CB Financial Services Net Income
| CBFV Stock | USD 37.26 0.07 0.19% |
As of the 10th of February, CB Financial owns the Coefficient Of Variation of 659.28, standard deviation of 1.69, and Market Risk Adjusted Performance of 1.21. CB Financial Services technical analysis gives you the methodology to make use of past data patterns to determine a pattern that approximates the direction of the entity's future prices. Please confirm CB Financial Services coefficient of variation, as well as the relationship between the treynor ratio and semi variance to decide if CB Financial Services is priced fairly, providing market reflects its prevailing price of 37.26 per share. Given that CB Financial Services has jensen alpha of 0.2282, we suggest you to validate CB Financial's latest market performance to make sure the company can sustain itself sooner or later.
CB Financial Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 5.3113 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 14.5 M | 15.2 M | |
| Net Income Applicable To Common Shares | 12.9 M | 6.9 M | |
| Net Income From Continuing Ops | 14.5 M | 8.7 M | |
| Net Income Per Share | 0.97 | 1.27 | |
| Net Income Per E B T | 0.93 | 0.64 |
CBFV | Net Income | Build AI portfolio with CBFV Stock |
The evolution of Net Income for CB Financial Services provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how CB Financial compares to historical norms and industry peers.
Latest CB Financial's Net Income Growth Pattern
Below is the plot of the Net Income of CB Financial Services over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in CB Financial Services financial statement analysis. It represents the amount of money remaining after all of CB Financial Services operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is CB Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in CB Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 12.59 M | 10 Years Trend |
|
Net Income |
| Timeline |
CBFV Net Income Regression Statistics
| Arithmetic Mean | 7,234,452 | |
| Coefficient Of Variation | 93.69 | |
| Mean Deviation | 4,429,039 | |
| Median | 7,052,000 | |
| Standard Deviation | 6,777,614 | |
| Sample Variance | 45.9T | |
| Range | 33.2M | |
| R-Value | 0.35 | |
| Mean Square Error | 43T | |
| R-Squared | 0.12 | |
| Significance | 0.17 | |
| Slope | 471,226 | |
| Total Sum of Squares | 735T |
CBFV Net Income History
Other Fundumenentals of CB Financial Services
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
CB Financial Net Income component correlations
CBFV Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for CB Financial is extremely important. It helps to project a fair market value of CBFV Stock properly, considering its historical fundamentals such as Net Income. Since CB Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of CB Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of CB Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
What growth prospects exist in Regional Banks sector? Can CBFV capture new markets? Factors like these will boost the valuation of CB Financial. Projected growth potential of CBFV fundamentally drives upward valuation adjustments. Valuation analysis balances hard financial data with qualitative growth assessments. While each CB Financial valuation metric matters, prioritizing which indicators carry greater predictive weight remains essential.
Quarterly Earnings Growth 0.936 | Dividend Share 1.01 | Earnings Share 0.92 | Revenue Per Share | Quarterly Revenue Growth 0.312 |
Investors evaluate CB Financial Services using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating CB Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investment professionals apply varied valuation frameworks to compute inherent worth and acquire positions when market prices trade at discounts to calculated value. External factors like market trends, sector rotation, and investor psychology can cause CB Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between CB Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding CB Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, CB Financial's market price signifies the transaction level at which participants voluntarily complete trades.
CB Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to CB Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of CB Financial.
| 11/12/2025 |
| 02/10/2026 |
If you would invest 0.00 in CB Financial on November 12, 2025 and sell it all today you would earn a total of 0.00 from holding CB Financial Services or generate 0.0% return on investment in CB Financial over 90 days. CB Financial is related to or competes with Ohio Valley, United Security, Citizens Community, Hanover Bancorp, First Internet, CF Bankshares, and BV Financial. CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides various banking produc... More
CB Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure CB Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess CB Financial Services upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.74 | |||
| Information Ratio | 0.0935 | |||
| Maximum Drawdown | 7.46 | |||
| Value At Risk | (2.91) | |||
| Potential Upside | 3.2 |
CB Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for CB Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as CB Financial's standard deviation. In reality, there are many statistical measures that can use CB Financial historical prices to predict the future CB Financial's volatility.| Risk Adjusted Performance | 0.1269 | |||
| Jensen Alpha | 0.2282 | |||
| Total Risk Alpha | 0.0602 | |||
| Sortino Ratio | 0.0907 | |||
| Treynor Ratio | 1.2 |
CB Financial February 10, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1269 | |||
| Market Risk Adjusted Performance | 1.21 | |||
| Mean Deviation | 1.3 | |||
| Semi Deviation | 1.46 | |||
| Downside Deviation | 1.74 | |||
| Coefficient Of Variation | 659.28 | |||
| Standard Deviation | 1.69 | |||
| Variance | 2.86 | |||
| Information Ratio | 0.0935 | |||
| Jensen Alpha | 0.2282 | |||
| Total Risk Alpha | 0.0602 | |||
| Sortino Ratio | 0.0907 | |||
| Treynor Ratio | 1.2 | |||
| Maximum Drawdown | 7.46 | |||
| Value At Risk | (2.91) | |||
| Potential Upside | 3.2 | |||
| Downside Variance | 3.03 | |||
| Semi Variance | 2.13 | |||
| Expected Short fall | (1.40) | |||
| Skewness | (0.21) | |||
| Kurtosis | 0.0549 |
CB Financial Services Backtested Returns
At this stage we consider CBFV Stock to be very steady. CB Financial Services retains Efficiency (Sharpe Ratio) of 0.11, which signifies that the company had a 0.11 % return per unit of price deviation over the last 3 months. We have found twenty-nine technical indicators for CB Financial, which you can use to evaluate the volatility of the entity. Please confirm CB Financial's Standard Deviation of 1.69, coefficient of variation of 659.28, and Market Risk Adjusted Performance of 1.21 to double-check if the risk estimate we provide is consistent with the expected return of 0.18%. CB Financial has a performance score of 8 on a scale of 0 to 100. The firm owns a Beta (Systematic Risk) of 0.21, which signifies not very significant fluctuations relative to the market. As returns on the market increase, CB Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding CB Financial is expected to be smaller as well. CB Financial Services today owns a risk of 1.69%. Please confirm CB Financial Services coefficient of variation, semi variance, price action indicator, as well as the relationship between the treynor ratio and daily balance of power , to decide if CB Financial Services will be following its current price history.
Auto-correlation | 0.56 |
Modest predictability
CB Financial Services has modest predictability. Overlapping area represents the amount of predictability between CB Financial time series from 12th of November 2025 to 27th of December 2025 and 27th of December 2025 to 10th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of CB Financial Services price movement. The serial correlation of 0.56 indicates that roughly 56.0% of current CB Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.56 | |
| Spearman Rank Test | 0.43 | |
| Residual Average | 0.0 | |
| Price Variance | 1.18 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
CBFV Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
|
Based on the recorded statements, CB Financial Services reported net income of 12.59 M. This is 99.01% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 97.79% higher than that of the company.
CBFV Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses CB Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of CB Financial could also be used in its relative valuation, which is a method of valuing CB Financial by comparing valuation metrics of similar companies.CB Financial is currently under evaluation in net income category among its peers.
CB Financial Current Valuation Drivers
We derive many important indicators used in calculating different scores of CB Financial from analyzing CB Financial's financial statements. These drivers represent accounts that assess CB Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of CB Financial's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 108.2M | 129.6M | 110.1M | 175.6M | 158.0M | 165.9M | |
| Enterprise Value | (3.7M) | 66.7M | 29.1M | 210.3M | 189.3M | 198.8M |
CB Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, CB Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to CB Financial's managers, analysts, and investors.Environmental | Governance | Social |
CB Financial Institutional Holders
Institutional Holdings refers to the ownership stake in CB Financial that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of CB Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing CB Financial's value.| Shares | State Street Corp | 2025-06-30 | 42.5 K | Northern Trust Corp | 2025-06-30 | 36.5 K | Dimensional Fund Advisors, Inc. | 2025-06-30 | 35.1 K | Fourthstone Llc | 2025-06-30 | 34.6 K | Empowered Funds, Llc | 2025-06-30 | 34.5 K | Bryn Mawr Trust Company | 2025-06-30 | 33.6 K | S&t Bank | 2025-06-30 | 33.6 K | Salzhauer Michael | 2025-06-30 | 19.2 K | American Century Companies Inc | 2025-06-30 | 17.9 K | Janney Montgomery Scott Llc | 2025-06-30 | 340.5 K | Alliancebernstein L.p. | 2025-06-30 | 283.7 K |
CBFV Fundamentals
| Return On Equity | 0.0179 | ||||
| Return On Asset | 0.0017 | ||||
| Profit Margin | 0.07 % | ||||
| Operating Margin | 0.36 % | ||||
| Current Valuation | 190.22 M | ||||
| Shares Outstanding | 5.04 M | ||||
| Shares Owned By Insiders | 10.03 % | ||||
| Shares Owned By Institutions | 45.35 % | ||||
| Number Of Shares Shorted | 114.95 K | ||||
| Price To Earning | 9.39 X | ||||
| Price To Book | 1.19 X | ||||
| Price To Sales | 4.67 X | ||||
| Revenue | 68.64 M | ||||
| Gross Profit | 40.24 M | ||||
| EBITDA | 5.3 M | ||||
| Net Income | 12.59 M | ||||
| Cash And Equivalents | 81.12 M | ||||
| Cash Per Share | 15.88 X | ||||
| Total Debt | 34.76 M | ||||
| Debt To Equity | 8.56 % | ||||
| Book Value Per Share | 30.50 X | ||||
| Cash Flow From Operations | 6.75 M | ||||
| Short Ratio | 18.18 X | ||||
| Earnings Per Share | 0.92 X | ||||
| Price To Earnings To Growth | 1.75 X | ||||
| Target Price | 39.0 | ||||
| Number Of Employees | 159 | ||||
| Beta | 0.27 | ||||
| Market Capitalization | 188.11 M | ||||
| Total Asset | 1.55 B | ||||
| Retained Earnings | 90.86 M | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 3.84 % | ||||
| Net Asset | 1.55 B | ||||
| Last Dividend Paid | 1.01 |
About CB Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze CB Financial Services's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of CB Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of CB Financial Services based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Thematic Opportunities
Explore Investment Opportunities
Additional Tools for CBFV Stock Analysis
When running CB Financial's price analysis, check to measure CB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CB Financial is operating at the current time. Most of CB Financial's value examination focuses on studying past and present price action to predict the probability of CB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CB Financial's price. Additionally, you may evaluate how the addition of CB Financial to your portfolios can decrease your overall portfolio volatility.