycoff W Kirk of US Century at 18.56 subject to Rule 16b-3 | 12/10/2025 |
6 | Disposition of 000 shares by Wycoff W Kirk of US Century at 18.68 subject to Rule 16b-3 | 12/11/2025 |
7 | Third Coast Bancshares, Inc. Hit a 52 Week High, Can the Run Continue | 12/18/2025 |
8 | USCB Financial Upgraded to Strong Buy Heres What You Should Know | 12/31/2025 |
9 | Acquisition by Abadin Ramon of 2500 shares of US Century at 13.36 subject to Rule 16b-3 | 01/09/2026 |
10 | USCB Financial Expected to Announce Earnings on Thursday | 01/20/2026 |
11 | USCB Financial Holdings, Inc. Reports Fourth Quarter 2025 Fully Diluted EPS of 0.07 Operating Diluted EPS of 0.44, Primarily Excluding Portfolio Restructuring P... | 01/22/2026 |
12 | 5 Stocks Worth Watching on Their Fresh Dividend Hikes | 01/23/2026 |
13 | Acquisition by De La Aguilera Luis of 27632 shares of US Century subject to Rule 16b-3 | 01/27/2026 |
14 | Disposition of 10000 shares by De La Aguilera Luis of US Century at 7.5 subject to Rule 16b-3 | 01/29/2026 |
| Begin Period Cash Flow | 41.1 M | |
| Total Cashflows From Investing Activities | -211.9 M |
US Century Relative Risk vs. Return Landscape
If you would invest 1,727 in US Century Bank on November 4, 2025 and sell it today you would earn a total of 216.00 from holding US Century Bank or generate 12.51% return on investment over 90 days. US Century Bank is currently generating 0.2107% in daily expected returns and assumes 2.0412% risk (volatility on return distribution) over the 90 days horizon. In different words, 18% of stocks are less volatile than USCB, and 96% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
US Century Target Price Odds to finish over Current Price
The tendency of USCB Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 19.43 | 90 days | 19.43 | about 12.97 |
Based on a normal probability distribution, the odds of US Century to move above the current price in 90 days from now is about 12.97 (This US Century Bank probability density function shows the probability of USCB Stock to fall within a particular range of prices over 90 days) .
Given the investment horizon of 90 days US Century has a beta of 0.71. This usually implies as returns on the market go up, US Century average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding US Century Bank will be expected to be much smaller as well. Additionally US Century Bank has an alpha of 0.1169, implying that it can generate a 0.12 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta). US Century Price Density |
| Price |
Predictive Modules for US Century
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as US Century Bank. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of US Century's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
US Century Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. US Century is not an exception. The market had few large corrections towards the US Century's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold US Century Bank, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of US Century within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.12 | |
β | Beta against Dow Jones | 0.71 | |
σ | Overall volatility | 0.86 | |
Ir | Information ratio | 0.05 |
US Century Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of US Century for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for US Century Bank can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| About 63.0% of the company outstanding shares are owned by institutional investors | |
| Latest headline from insidermonkey.com: Acquisition by De La Aguilera Luis of 27632 shares of US Century subject to Rule 16b-3 |
US Century Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of USCB Stock often depends not only on the future outlook of the current and potential US Century's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. US Century's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 18.3 M | |
| Cash And Short Term Investments | 82.3 M |
US Century Fundamentals Growth
USCB Stock prices reflect investors' perceptions of the future prospects and financial health of US Century, and US Century fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on USCB Stock performance.
| Return On Equity | 0.12 | |||
| Return On Asset | 0.0097 | |||
| Profit Margin | 0.30 % | |||
| Operating Margin | 0.21 % | |||
| Current Valuation | 500.97 M | |||
| Shares Outstanding | 18.14 M | |||
| Price To Earning | 5.15 X | |||
| Price To Book | 1.64 X | |||
| Price To Sales | 3.89 X | |||
| Revenue | 152.08 M | |||
| Gross Profit | 87.92 M | |||
| EBITDA | 36.37 M | |||
| Net Income | 24.67 M | |||
| Cash And Equivalents | 87.1 M | |||
| Cash Per Share | 4.36 X | |||
| Total Debt | 90.75 M | |||
| Book Value Per Share | 11.97 X | |||
| Cash Flow From Operations | 34.09 M | |||
| Earnings Per Share | 1.57 X | |||
| Market Capitalization | 341.9 M | |||
| Total Asset | 2.8 B | |||
| Retained Earnings | (67.81 M) | |||
About US Century Performance
By analyzing US Century's fundamental ratios, stakeholders can gain valuable insights into US Century's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if US Century has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if US Century has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.12 | 0.06 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.12 | 0.08 |
Things to note about US Century Bank performance evaluation
Checking the ongoing alerts about US Century for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for US Century Bank help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 63.0% of the company outstanding shares are owned by institutional investors | |
| Latest headline from insidermonkey.com: Acquisition by De La Aguilera Luis of 27632 shares of US Century subject to Rule 16b-3 |
- Analyzing US Century's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether US Century's stock is overvalued or undervalued compared to its peers.
- Examining US Century's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating US Century's management team can have a significant impact on its success or failure. Reviewing the track record and experience of US Century's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of US Century's stock. These opinions can provide insight into US Century's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for USCB Stock analysis
When running US Century's price analysis, check to measure US Century's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy US Century is operating at the current time. Most of US Century's value examination focuses on studying past and present price action to predict the probability of US Century's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move US Century's price. Additionally, you may evaluate how the addition of US Century to your portfolios can decrease your overall portfolio volatility.
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