Cathay General Bancorp Net Income
| CATY Stock | USD 53.33 0.53 1.00% |
As of the 16th of February 2026, Cathay General shows the Mean Deviation of 1.2, risk adjusted performance of 0.109, and Downside Deviation of 1.37. Cathay General Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Cathay General Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.5914 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 328.9 M | 345.3 M | |
| Net Income Applicable To Common Shares | 414.7 M | 435.5 M | |
| Net Income From Continuing Ops | 328.9 M | 252.6 M | |
| Net Income Per Share | 4.66 | 4.89 | |
| Net Income Per E B T | 0.81 | 0.43 |
Cathay | Net Income | Build AI portfolio with Cathay Stock |
The evolution of Net Income for Cathay General Bancorp provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Cathay General compares to historical norms and industry peers.
Latest Cathay General's Net Income Growth Pattern
Below is the plot of the Net Income of Cathay General Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Cathay General Bancorp financial statement analysis. It represents the amount of money remaining after all of Cathay General Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Cathay General's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Cathay General's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 285.98 M | 10 Years Trend |
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Net Income |
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Cathay Net Income Regression Statistics
| Arithmetic Mean | 219,108,482 | |
| Geometric Mean | 177,838,077 | |
| Coefficient Of Variation | 46.87 | |
| Mean Deviation | 88,583,160 | |
| Median | 228,860,000 | |
| Standard Deviation | 102,701,840 | |
| Sample Variance | 10547.7T | |
| Range | 351.5M | |
| R-Value | 0.94 | |
| Mean Square Error | 1414.8T | |
| R-Squared | 0.87 | |
| Slope | 19,016,320 | |
| Total Sum of Squares | 168762.7T |
Cathay Net Income History
Other Fundumenentals of Cathay General Bancorp
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Cathay General Net Income component correlations
Cathay Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Cathay General is extremely important. It helps to project a fair market value of Cathay Stock properly, considering its historical fundamentals such as Net Income. Since Cathay General's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Cathay General's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Cathay General's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Cathay General. Projected growth potential of Cathay fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Cathay General assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.185 | Earnings Share 4.54 | Revenue Per Share | Quarterly Revenue Growth 0.196 | Return On Assets |
The market value of Cathay General Bancorp is measured differently than its book value, which is the value of Cathay that is recorded on the company's balance sheet. Investors also form their own opinion of Cathay General's value that differs from its market value or its book value, called intrinsic value, which is Cathay General's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Cathay General's market value can be influenced by many factors that don't directly affect Cathay General's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Cathay General's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Cathay General should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Cathay General's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Cathay General 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Cathay General's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Cathay General.
| 11/18/2025 |
| 02/16/2026 |
If you would invest 0.00 in Cathay General on November 18, 2025 and sell it all today you would earn a total of 0.00 from holding Cathay General Bancorp or generate 0.0% return on investment in Cathay General over 90 days. Cathay General is related to or competes with Fulton Financial, First Bancorp, BankUnited, WSFS Financial, First Hawaiian, Renasant, and Associated Banc. Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products a... More
Cathay General Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Cathay General's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Cathay General Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.37 | |||
| Information Ratio | 0.0857 | |||
| Maximum Drawdown | 8.56 | |||
| Value At Risk | (1.83) | |||
| Potential Upside | 3.14 |
Cathay General Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Cathay General's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Cathay General's standard deviation. In reality, there are many statistical measures that can use Cathay General historical prices to predict the future Cathay General's volatility.| Risk Adjusted Performance | 0.109 | |||
| Jensen Alpha | 0.1485 | |||
| Total Risk Alpha | 0.0784 | |||
| Sortino Ratio | 0.1013 | |||
| Treynor Ratio | 0.2375 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Cathay General's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Cathay General February 16, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.109 | |||
| Market Risk Adjusted Performance | 0.2475 | |||
| Mean Deviation | 1.2 | |||
| Semi Deviation | 1.21 | |||
| Downside Deviation | 1.37 | |||
| Coefficient Of Variation | 775.91 | |||
| Standard Deviation | 1.62 | |||
| Variance | 2.62 | |||
| Information Ratio | 0.0857 | |||
| Jensen Alpha | 0.1485 | |||
| Total Risk Alpha | 0.0784 | |||
| Sortino Ratio | 0.1013 | |||
| Treynor Ratio | 0.2375 | |||
| Maximum Drawdown | 8.56 | |||
| Value At Risk | (1.83) | |||
| Potential Upside | 3.14 | |||
| Downside Variance | 1.88 | |||
| Semi Variance | 1.46 | |||
| Expected Short fall | (1.47) | |||
| Skewness | 0.2855 | |||
| Kurtosis | 2.09 |
Cathay General Bancorp Backtested Returns
Cathay General appears to be very steady, given 3 months investment horizon. Cathay General Bancorp secures Sharpe Ratio (or Efficiency) of 0.18, which signifies that the company had a 0.18 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Cathay General Bancorp, which you can use to evaluate the volatility of the firm. Please makes use of Cathay General's Downside Deviation of 1.37, risk adjusted performance of 0.109, and Mean Deviation of 1.2 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Cathay General holds a performance score of 14. The firm shows a Beta (market volatility) of 0.84, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, Cathay General's returns are expected to increase less than the market. However, during the bear market, the loss of holding Cathay General is expected to be smaller as well. Please check Cathay General's potential upside, as well as the relationship between the accumulation distribution and price action indicator , to make a quick decision on whether Cathay General's price patterns will revert.
Auto-correlation | 0.50 |
Modest predictability
Cathay General Bancorp has modest predictability. Overlapping area represents the amount of predictability between Cathay General time series from 18th of November 2025 to 2nd of January 2026 and 2nd of January 2026 to 16th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Cathay General Bancorp price movement. The serial correlation of 0.5 indicates that about 50.0% of current Cathay General price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.5 | |
| Spearman Rank Test | 0.47 | |
| Residual Average | 0.0 | |
| Price Variance | 2.84 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Cathay Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Cathay General Bancorp reported net income of 285.98 M. This is 77.61% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 49.91% higher than that of the company.
Cathay Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Cathay General's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Cathay General could also be used in its relative valuation, which is a method of valuing Cathay General by comparing valuation metrics of similar companies.Cathay General is currently under evaluation in net income category among its peers.
Cathay General ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Cathay General's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Cathay General's managers, analysts, and investors.Environmental | Governance | Social |
Cathay General Institutional Holders
Institutional Holdings refers to the ownership stake in Cathay General that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Cathay General's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Cathay General's value.| Shares | Norges Bank | 2025-06-30 | 798.3 K | Wellington Management Company Llp | 2025-06-30 | 762.7 K | Lsv Asset Management | 2025-06-30 | 709.5 K | Btim Corp | 2025-06-30 | 651.4 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 649.7 K | Bank Of New York Mellon Corp | 2025-06-30 | 641.5 K | Gw&k Investment Management, Llc | 2025-06-30 | 629.8 K | Goldman Sachs Group Inc | 2025-06-30 | 564 K | First Trust Advisors L.p. | 2025-06-30 | 510.7 K | Blackrock Inc | 2025-06-30 | 10.2 M | Vanguard Group Inc | 2025-06-30 | 7.8 M |
Cathay Fundamentals
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0133 | ||||
| Profit Margin | 0.42 % | ||||
| Operating Margin | 0.62 % | ||||
| Current Valuation | 3.61 B | ||||
| Shares Outstanding | 67.2 M | ||||
| Shares Owned By Insiders | 5.09 % | ||||
| Shares Owned By Institutions | 76.83 % | ||||
| Number Of Shares Shorted | 1.63 M | ||||
| Price To Earning | 14.38 X | ||||
| Price To Book | 1.22 X | ||||
| Price To Sales | 4.87 X | ||||
| Revenue | 1.38 B | ||||
| Gross Profit | 745.26 M | ||||
| EBITDA | 431.08 M | ||||
| Net Income | 285.98 M | ||||
| Cash And Equivalents | 200.05 M | ||||
| Cash Per Share | 2.72 X | ||||
| Total Debt | 208.92 M | ||||
| Debt To Equity | 0.08 % | ||||
| Book Value Per Share | 43.53 X | ||||
| Cash Flow From Operations | 329.15 M | ||||
| Short Ratio | 4.29 X | ||||
| Earnings Per Share | 4.54 X | ||||
| Price To Earnings To Growth | 2.08 X | ||||
| Target Price | 54.8 | ||||
| Number Of Employees | 1.27 K | ||||
| Beta | 0.85 | ||||
| Market Capitalization | 3.63 B | ||||
| Total Asset | 24.23 B | ||||
| Retained Earnings | 2.69 B | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 3.25 % | ||||
| Net Asset | 24.23 B |
About Cathay General Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Cathay General Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Cathay General using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Cathay General Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When running Cathay General's price analysis, check to measure Cathay General's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cathay General is operating at the current time. Most of Cathay General's value examination focuses on studying past and present price action to predict the probability of Cathay General's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cathay General's price. Additionally, you may evaluate how the addition of Cathay General to your portfolios can decrease your overall portfolio volatility.