Us Century Bank Stock Today

USCB Stock  USD 20.78  0.25  1.22%   

Performance

14 of 100

 
Weak
 
Strong
Good

Odds Of Distress

Less than 8

 
High
 
Low
Low
US Century is trading at 20.78 as of the 26th of November 2024, a 1.22 percent up since the beginning of the trading day. The stock's open price was 20.53. US Century has only a 8 % chance of going through financial distress over the next few years and had a good performance during the last 90 days. Equity ratings for US Century Bank are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 5th of July 2023 and ending today, the 26th of November 2024. Click here to learn more.
Business Domain
Banks
IPO Date
23rd of July 2021
Category
Financial Services
Classification
Financials
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida. Uscb Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 19.84 M outstanding shares of which 44.3 K shares are at this time shorted by private and institutional investors with about 3.41 trading days to cover. More on US Century Bank

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USCB Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO PresidentLuis Aguilera
Old NameSSgA SPDR ETFs Europe I Public Limited Company - SPDR Barclays U.S. Corporate Bond UCITS ETF
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00690.0071
Fairly Down
Pretty Stable
Asset Turnover0.03520.0272
Significantly Up
Slightly volatile
Gross Profit Margin1.361.53
Fairly Down
Slightly volatile
Net Debt161 M153.4 M
Sufficiently Up
Slightly volatile
Total Current Liabilities1.7 B1.6 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total290.5 M549.9 M
Way Down
Slightly volatile
Total AssetsB2.3 B
Fairly Down
Slightly volatile
Total Current Assets65.1 M92.8 M
Way Down
Slightly volatile
Total Cash From Operating Activities22.3 M22.5 M
Slightly Down
Slightly volatile
Debt Levels
US Century can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand US Century's financial leverage. It provides some insight into what part of US Century's total assets is financed by creditors.
Liquidity
US Century Bank currently holds 194.42 M in liabilities. Note, when we think about US Century's use of debt, we should always consider it together with its cash and equity.

Investments

(273.06 Million)
US Century Bank (USCB) is traded on NASDAQ Exchange in USA. It is located in 2301 NW 87th Avenue, Miami, FL, United States, 33172 and employs 198 people. US Century is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 412.29 M. US Century Bank conducts business under Banks sector and is part of Financials industry. The entity has 19.84 M outstanding shares of which 44.3 K shares are at this time shorted by private and institutional investors with about 3.41 trading days to cover. US Century Bank currently holds about 87.1 M in cash with 22.55 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.36.
Check US Century Probability Of Bankruptcy
Ownership Allocation
US Century Bank secures a total of 19.84 Million outstanding shares. Over half of US Century's outstanding shares are owned by institutions. These institutions are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company retains, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check USCB Ownership Details

USCB Stock Institutional Holders

InstituionRecorded OnShares
Banc Funds Co Llc2024-09-30
149.2 K
State Street Corp2024-06-30
123.5 K
Elizabeth Park Capital Advisors, Ltd2024-09-30
118.9 K
Renaissance Technologies Corp2024-09-30
99.6 K
Dimensional Fund Advisors, Inc.2024-09-30
89.4 K
Northern Trust Corp2024-09-30
84.3 K
Goldman Sachs Group Inc2024-06-30
80.9 K
Kennedy Capital Management Inc2024-09-30
69.7 K
Morgan Stanley - Brokerage Accounts2024-06-30
62 K
Patriot Financial Partners Gp, Llc2024-06-30
4.5 M
Endeavour Capital Advisors Inc2024-09-30
1.4 M
View US Century Diagnostics

US Century Historical Income Statement

At present, US Century's Depreciation And Amortization is projected to increase significantly based on the last few years of reporting. The current year's Interest Expense is expected to grow to about 44.6 M, whereas Selling General Administrative is forecasted to decline to about 3 M. View More Fundamentals

USCB Stock Against Markets

US Century Corporate Management

Jalal EsqSec CounselProfile
Roberto CPAController OfficerProfile
Benigno CPAEx OfficerProfile
Maricarmen LogronoExecutive OfficerProfile
Martha GuerraKattouExecutive MarketingProfile
When determining whether US Century Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of US Century's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Us Century Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Us Century Bank Stock:
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of US Century. If investors know USCB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about US Century listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.842
Dividend Share
0.15
Earnings Share
1.04
Revenue Per Share
3.66
Quarterly Revenue Growth
0.328
The market value of US Century Bank is measured differently than its book value, which is the value of USCB that is recorded on the company's balance sheet. Investors also form their own opinion of US Century's value that differs from its market value or its book value, called intrinsic value, which is US Century's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because US Century's market value can be influenced by many factors that don't directly affect US Century's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between US Century's value and its price as these two are different measures arrived at by different means. Investors typically determine if US Century is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, US Century's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.