Us Century Bank Stock Analysis

USCB Stock  USD 20.37  0.41  1.97%   
US Century Bank is overvalued with Real Value of 17.27 and Target Price of 12.25. The main objective of US Century stock analysis is to determine its intrinsic value, which is an estimate of what US Century Bank is worth, separate from its market price. There are two main types of US Century's stock analysis: fundamental analysis and technical analysis.
The US Century stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and US Century's ongoing operational relationships across important fundamental and technical indicators.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in US Century Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.

USCB Stock Analysis Notes

About 25.0% of the company outstanding shares are owned by insiders. The company has Price to Book (P/B) ratio of 1.93. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. US Century Bank last dividend was issued on the 15th of November 2024. The entity had 1:1 split on the 30th of December 2021. USCB Financial Holdings, Inc. operates as the bank holding company for U.S. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida. Uscb Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 192 people. For more information please call Luis Aguilera at 305 715 5200 or visit https://www.uscentury.com.

US Century Quarterly Total Revenue

21.55 Million

US Century Bank Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. US Century's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding US Century Bank or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
US Century Bank appears to be risky and price may revert if volatility continues
About 64.0% of the company outstanding shares are owned by institutional investors
Latest headline from thelincolnianonline.com: USCB Financial Upgraded at Raymond James

US Century Bank Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to US Century previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

USCB Largest EPS Surprises

Earnings surprises can significantly impact US Century's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2023-07-27
2023-06-300.240.21-0.0312 
2023-04-27
2023-03-310.260.290.0311 
2024-10-24
2024-09-300.310.350.0412 
View All Earnings Estimates

US Century Environmental, Social, and Governance (ESG) Scores

US Century's ESG score is a quantitative measure that evaluates US Century's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of US Century's operations that may have significant financial implications and affect US Century's stock price as well as guide investors towards more socially responsible investments.

USCB Stock Institutional Investors

Shares
Banc Funds Co Llc2024-09-30
149.2 K
State Street Corp2024-06-30
123.5 K
Elizabeth Park Capital Advisors, Ltd2024-09-30
118.9 K
Renaissance Technologies Corp2024-09-30
99.6 K
Dimensional Fund Advisors, Inc.2024-09-30
89.4 K
Northern Trust Corp2024-09-30
84.3 K
Goldman Sachs Group Inc2024-06-30
80.9 K
Kennedy Capital Management Inc2024-09-30
69.7 K
Morgan Stanley - Brokerage Accounts2024-06-30
62 K
Patriot Financial Partners Gp, Llc2024-06-30
4.5 M
Endeavour Capital Advisors Inc2024-09-30
1.4 M
Note, although US Century's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

USCB Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 412.29 M.

USCB Profitablity

The company has Profit Margin (PM) of 0.29 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.47 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.47.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.04  0.04 
Return On Assets 0.01  0.01 
Return On Equity 0.09  0.07 

Management Efficiency

At present, US Century's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Capital Employed is expected to grow to 0.04, whereas Return On Assets are forecasted to decline to 0.01. At present, US Century's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Intangibles To Total Assets is expected to grow to 0.24, whereas Total Assets are forecasted to decline to about 2 B. US Century's management efficiency ratios could be used to measure how well US Century manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 9.78  15.24 
Tangible Book Value Per Share 9.78  10.27 
Enterprise Value Over EBITDA 17.59  18.47 
Price Book Value Ratio 1.25  0.79 
Enterprise Value Multiple 17.59  18.47 
Price Fair Value 1.25  0.79 
Enterprise Value393.7 M413.4 M
US Century showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Dividend Yield
0.0096
Operating Margin
0.4663
Profit Margin
0.2854
Forward Dividend Yield
0.0096
Beta
0.396

Technical Drivers

As of the 27th of November, US Century owns the Risk Adjusted Performance of 0.1533, mean deviation of 1.86, and Downside Deviation of 1.88. Concerning fundamental indicators, the technical analysis model makes it possible for you to check potential technical drivers of US Century Bank, as well as the relationship between them.

US Century Bank Price Movement Analysis

Execute Study
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US Century Bank Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific US Century insiders, such as employees or executives, is commonly permitted as long as it does not rely on US Century's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases US Century insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Rodriguez Ramon A over six months ago
Acquisition by Rodriguez Ramon A of 1600 shares of US Century at 11.96 subject to Rule 16b-3
 
Anderson Robert B. over six months ago
Acquisition by Anderson Robert B. of 7000 shares of US Century at 12.12 subject to Rule 16b-3
 
Anderson Robert B. over six months ago
Acquisition by Anderson Robert B. of 525 shares of US Century at 12.15 subject to Rule 16b-3
 
Anderson Robert B. over six months ago
Acquisition by Anderson Robert B. of 5000 shares of US Century at 12.13 subject to Rule 16b-3
 
Anderson Robert B. over six months ago
Acquisition by Anderson Robert B. of 3000 shares of US Century at 11.91 subject to Rule 16b-3
 
Alonso Maria C. over six months ago
Acquisition by Alonso Maria C. of 5000 shares of US Century subject to Rule 16b-3
 
Fernandez Bernardo B. Jr. over six months ago
Acquisition by Fernandez Bernardo B. Jr. of 940 shares of US Century subject to Rule 16b-3
 
Alonso Maria C. over six months ago
Disposition of tradable shares by Alonso Maria C. of US Century subject to Rule 16b-3
 
Anderson Robert B. over six months ago
Acquisition by Anderson Robert B. of 4000 shares of US Century at 11.21 subject to Rule 16b-3
 
Anderson Robert B. over six months ago
Acquisition by Anderson Robert B. of 3600 shares of US Century at 11.29 subject to Rule 16b-3
 
Oscar Gomez over six months ago
Disposition of 538 shares by Oscar Gomez of US Century at 11.15 subject to Rule 16b-3
 
Feinglass Howard over six months ago
Purchase by Feinglass Howard of 10000 shares of US Century

US Century Outstanding Bonds

US Century issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. US Century Bank uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most USCB bonds can be classified according to their maturity, which is the date when US Century Bank has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

US Century Predictive Daily Indicators

US Century intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of US Century stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

US Century Corporate Filings

10Q
12th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8K
6th of November 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
31st of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
30th of October 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
28th of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
17th of September 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10Q
12th of August 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8K
29th of July 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

US Century Forecast Models

US Century's time-series forecasting models are one of many US Century's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary US Century's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About USCB Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how US Century prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling USCB shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as US Century. By using and applying USCB Stock analysis, traders can create a robust methodology for identifying USCB entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.34  0.42 
Operating Profit Margin 0.48  0.34 
Net Profit Margin 0.26  0.32 
Gross Profit Margin 1.53  1.36 

Current USCB Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. USCB analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. USCB analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
12.25Buy5Odds
US Century Bank current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most USCB analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand USCB stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of US Century Bank, talking to its executives and customers, or listening to USCB conference calls.
USCB Analyst Advice Details

USCB Stock Analysis Indicators

US Century Bank stock analysis indicators help investors evaluate how US Century stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading US Century shares will generate the highest return on investment. By understating and applying US Century stock analysis, traders can identify US Century position entry and exit signals to maximize returns.
Begin Period Cash Flow54.2 M
Long Term Debt183 M
Common Stock Shares Outstanding19.7 M
Total Stockholder Equity192 M
Tax Provision5.9 M
Quarterly Earnings Growth Y O Y0.842
Property Plant And Equipment Net16.3 M
Cash And Short Term Investments41.1 M
Cash41.1 M
Accounts Payable15.6 M
Net Debt153.4 M
50 Day M A16.2302
Total Current Liabilities1.6 B
Other Operating Expenses32.8 M
Non Current Assets Total1.9 B
Forward Price Earnings15.0602
Non Currrent Assets Other-59.5 M
Stock Based CompensationM

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When running US Century's price analysis, check to measure US Century's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy US Century is operating at the current time. Most of US Century's value examination focuses on studying past and present price action to predict the probability of US Century's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move US Century's price. Additionally, you may evaluate how the addition of US Century to your portfolios can decrease your overall portfolio volatility.
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