Atlantic Union Bankshares Net Income
| AUB Stock | USD 40.23 0.30 0.75% |
As of the 14th of February 2026, Atlantic Union shows the Downside Deviation of 1.25, mean deviation of 1.3, and Risk Adjusted Performance of 0.1712. Atlantic Union Bankshares technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Atlantic Union Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 5.2174 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 273.7 M | 287.4 M | |
| Net Income From Continuing Ops | 240.5 M | 139.9 M | |
| Net Income Applicable To Common Shares | 226.9 M | 135.3 M | |
| Net Income Per Share | 1.93 | 1.22 | |
| Net Income Per E B T | 0.81 | 0.62 |
Atlantic | Net Income | Build AI portfolio with Atlantic Stock |
Analyzing Atlantic Union's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Atlantic Union's current valuation and future prospects.
Latest Atlantic Union's Net Income Growth Pattern
Below is the plot of the Net Income of Atlantic Union Bankshares over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Atlantic Union Bankshares financial statement analysis. It represents the amount of money remaining after all of Atlantic Union Bankshares operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Atlantic Union's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Atlantic Union's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 273.71 M | 10 Years Trend |
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Net Income |
| Timeline |
Atlantic Net Income Regression Statistics
| Arithmetic Mean | 137,947,809 | |
| Geometric Mean | 95,475,716 | |
| Coefficient Of Variation | 69.94 | |
| Mean Deviation | 85,525,349 | |
| Median | 146,248,000 | |
| Standard Deviation | 96,486,860 | |
| Sample Variance | 9309.7T | |
| Range | 280.6M | |
| R-Value | 0.95 | |
| Mean Square Error | 910.8T | |
| R-Squared | 0.91 | |
| Slope | 18,209,949 | |
| Total Sum of Squares | 148955.4T |
Atlantic Net Income History
Other Fundumenentals of Atlantic Union Bankshares
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Atlantic Union Net Income component correlations
Atlantic Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Atlantic Union is extremely important. It helps to project a fair market value of Atlantic Stock properly, considering its historical fundamentals such as Net Income. Since Atlantic Union's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Atlantic Union's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Atlantic Union's interrelated accounts and indicators.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Atlantic Union. If investors know Atlantic will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Atlantic Union assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.298 | Dividend Share 1.39 | Earnings Share 1.99 | Revenue Per Share | Quarterly Revenue Growth 0.915 |
Atlantic Union Bankshares's market price often diverges from its book value, the accounting figure shown on Atlantic's balance sheet. Smart investors calculate Atlantic Union's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Atlantic Union's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that Atlantic Union's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Atlantic Union represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, Atlantic Union's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Atlantic Union 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Atlantic Union's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Atlantic Union.
| 11/16/2025 |
| 02/14/2026 |
If you would invest 0.00 in Atlantic Union on November 16, 2025 and sell it all today you would earn a total of 0.00 from holding Atlantic Union Bankshares or generate 0.0% return on investment in Atlantic Union over 90 days. Atlantic Union is related to or competes with First Financial, Glacier Bancorp, United Bankshares, Intercorp Financial, Hancock Whitney, Axos Financial, and Ameris Bancorp. Atlantic Union Bankshares Corporation operates as the holding company for Atlantic Union Bank that provides banking and ... More
Atlantic Union Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Atlantic Union's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Atlantic Union Bankshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.25 | |||
| Information Ratio | 0.1659 | |||
| Maximum Drawdown | 9.06 | |||
| Value At Risk | (1.86) | |||
| Potential Upside | 3.79 |
Atlantic Union Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Atlantic Union's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Atlantic Union's standard deviation. In reality, there are many statistical measures that can use Atlantic Union historical prices to predict the future Atlantic Union's volatility.| Risk Adjusted Performance | 0.1712 | |||
| Jensen Alpha | 0.2833 | |||
| Total Risk Alpha | 0.2218 | |||
| Sortino Ratio | 0.2335 | |||
| Treynor Ratio | 0.3034 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Atlantic Union's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Atlantic Union February 14, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1712 | |||
| Market Risk Adjusted Performance | 0.3134 | |||
| Mean Deviation | 1.3 | |||
| Semi Deviation | 0.9569 | |||
| Downside Deviation | 1.25 | |||
| Coefficient Of Variation | 486.77 | |||
| Standard Deviation | 1.77 | |||
| Variance | 3.12 | |||
| Information Ratio | 0.1659 | |||
| Jensen Alpha | 0.2833 | |||
| Total Risk Alpha | 0.2218 | |||
| Sortino Ratio | 0.2335 | |||
| Treynor Ratio | 0.3034 | |||
| Maximum Drawdown | 9.06 | |||
| Value At Risk | (1.86) | |||
| Potential Upside | 3.79 | |||
| Downside Variance | 1.57 | |||
| Semi Variance | 0.9157 | |||
| Expected Short fall | (1.72) | |||
| Skewness | 1.03 | |||
| Kurtosis | 2.54 |
Atlantic Union Bankshares Backtested Returns
Atlantic Union appears to be very steady, given 3 months investment horizon. Atlantic Union Bankshares secures Sharpe Ratio (or Efficiency) of 0.25, which signifies that the company had a 0.25 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Atlantic Union Bankshares, which you can use to evaluate the volatility of the firm. Please makes use of Atlantic Union's Mean Deviation of 1.3, risk adjusted performance of 0.1712, and Downside Deviation of 1.25 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Atlantic Union holds a performance score of 20. The firm shows a Beta (market volatility) of 1.16, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Atlantic Union will likely underperform. Please check Atlantic Union's jensen alpha, potential upside, accumulation distribution, as well as the relationship between the treynor ratio and expected short fall , to make a quick decision on whether Atlantic Union's price patterns will revert.
Auto-correlation | 0.82 |
Very good predictability
Atlantic Union Bankshares has very good predictability. Overlapping area represents the amount of predictability between Atlantic Union time series from 16th of November 2025 to 31st of December 2025 and 31st of December 2025 to 14th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Atlantic Union Bankshares price movement. The serial correlation of 0.82 indicates that around 82.0% of current Atlantic Union price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.82 | |
| Spearman Rank Test | 0.75 | |
| Residual Average | 0.0 | |
| Price Variance | 3.39 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Atlantic Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Atlantic Union Bankshares reported net income of 273.71 M. This is 78.57% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 52.06% higher than that of the company.
Atlantic Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Atlantic Union's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Atlantic Union could also be used in its relative valuation, which is a method of valuing Atlantic Union by comparing valuation metrics of similar companies.Atlantic Union is currently under evaluation in net income category among its peers.
Atlantic Union Current Valuation Drivers
We derive many important indicators used in calculating different scores of Atlantic Union from analyzing Atlantic Union's financial statements. These drivers represent accounts that assess Atlantic Union's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Atlantic Union's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 2.9B | 2.6B | 2.7B | 3.3B | 2.9B | 3.1B | |
| Enterprise Value | 2.6B | 4.0B | 3.7B | 3.4B | 3.1B | 3.3B |
Atlantic Union ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Atlantic Union's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Atlantic Union's managers, analysts, and investors.Environmental | Governance | Social |
Atlantic Union Institutional Holders
Institutional Holdings refers to the ownership stake in Atlantic Union that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Atlantic Union's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Atlantic Union's value.| Shares | Ameriprise Financial Inc | 2025-06-30 | 1.8 M | Goldman Sachs Group Inc | 2025-06-30 | 1.8 M | Northern Trust Corp | 2025-06-30 | 1.6 M | Systematic Financial Management Lp | 2025-06-30 | 1.6 M | Gw&k Investment Management, Llc | 2025-06-30 | 1.6 M | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 1.5 M | Bank Of New York Mellon Corp | 2025-06-30 | 1.5 M | Amvescap Plc. | 2025-06-30 | 1.2 M | Citadel Advisors Llc | 2025-06-30 | 1.2 M | Blackrock Inc | 2025-06-30 | 21.1 M | Vanguard Group Inc | 2025-06-30 | 16.2 M |
Atlantic Fundamentals
| Return On Equity | 0.0672 | ||||
| Return On Asset | 0.0088 | ||||
| Profit Margin | 0.22 % | ||||
| Operating Margin | 0.53 % | ||||
| Current Valuation | 6.24 B | ||||
| Shares Outstanding | 141.78 M | ||||
| Shares Owned By Insiders | 0.90 % | ||||
| Shares Owned By Institutions | 85.91 % | ||||
| Number Of Shares Shorted | 612.8 K | ||||
| Price To Earning | 10.34 X | ||||
| Price To Book | 1.14 X | ||||
| Price To Sales | 4.66 X | ||||
| Revenue | 2.02 B | ||||
| Gross Profit | 1.23 B | ||||
| EBITDA | 396.52 M | ||||
| Net Income | 273.71 M | ||||
| Cash And Equivalents | 390.94 M | ||||
| Cash Per Share | 5.23 X | ||||
| Total Debt | 1.5 B | ||||
| Debt To Equity | 7.52 % | ||||
| Book Value Per Share | 35.31 X | ||||
| Cash Flow From Operations | 308.46 M | ||||
| Short Ratio | 6.24 X | ||||
| Earnings Per Share | 1.99 X | ||||
| Price To Earnings To Growth | 1.48 X | ||||
| Target Price | 45.36 | ||||
| Number Of Employees | 3 K | ||||
| Beta | 0.81 | ||||
| Market Capitalization | 5.74 B | ||||
| Total Asset | 37.59 B | ||||
| Retained Earnings | 1.18 B | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 2.92 % | ||||
| Net Asset | 37.59 B | ||||
| Last Dividend Paid | 1.39 |
About Atlantic Union Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Atlantic Union Bankshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Atlantic Union using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Atlantic Union Bankshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Atlantic Union Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Atlantic Union's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Atlantic Union Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Atlantic Union Bankshares Stock:Check out You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Atlantic Union. If investors know Atlantic will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Atlantic Union assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.298 | Dividend Share 1.39 | Earnings Share 1.99 | Revenue Per Share | Quarterly Revenue Growth 0.915 |
Atlantic Union Bankshares's market price often diverges from its book value, the accounting figure shown on Atlantic's balance sheet. Smart investors calculate Atlantic Union's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Atlantic Union's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that Atlantic Union's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Atlantic Union represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, Atlantic Union's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.