Bridgewater Bancshares Net Income

BWB Stock  USD 19.72  0.25  1.25%   
As of the 10th of February, Bridgewater Bancshares shows the Downside Deviation of 1.41, risk adjusted performance of 0.1455, and Mean Deviation of 1.19. Bridgewater Bancshares technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

Bridgewater Bancshares Total Revenue

166.28 Million

Bridgewater Bancshares' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Bridgewater Bancshares' valuation are provided below:
Gross Profit
137.3 M
Profit Margin
0.3357
Market Capitalization
547.4 M
Enterprise Value Revenue
7.952
Revenue
137.3 M
We have found one hundred twenty available fundamental signals for Bridgewater Bancshares, which can be analyzed and compared to other ratios and to its rivals. All investors should make sure to validate all of Bridgewater Bancshares prevailing market performance against the performance between 2010 and 2026 to make sure the company can sustain itself down the road. As of February 10, 2026, Market Cap is expected to decline to about 538.3 M This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income Applicable To Common Shares56.7 M30.3 M
Net Income37.7 M35.1 M
Net Income From Continuing Ops37.7 M35.7 M
Net Income Per Share 1.68  0.94 
Net Income Per E B T 0.77  0.59 
As of February 10, 2026, Net Income Applicable To Common Shares is expected to decline to about 30.3 M. In addition to that, Net Income is expected to decline to about 35.1 M.
  
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Analyzing Bridgewater Bancshares's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Bridgewater Bancshares's current valuation and future prospects.

Latest Bridgewater Bancshares' Net Income Growth Pattern

Below is the plot of the Net Income of Bridgewater Bancshares over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Bridgewater Bancshares financial statement analysis. It represents the amount of money remaining after all of Bridgewater Bancshares operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Bridgewater Bancshares' Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Bridgewater Bancshares' overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 32.83 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Bridgewater Net Income Regression Statistics

Arithmetic Mean25,601,165
Geometric Mean21,672,781
Coefficient Of Variation57.32
Mean Deviation12,651,214
Median26,920,000
Standard Deviation14,673,745
Sample Variance215.3T
Range42.2M
R-Value0.86
Mean Square Error60.1T
R-Squared0.74
Slope2,497,173
Total Sum of Squares3445.1T

Bridgewater Net Income History

202634.5 M
202546.1 M
202432.8 M
202340 M
202253.4 M
202145.7 M
202027.2 M

Other Fundumenentals of Bridgewater Bancshares

Bridgewater Bancshares Net Income component correlations

Bridgewater Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for Bridgewater Bancshares is extremely important. It helps to project a fair market value of Bridgewater Stock properly, considering its historical fundamentals such as Net Income. Since Bridgewater Bancshares' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Bridgewater Bancshares' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Bridgewater Bancshares' interrelated accounts and indicators.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bridgewater Bancshares. Projected growth potential of Bridgewater fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Bridgewater Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.656
Earnings Share
1.47
Revenue Per Share
4.998
Quarterly Revenue Growth
0.368
Return On Assets
0.0088
Investors evaluate Bridgewater Bancshares using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Bridgewater Bancshares' intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause Bridgewater Bancshares' market price to deviate significantly from intrinsic value.
It's important to distinguish between Bridgewater Bancshares' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Bridgewater Bancshares should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Bridgewater Bancshares' market price signifies the transaction level at which participants voluntarily complete trades.

Bridgewater Bancshares 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Bridgewater Bancshares' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Bridgewater Bancshares.
0.00
11/12/2025
No Change 0.00  0.0 
In 2 months and 31 days
02/10/2026
0.00
If you would invest  0.00  in Bridgewater Bancshares on November 12, 2025 and sell it all today you would earn a total of 0.00 from holding Bridgewater Bancshares or generate 0.0% return on investment in Bridgewater Bancshares over 90 days. Bridgewater Bancshares is related to or competes with Capital Bancorp, Peoples Fin, Red River, Unity Bancorp, Peapack Gladstone, Arrow Financial, and Bar Harbor. Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products an... More

Bridgewater Bancshares Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Bridgewater Bancshares' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Bridgewater Bancshares upside and downside potential and time the market with a certain degree of confidence.

Bridgewater Bancshares Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Bridgewater Bancshares' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Bridgewater Bancshares' standard deviation. In reality, there are many statistical measures that can use Bridgewater Bancshares historical prices to predict the future Bridgewater Bancshares' volatility.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Bridgewater Bancshares' price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
18.0719.7421.41
Details
Intrinsic
Valuation
LowRealHigh
17.7522.3424.01
Details
3 Analysts
Consensus
LowTargetHigh
20.3622.3824.84
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.400.410.43
Details

Bridgewater Bancshares February 10, 2026 Technical Indicators

Bridgewater Bancshares Backtested Returns

Bridgewater Bancshares appears to be very steady, given 3 months investment horizon. Bridgewater Bancshares secures Sharpe Ratio (or Efficiency) of 0.16, which signifies that the company had a 0.16 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Bridgewater Bancshares, which you can use to evaluate the volatility of the firm. Please makes use of Bridgewater Bancshares' Mean Deviation of 1.19, risk adjusted performance of 0.1455, and Downside Deviation of 1.41 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Bridgewater Bancshares holds a performance score of 12. The firm shows a Beta (market volatility) of 0.98, which signifies possible diversification benefits within a given portfolio. Bridgewater Bancshares returns are very sensitive to returns on the market. As the market goes up or down, Bridgewater Bancshares is expected to follow. Please check Bridgewater Bancshares' information ratio, value at risk, kurtosis, as well as the relationship between the sortino ratio and semi variance , to make a quick decision on whether Bridgewater Bancshares' price patterns will revert.

Auto-correlation

    
  0.81  

Very good predictability

Bridgewater Bancshares has very good predictability. Overlapping area represents the amount of predictability between Bridgewater Bancshares time series from 12th of November 2025 to 27th of December 2025 and 27th of December 2025 to 10th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Bridgewater Bancshares price movement. The serial correlation of 0.81 indicates that around 81.0% of current Bridgewater Bancshares price fluctuation can be explain by its past prices.
Correlation Coefficient0.81
Spearman Rank Test0.77
Residual Average0.0
Price Variance0.58
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

Bridgewater Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

589,050

At present, Bridgewater Bancshares' Accumulated Other Comprehensive Income is projected to decrease significantly based on the last few years of reporting.
Based on the recorded statements, Bridgewater Bancshares reported net income of 32.83 M. This is 97.43% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 94.25% higher than that of the company.

Bridgewater Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Bridgewater Bancshares' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Bridgewater Bancshares could also be used in its relative valuation, which is a method of valuing Bridgewater Bancshares by comparing valuation metrics of similar companies.
Bridgewater Bancshares is currently under evaluation in net income category among its peers.

Bridgewater Bancshares ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Bridgewater Bancshares' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Bridgewater Bancshares' managers, analysts, and investors.
Environmental
Governance
Social

Bridgewater Bancshares Institutional Holders

Institutional Holdings refers to the ownership stake in Bridgewater Bancshares that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Bridgewater Bancshares' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Bridgewater Bancshares' value.
Shares
Rhino Investment Partners, Inc.2025-06-30
321.4 K
Next Century Growth Investors Llc2025-06-30
286.7 K
Hotchkis & Wiley Capital Management Llc2025-06-30
280.7 K
Arrowstreet Capital Limited Partnership2025-06-30
217.5 K
Foundry Partners, Llc2025-03-31
192.8 K
Csm Advisors, Llc2025-06-30
186.9 K
Maltese Capital Management Llc2025-06-30
178.5 K
Northern Trust Corp2025-06-30
172.8 K
Ejf Capital Llc2025-06-30
162.8 K
Thrivent Financial For Lutherans2025-06-30
2.4 M
Blackrock Inc2025-06-30
1.6 M

Bridgewater Fundamentals

About Bridgewater Bancshares Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Bridgewater Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Bridgewater Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Bridgewater Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Bridgewater Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bridgewater Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bridgewater Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bridgewater Bancshares Stock:
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For information on how to trade Bridgewater Stock refer to our How to Trade Bridgewater Stock guide.
You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bridgewater Bancshares. Projected growth potential of Bridgewater fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Bridgewater Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.656
Earnings Share
1.47
Revenue Per Share
4.998
Quarterly Revenue Growth
0.368
Return On Assets
0.0088
Investors evaluate Bridgewater Bancshares using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Bridgewater Bancshares' intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause Bridgewater Bancshares' market price to deviate significantly from intrinsic value.
It's important to distinguish between Bridgewater Bancshares' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Bridgewater Bancshares should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Bridgewater Bancshares' market price signifies the transaction level at which participants voluntarily complete trades.