Choiceone Financial Services Stock Technical Analysis
| COFS Stock | USD 28.62 0.90 3.05% |
As of the 28th of February, ChoiceOne Financial shows the Standard Deviation of 1.79, risk adjusted performance of (0.01), and Mean Deviation of 1.31. ChoiceOne Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm ChoiceOne Financial variance and potential upside to decide if ChoiceOne Financial is priced correctly, providing market reflects its regular price of 28.62 per share. Given that ChoiceOne Financial has information ratio of (0.07), we suggest you to validate ChoiceOne Financial Services's prevailing market performance to make sure the company can sustain itself at a future point.
ChoiceOne Financial Momentum Analysis
Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as ChoiceOne, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to ChoiceOneChoiceOne | Build AI portfolio with ChoiceOne Stock |
ChoiceOne Financial Analyst Consensus
| Target Price | Consensus | # of Analysts | |
| 34.33 | Strong Buy | 3 | Odds |
Most ChoiceOne analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand ChoiceOne stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of ChoiceOne Financial, talking to its executives and customers, or listening to ChoiceOne conference calls.
Is there potential for Regional Banks market expansion? Will ChoiceOne introduce new products? Factors like these will boost the valuation of ChoiceOne Financial. Projected growth potential of ChoiceOne fundamentally drives upward valuation adjustments. Understanding fair value requires weighing current performance against future potential. All the valuation information about ChoiceOne Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.157 | Dividend Share 1.13 | Earnings Share 2.01 | Revenue Per Share | Quarterly Revenue Growth 0.797 |
Investors evaluate ChoiceOne Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating ChoiceOne Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause ChoiceOne Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between ChoiceOne Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding ChoiceOne Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, ChoiceOne Financial's market price signifies the transaction level at which participants voluntarily complete trades.
ChoiceOne Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to ChoiceOne Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of ChoiceOne Financial.
| 11/30/2025 |
| 02/28/2026 |
If you would invest 0.00 in ChoiceOne Financial on November 30, 2025 and sell it all today you would earn a total of 0.00 from holding ChoiceOne Financial Services or generate 0.0% return on investment in ChoiceOne Financial over 90 days. ChoiceOne Financial is related to or competes with Peoples Fin, Red River, Peapack Gladstone, Northfield Bancorp, First Business, Bridgewater Bancshares, and Home Bancorp. ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides community banki... More
ChoiceOne Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure ChoiceOne Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess ChoiceOne Financial Services upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.07) | |||
| Maximum Drawdown | 9.53 | |||
| Value At Risk | (2.94) | |||
| Potential Upside | 3.35 |
ChoiceOne Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for ChoiceOne Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as ChoiceOne Financial's standard deviation. In reality, there are many statistical measures that can use ChoiceOne Financial historical prices to predict the future ChoiceOne Financial's volatility.| Risk Adjusted Performance | (0.01) | |||
| Jensen Alpha | (0.13) | |||
| Total Risk Alpha | (0.24) | |||
| Treynor Ratio | (0.05) |
ChoiceOne Financial February 28, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.01) | |||
| Market Risk Adjusted Performance | (0.04) | |||
| Mean Deviation | 1.31 | |||
| Coefficient Of Variation | (4,381) | |||
| Standard Deviation | 1.79 | |||
| Variance | 3.2 | |||
| Information Ratio | (0.07) | |||
| Jensen Alpha | (0.13) | |||
| Total Risk Alpha | (0.24) | |||
| Treynor Ratio | (0.05) | |||
| Maximum Drawdown | 9.53 | |||
| Value At Risk | (2.94) | |||
| Potential Upside | 3.35 | |||
| Skewness | 0.0979 | |||
| Kurtosis | 1.01 |
ChoiceOne Financial Backtested Returns
ChoiceOne Financial secures Sharpe Ratio (or Efficiency) of -0.0398, which signifies that the company had a -0.0398 % return per unit of risk over the last 3 months. ChoiceOne Financial Services exposes twenty-three different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please confirm ChoiceOne Financial's Mean Deviation of 1.31, risk adjusted performance of (0.01), and Standard Deviation of 1.79 to double-check the risk estimate we provide. The firm shows a Beta (market volatility) of 1.04, which signifies a somewhat significant risk relative to the market. ChoiceOne Financial returns are very sensitive to returns on the market. As the market goes up or down, ChoiceOne Financial is expected to follow. At this point, ChoiceOne Financial has a negative expected return of -0.072%. Please make sure to confirm ChoiceOne Financial's potential upside, as well as the relationship between the rate of daily change and relative strength index , to decide if ChoiceOne Financial performance from the past will be repeated at some point in the near future.
Auto-correlation | 0.09 |
Virtually no predictability
ChoiceOne Financial Services has virtually no predictability. Overlapping area represents the amount of predictability between ChoiceOne Financial time series from 30th of November 2025 to 14th of January 2026 and 14th of January 2026 to 28th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of ChoiceOne Financial price movement. The serial correlation of 0.09 indicates that less than 9.0% of current ChoiceOne Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.09 | |
| Spearman Rank Test | -0.23 | |
| Residual Average | 0.0 | |
| Price Variance | 0.38 |
ChoiceOne Financial technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
ChoiceOne Financial Technical Analysis
The output start index for this execution was two with a total number of output elements of fifty-nine. The Normalized Average True Range is used to analyze tradable apportunities for ChoiceOne Financial across different markets.
About ChoiceOne Financial Technical Analysis
The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of ChoiceOne Financial Services on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of ChoiceOne Financial Services based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on ChoiceOne Financial price pattern first instead of the macroeconomic environment surrounding ChoiceOne Financial. By analyzing ChoiceOne Financial's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of ChoiceOne Financial's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to ChoiceOne Financial specific price patterns or momentum indicators. Please read more on our technical analysis page.
| 2023 | 2024 | 2025 | 2026 (projected) | Dividend Yield | 0.0358 | 0.031 | 0.0383 | 0.0275 | Price To Sales Ratio | 1.94 | 2.09 | 2.13 | 2.99 |
ChoiceOne Financial February 28, 2026 Technical Indicators
Most technical analysis of ChoiceOne help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for ChoiceOne from various momentum indicators to cycle indicators. When you analyze ChoiceOne charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.01) | |||
| Market Risk Adjusted Performance | (0.04) | |||
| Mean Deviation | 1.31 | |||
| Coefficient Of Variation | (4,381) | |||
| Standard Deviation | 1.79 | |||
| Variance | 3.2 | |||
| Information Ratio | (0.07) | |||
| Jensen Alpha | (0.13) | |||
| Total Risk Alpha | (0.24) | |||
| Treynor Ratio | (0.05) | |||
| Maximum Drawdown | 9.53 | |||
| Value At Risk | (2.94) | |||
| Potential Upside | 3.35 | |||
| Skewness | 0.0979 | |||
| Kurtosis | 1.01 |
ChoiceOne Financial February 28, 2026 Daily Trend Indicators
Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as ChoiceOne stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 2,975 | ||
| Daily Balance Of Power | (1.29) | ||
| Rate Of Daily Change | 0.97 | ||
| Day Median Price | 28.90 | ||
| Day Typical Price | 28.81 | ||
| Price Action Indicator | (0.73) |
Additional Tools for ChoiceOne Stock Analysis
When running ChoiceOne Financial's price analysis, check to measure ChoiceOne Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ChoiceOne Financial is operating at the current time. Most of ChoiceOne Financial's value examination focuses on studying past and present price action to predict the probability of ChoiceOne Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ChoiceOne Financial's price. Additionally, you may evaluate how the addition of ChoiceOne Financial to your portfolios can decrease your overall portfolio volatility.