Bank of America Net Income
| BAC Stock | USD 54.03 0.00 0.00% |
As of the 2nd of February, Bank of America shows the Risk Adjusted Performance of 0.016, downside deviation of 1.39, and Mean Deviation of 0.8981. Bank of America technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Bank of America Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 7.2589 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 31.2 B | 32.8 B | |
| Net Income Applicable To Common Shares | 29.1 B | 15.5 B | |
| Net Income From Continuing Ops | 31.2 B | 18.2 B | |
| Net Income Per Share | 4.16 | 2.75 | |
| Net Income Per E B T | 0.88 | 0.48 |
Bank | Net Income | Build AI portfolio with Bank Stock |
Analyzing Bank of America's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Bank of America's current valuation and future prospects.
Latest Bank of America's Net Income Growth Pattern
Below is the plot of the Net Income of Bank of America over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Bank of America financial statement analysis. It represents the amount of money remaining after all of Bank of America operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Bank of America's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Bank of America's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 27.13 B | 10 Years Trend |
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Net Income |
| Timeline |
Bank Net Income Regression Statistics
| Arithmetic Mean | 19,002,964,706 | |
| Geometric Mean | 13,204,301,794 | |
| Coefficient Of Variation | 58.66 | |
| Mean Deviation | 9,352,197,924 | |
| Median | 18,232,000,000 | |
| Standard Deviation | 11,147,609,228 | |
| Sample Variance | 124269191.5T | |
| Range | 31B | |
| R-Value | 0.91 | |
| Mean Square Error | 22073445.8T | |
| R-Squared | 0.83 | |
| Slope | 2,015,385,294 | |
| Total Sum of Squares | 1988307063.9T |
Bank Net Income History
Other Fundumenentals of Bank of America
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Bank of America Net Income component correlations
Bank Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Bank of America is extremely important. It helps to project a fair market value of Bank Stock properly, considering its historical fundamentals such as Net Income. Since Bank of America's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Bank of America's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Bank of America's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Diversified Banks sector continue expanding? Could Bank diversify its offerings? Factors like these will boost the valuation of Bank of America. Projected growth potential of Bank fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Bank of America data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.209 | Dividend Share 1.08 | Earnings Share 3.82 | Revenue Per Share | Quarterly Revenue Growth 0.132 |
The market value of Bank of America is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank of America's value that differs from its market value or its book value, called intrinsic value, which is Bank of America's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because Bank of America's market value can be influenced by many factors that don't directly affect Bank of America's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Bank of America's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Bank of America should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Bank of America's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Bank of America 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Bank of America's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Bank of America.
| 11/04/2025 |
| 02/02/2026 |
If you would invest 0.00 in Bank of America on November 4, 2025 and sell it all today you would earn a total of 0.00 from holding Bank of America or generate 0.0% return on investment in Bank of America over 90 days. Bank of America is related to or competes with Wells Fargo, HSBC Holdings, Royal Bank, Citigroup, Mitsubishi UFJ, Bank of Montreal, and Goldman Sachs. Bank of America Corporation, through its subsidiaries, provides banking and financial products and services for individu... More
Bank of America Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Bank of America's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Bank of America upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.39 | |||
| Information Ratio | (0.02) | |||
| Maximum Drawdown | 5.64 | |||
| Value At Risk | (2.16) | |||
| Potential Upside | 1.68 |
Bank of America Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Bank of America's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Bank of America's standard deviation. In reality, there are many statistical measures that can use Bank of America historical prices to predict the future Bank of America's volatility.| Risk Adjusted Performance | 0.016 | |||
| Jensen Alpha | (0.02) | |||
| Total Risk Alpha | (0.05) | |||
| Sortino Ratio | (0.02) | |||
| Treynor Ratio | 0.0107 |
Bank of America February 2, 2026 Technical Indicators
| Cycle Indicators | ||
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| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
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| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.016 | |||
| Market Risk Adjusted Performance | 0.0207 | |||
| Mean Deviation | 0.8981 | |||
| Semi Deviation | 1.35 | |||
| Downside Deviation | 1.39 | |||
| Coefficient Of Variation | 5966.87 | |||
| Standard Deviation | 1.18 | |||
| Variance | 1.39 | |||
| Information Ratio | (0.02) | |||
| Jensen Alpha | (0.02) | |||
| Total Risk Alpha | (0.05) | |||
| Sortino Ratio | (0.02) | |||
| Treynor Ratio | 0.0107 | |||
| Maximum Drawdown | 5.64 | |||
| Value At Risk | (2.16) | |||
| Potential Upside | 1.68 | |||
| Downside Variance | 1.92 | |||
| Semi Variance | 1.83 | |||
| Expected Short fall | (0.84) | |||
| Skewness | (0.79) | |||
| Kurtosis | 0.9461 |
Bank of America Backtested Returns
At this point, Bank of America is very steady. Bank of America secures Sharpe Ratio (or Efficiency) of 0.025, which signifies that the company had a 0.025 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Bank of America, which you can use to evaluate the volatility of the firm. Please confirm Bank of America's Risk Adjusted Performance of 0.016, mean deviation of 0.8981, and Downside Deviation of 1.39 to double-check if the risk estimate we provide is consistent with the expected return of 0.0305%. Bank of America has a performance score of 1 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.91, which signifies possible diversification benefits within a given portfolio. Bank of America returns are very sensitive to returns on the market. As the market goes up or down, Bank of America is expected to follow. Bank of America right now shows a risk of 1.22%. Please confirm Bank of America maximum drawdown, semi variance, and the relationship between the sortino ratio and potential upside , to decide if Bank of America will be following its price patterns.
Auto-correlation | -0.62 |
Very good reverse predictability
Bank of America has very good reverse predictability. Overlapping area represents the amount of predictability between Bank of America time series from 4th of November 2025 to 19th of December 2025 and 19th of December 2025 to 2nd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Bank of America price movement. The serial correlation of -0.62 indicates that roughly 62.0% of current Bank of America price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.62 | |
| Spearman Rank Test | -0.39 | |
| Residual Average | 0.0 | |
| Price Variance | 2.98 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Bank Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Bank of America reported net income of 27.13 B. This is much higher than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is significantly lower than that of the firm.
Bank Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Bank of America's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Bank of America could also be used in its relative valuation, which is a method of valuing Bank of America by comparing valuation metrics of similar companies.Bank of America is currently under evaluation in net income category among its peers.
Bank of America ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Bank of America's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Bank of America's managers, analysts, and investors.Environmental | Governance | Social |
Bank of America Institutional Holders
Institutional Holdings refers to the ownership stake in Bank of America that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Bank of America's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Bank of America's value.| Shares | Wellington Management Company Llp | 2025-06-30 | 87.3 M | Northern Trust Corp | 2025-06-30 | 66.8 M | Amvescap Plc. | 2025-06-30 | 65.2 M | Ameriprise Financial Inc | 2025-06-30 | 61.4 M | Franklin Resources Inc | 2025-06-30 | 56.4 M | Bank Of New York Mellon Corp | 2025-06-30 | 56 M | Fisher Asset Management, Llc | 2025-06-30 | 51.4 M | Sanders Capital, Llc | 2025-06-30 | 47.2 M | Goldman Sachs Group Inc | 2025-06-30 | 43.6 M | Vanguard Group Inc | 2025-06-30 | 639.1 M | Berkshire Hathaway Inc | 2025-06-30 | 605.3 M |
Bank Fundamentals
| Return On Equity | 0.1 | |||
| Return On Asset | 0.0092 | |||
| Profit Margin | 0.28 % | |||
| Operating Margin | 0.36 % | |||
| Current Valuation | 198.66 B | |||
| Shares Outstanding | 7.21 B | |||
| Shares Owned By Insiders | 7.97 % | |||
| Shares Owned By Institutions | 71.35 % | |||
| Number Of Shares Shorted | 79.33 M | |||
| Price To Earning | 11.71 X | |||
| Price To Book | 1.35 X | |||
| Price To Sales | 3.62 X | |||
| Revenue | 188.75 B | |||
| Gross Profit | 107.42 B | |||
| EBITDA | 36.61 B | |||
| Net Income | 27.13 B | |||
| Cash And Equivalents | 733.43 B | |||
| Cash Per Share | 91.42 X | |||
| Total Debt | 365.9 B | |||
| Debt To Equity | 7.37 % | |||
| Book Value Per Share | 38.44 X | |||
| Cash Flow From Operations | (8.8 B) | |||
| Short Ratio | 2.10 X | |||
| Earnings Per Share | 3.82 X | |||
| Price To Earnings To Growth | 1.26 X | |||
| Target Price | 62.13 | |||
| Number Of Employees | 213.21 K | |||
| Beta | 1.3 | |||
| Market Capitalization | 388.49 B | |||
| Total Asset | 3.41 T | |||
| Retained Earnings | 261.69 B | |||
| Annual Yield | 0.02 % | |||
| Five Year Return | 2.06 % | |||
| Net Asset | 3.41 T | |||
| Last Dividend Paid | 1.08 |
About Bank of America Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Bank of America's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Bank of America using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Bank of America based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Bank of America offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank of America's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank Of America Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank Of America Stock:Check out For information on how to trade Bank Stock refer to our How to Trade Bank Stock guide.You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.
Will Diversified Banks sector continue expanding? Could Bank diversify its offerings? Factors like these will boost the valuation of Bank of America. Projected growth potential of Bank fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Bank of America data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.209 | Dividend Share 1.08 | Earnings Share 3.82 | Revenue Per Share | Quarterly Revenue Growth 0.132 |
The market value of Bank of America is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank of America's value that differs from its market value or its book value, called intrinsic value, which is Bank of America's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because Bank of America's market value can be influenced by many factors that don't directly affect Bank of America's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Bank of America's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Bank of America should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Bank of America's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.