Banc of California Net Income
| BANC Stock | USD 20.21 0.20 0.98% |
As of the 13th of February 2026, Banc Of shows the Risk Adjusted Performance of 0.1313, downside deviation of 1.69, and Mean Deviation of 1.29. Banc of California technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Banc Of Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 6.0626 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income Applicable To Common Shares | 133.1 M | 139.8 M | |
| Net Income | 114.2 M | 119.9 M | |
| Net Income From Continuing Ops | 114.2 M | 119.9 M | |
| Net Income Per Share | 1.47 | 1.55 | |
| Net Income Per E B T | 0.73 | 0.62 |
Banc | Net Income | Build AI portfolio with Banc Stock |
Analyzing Banc Of's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Banc Of's current valuation and future prospects.
Latest Banc Of's Net Income Growth Pattern
Below is the plot of the Net Income of Banc of California over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Banc of California financial statement analysis. It represents the amount of money remaining after all of Banc of California operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Banc Of's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Banc Of's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 126.89 M | 10 Years Trend |
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Net Income |
| Timeline |
Banc Net Income Regression Statistics
| Arithmetic Mean | 4,703,744 | |
| Coefficient Of Variation | 11,027 | |
| Mean Deviation | 225,767,174 | |
| Median | 45,472,000 | |
| Standard Deviation | 518,699,347 | |
| Sample Variance | 269049T | |
| Range | 2.5B | |
| R-Value | (0.05) | |
| Mean Square Error | 286143.4T | |
| R-Squared | 0 | |
| Significance | 0.84 | |
| Slope | (5,564,617) | |
| Total Sum of Squares | 4304784.2T |
Banc Net Income History
Other Fundumenentals of Banc of California
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Banc Of Net Income component correlations
Banc Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Banc Of is extremely important. It helps to project a fair market value of Banc Stock properly, considering its historical fundamentals such as Net Income. Since Banc Of's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Banc Of's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Banc Of's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could Banc diversify its offerings? Factors like these will boost the valuation of Banc Of. Projected growth potential of Banc fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Banc Of data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.519 | Dividend Share 0.4 | Earnings Share 1.17 | Revenue Per Share | Quarterly Revenue Growth 0.115 |
Understanding Banc of California requires distinguishing between market price and book value, where the latter reflects Banc's accounting equity. The concept of intrinsic value - what Banc Of's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Banc Of's price substantially above or below its fundamental value.
It's important to distinguish between Banc Of's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Banc Of should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Banc Of's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Banc Of 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Banc Of's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Banc Of.
| 11/15/2025 |
| 02/13/2026 |
If you would invest 0.00 in Banc Of on November 15, 2025 and sell it all today you would earn a total of 0.00 from holding Banc of California or generate 0.0% return on investment in Banc Of over 90 days. Banc Of is related to or competes with Victory Bancorp, MF Bancorp, First Community, Andover Bancorp, Community Capital, Woodlands Financial, and HCB Financial. Banc of California, Inc. operates as the bank holding company for Banc of California, National Association that provides... More
Banc Of Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Banc Of's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Banc of California upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.69 | |||
| Information Ratio | 0.11 | |||
| Maximum Drawdown | 8.37 | |||
| Value At Risk | (2.45) | |||
| Potential Upside | 4.35 |
Banc Of Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Banc Of's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Banc Of's standard deviation. In reality, there are many statistical measures that can use Banc Of historical prices to predict the future Banc Of's volatility.| Risk Adjusted Performance | 0.1313 | |||
| Jensen Alpha | 0.1807 | |||
| Total Risk Alpha | 0.1118 | |||
| Sortino Ratio | 0.1166 | |||
| Treynor Ratio | 0.2167 |
Banc Of February 13, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1313 | |||
| Market Risk Adjusted Performance | 0.2267 | |||
| Mean Deviation | 1.29 | |||
| Semi Deviation | 1.39 | |||
| Downside Deviation | 1.69 | |||
| Coefficient Of Variation | 645.27 | |||
| Standard Deviation | 1.8 | |||
| Variance | 3.22 | |||
| Information Ratio | 0.11 | |||
| Jensen Alpha | 0.1807 | |||
| Total Risk Alpha | 0.1118 | |||
| Sortino Ratio | 0.1166 | |||
| Treynor Ratio | 0.2167 | |||
| Maximum Drawdown | 8.37 | |||
| Value At Risk | (2.45) | |||
| Potential Upside | 4.35 | |||
| Downside Variance | 2.87 | |||
| Semi Variance | 1.93 | |||
| Expected Short fall | (1.44) | |||
| Skewness | 0.1096 | |||
| Kurtosis | 1.23 |
Banc of California Backtested Returns
Banc Of appears to be very steady, given 3 months investment horizon. Banc of California secures Sharpe Ratio (or Efficiency) of 0.23, which signifies that the company had a 0.23 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Banc of California, which you can use to evaluate the volatility of the firm. Please makes use of Banc Of's Risk Adjusted Performance of 0.1313, mean deviation of 1.29, and Downside Deviation of 1.69 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Banc Of holds a performance score of 18. The firm shows a Beta (market volatility) of 1.24, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Banc Of will likely underperform. Please check Banc Of's downside variance, daily balance of power, and the relationship between the maximum drawdown and skewness , to make a quick decision on whether Banc Of's price patterns will revert.
Auto-correlation | 0.55 |
Modest predictability
Banc of California has modest predictability. Overlapping area represents the amount of predictability between Banc Of time series from 15th of November 2025 to 30th of December 2025 and 30th of December 2025 to 13th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Banc of California price movement. The serial correlation of 0.55 indicates that about 55.0% of current Banc Of price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.55 | |
| Spearman Rank Test | 0.31 | |
| Residual Average | 0.0 | |
| Price Variance | 0.19 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Banc Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Banc of California reported net income of 126.89 M. This is 90.07% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 77.78% higher than that of the company.
Banc Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Banc Of's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Banc Of could also be used in its relative valuation, which is a method of valuing Banc Of by comparing valuation metrics of similar companies.Banc Of is currently under evaluation in net income category among its peers.
Banc Of ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Banc Of's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Banc Of's managers, analysts, and investors.Environmental | Governance | Social |
Banc Of Institutional Holders
Institutional Holdings refers to the ownership stake in Banc Of that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Banc Of's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Banc Of's value.| Shares | Pl Capital Advisors, Llc | 2025-06-30 | 2.9 M | Neuberger Berman Group Llc | 2025-06-30 | 2.6 M | Ameriprise Financial Inc | 2025-06-30 | 2.3 M | William Blair Investment Management, Llc | 2025-06-30 | 2.3 M | Massachusetts Financial Services Company | 2025-06-30 | 1.8 M | Bank Of New York Mellon Corp | 2025-06-30 | 1.8 M | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 1.6 M | Northern Trust Corp | 2025-06-30 | 1.5 M | Qube Research & Technologies | 2025-06-30 | 1.4 M | Blackrock Inc | 2025-06-30 | 19.5 M | Warburg Pincus Llc | 2025-06-30 | 15.6 M |
Banc Fundamentals
| Return On Equity | 0.065 | ||||
| Return On Asset | 0.0067 | ||||
| Profit Margin | 0.22 % | ||||
| Operating Margin | 0.41 % | ||||
| Current Valuation | 4.38 B | ||||
| Shares Outstanding | 150.84 M | ||||
| Shares Owned By Insiders | 0.81 % | ||||
| Shares Owned By Institutions | 94.70 % | ||||
| Number Of Shares Shorted | 8.67 M | ||||
| Price To Earning | 53.03 X | ||||
| Price To Book | 1.04 X | ||||
| Price To Sales | 3.02 X | ||||
| Revenue | 1.81 B | ||||
| Gross Profit | 1.05 B | ||||
| EBITDA | 397.16 M | ||||
| Net Income | 126.89 M | ||||
| Cash And Equivalents | 256.06 M | ||||
| Cash Per Share | 4.26 X | ||||
| Total Debt | 3.02 B | ||||
| Debt To Equity | 11.62 % | ||||
| Book Value Per Share | 19.57 X | ||||
| Cash Flow From Operations | 77.37 M | ||||
| Short Ratio | 3.98 X | ||||
| Earnings Per Share | 1.17 X | ||||
| Price To Earnings To Growth | 2.15 X | ||||
| Target Price | 23.65 | ||||
| Number Of Employees | 1.9 K | ||||
| Beta | 1.06 | ||||
| Market Capitalization | 3.17 B | ||||
| Total Asset | 34.8 B | ||||
| Retained Earnings | (242.02 M) | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 2.20 % | ||||
| Net Asset | 34.8 B | ||||
| Last Dividend Paid | 0.4 |
About Banc Of Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Banc of California's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Banc Of using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Banc of California based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Banc of California offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Banc Of's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Banc Of California Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Banc Of California Stock:Check out You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.
Will Regional Banks sector continue expanding? Could Banc diversify its offerings? Factors like these will boost the valuation of Banc Of. Projected growth potential of Banc fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Banc Of data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.519 | Dividend Share 0.4 | Earnings Share 1.17 | Revenue Per Share | Quarterly Revenue Growth 0.115 |
Understanding Banc of California requires distinguishing between market price and book value, where the latter reflects Banc's accounting equity. The concept of intrinsic value - what Banc Of's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Banc Of's price substantially above or below its fundamental value.
It's important to distinguish between Banc Of's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Banc Of should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Banc Of's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.