Citizens Financial Group Trailing Beta

CFG Stock

USD 64.22 -1.40 -2.13%

How Citizens Financial's Trailing Beta is calculated and the current reading are covered. The current value corresponds to the latest disclosed financial data. Beta is one of the most important measures of equity market volatility. Beta can be thought of as asset elasticity or sensitivity to market. In other words, it is a number that shows the relationship of an equity instrument to the financial market in which this instrument is traded. For example, if Beta of equity is 2, it tends to significantly outperform the market when the market is going up and significantly underperform when the market is going down. Similarly, Beta of 1 indicates that an asset and market will generate similar returns over time.

Beta

Covariance

Variance

1.04

In a nutshell, Beta is a measure of individual stock risk relative to the overall volatility of the stock market and is calculated based on the Capital Asset Pricing Model (CAPM). However, since Beta is calculated based on historical price movements it may not predict how a firm's stock is going to perform in the future. The disclosed Trailing Beta for Citizens Financial corresponds to the current reporting dataset. Interim and annual filings may both contribute to the reported figure.

Citizens Financial's Beta is one of the most important measures of equity market volatility. Beta can be thought of as asset elasticity or sensitivity to market. In other words, it is a number that shows the relationship of an equity instrument to the financial market in which this instrument is traded. For example, if Beta of equity is 2, it tends to significantly outperform the market when the market is going up and significantly underperform when the market is going down. Similarly, Beta of 1 indicates that an asset and market will generate similar returns over time.

Beta

Covariance

Variance

Current Citizens Financial Trailing Beta

1.04

Reading Trailing Beta in context clarifies whether Citizens Financial Group is fairly priced by the market. Valuation analysis checks Citizens Financial's reported data against market views built into the current stock price. Sector-level factors can push whole industries to trade above or below their past norms. Citizens Financial currently trades at a P/E of 11.73, which provides additional valuation context.

Trailing Beta Driver Correlations

The linear correlation between Trailing Beta and Citizens Financial's adjacent financial drivers reveals structural dependencies. The strongest correlations highlight which accounts amplify or offset changes in Trailing Beta.

Competition

Citizens Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

$-2.07 billion

Accumulated Other Comprehensive Income stood at $-1.97 billion as of December 31, 2025.

Fundamental Drivers Relationships

Trailing Beta Peer Comparison

Comparing Citizens Financial to its peers on Trailing Beta is a standard technique for assessing relative investment value. This comparison reveals whether Citizens Financial's Trailing Beta is in line with or diverges from that of direct competitors.

Citizens Financial is currently under evaluation in trailing beta across its competitive set.

Returns on Citizens Financial closely shadow the broad market, offering near-index exposure without significant amplification or dampening.

Important Fundamentals

	Return On Equity TTM	0.0774
	Return On Asset TTM	0.0088
	Profit Margin TTM	0.25
	Operating Margin TTM	0.32
	Current Valuation	29.01 B
	Shares Outstanding	422.88 M
	Shares Owned By Insiders	0.73 %
	Shares Owned By Institutions	99.27 %
	Number Of Shares Shorted	46.37 K
	Price To Earnings TTM	11.73 X
	Price To Book TTM	1.13 X
	Price To Sales TTM	3.52 X
	Revenue TTM	11.15 B
	Gross Profit TTM	7.89 B
	EBITDA TTM	2.69 B
	Net Income TTM	1.83 B
	Cash And Equivalents TTM	9.77 B
	Cash Per Share TTM	19.71 X
	Total Debt TTM	11.28 B
	Debt To Equity TTM	6.04 %
	Book Value Per Share TTM	56.48 X
	Cash Flow From Operations TTM	2.21 B
	Short Ratio TTM	0.01 X
	Earnings Per Share	4.22 X
	Price To Earnings To Growth	1.65 X
	Target Price	72.85
	Number Of Employees	17.38 K
	Trailing Beta	1.04
	Market Capitalization TTM	27.75 B
	Total Asset TTM	226.35 B
	Retained Earnings TTM	11.35 B
	Annual Yield	0.028
	Five Year Return	3.60 %
	Net Asset	226.35 B
	Last Dividend Paid	1.76

Financial Metrics, Fundamentals & Methodology

A closer look at Citizens Financial shows how capital structure and profitability shape financial flexibility. Balance-sheet composition shapes financial flexibility and solvency risk. Citizens Financial currently reports revenue of 11.15 billion, positive EPS of 4.22, operating margin of 32.05% as of the latest reporting period.

Citizens Financial Group analytics rely on periodic company reporting and market reference feeds, with quality checks and normalization applied. Analyst projections are included when active coverage applies. Statement-level metrics reflect company-reported GAAP or IFRS formats for the relevant filing period.

Editorial review and methodology oversight provided by: Gabriel Shpitalnik, Member of Macroaxis Editorial Board

	Price To Sales Ratio	Dividend Yield	Ptb Ratio	Days Sales Outstanding	Book Value Per Share	Free Cash Flow Yield	Capex To Depreciation	Pb Ratio	Ev To Sales
Price To Sales Ratio		-0.31	0.46	0.09	-0.5	-0.34	0.43	0.46	0.79
Dividend Yield	-0.31		0.0	-0.05	0.07	0.23	-0.22	0.0	-0.23
Ptb Ratio	0.46	0.0		0.1	0.28	-0.38	-0.3	1.0	0.34
Days Sales Outstanding	0.09	-0.05	0.1		0.12	-0.07	-0.05	0.1	-0.06
Book Value Per Share	-0.5	0.07	0.28	0.12		-0.07	-0.76	0.28	-0.76
Free Cash Flow Yield	-0.34	0.23	-0.38	-0.07	-0.07		0.16	-0.38	-0.24
Capex To Depreciation	0.43	-0.22	-0.3	-0.05	-0.76	0.16		-0.3	0.5
Pb Ratio	0.46	0.0	1.0	0.1	0.28	-0.38	-0.3		0.34
Ev To Sales	0.79	-0.23	0.34	-0.06	-0.76	-0.24	0.5	0.34