Crystal Valley Financial Stock Net Income
| CYVF Stock | USD 77.50 1.99 2.64% |
As of the 9th of February, Crystal Valley shows the Downside Deviation of 1.62, mean deviation of 0.6662, and Risk Adjusted Performance of 0.0903. Crystal Valley Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Crystal Valley Financial jensen alpha and downside variance to decide if Crystal Valley Financial is priced correctly, providing market reflects its regular price of 77.5 per share. Given that Crystal Valley has jensen alpha of 0.1192, we suggest you to validate Crystal Valley Financial's prevailing market performance to make sure the company can sustain itself at a future point.
Crystal Valley's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Crystal Valley's valuation are provided below:Crystal Valley Financial does not presently have any fundamental signals for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Crystal |
Crystal Valley 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Crystal Valley's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Crystal Valley.
| 11/11/2025 |
| 02/09/2026 |
If you would invest 0.00 in Crystal Valley on November 11, 2025 and sell it all today you would earn a total of 0.00 from holding Crystal Valley Financial or generate 0.0% return on investment in Crystal Valley over 90 days. Crystal Valley is related to or competes with Cnb Community, Peoples, F M, Jeffersonville Bancorp, BEO Bancorp, Mountain Pacific, and JD Bancshares. Crystal Valley Financial Corporation operates as the holding company for First State Bank that provides various personal... More
Crystal Valley Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Crystal Valley's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Crystal Valley Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.62 | |||
| Information Ratio | 0.0257 | |||
| Maximum Drawdown | 8.07 | |||
| Value At Risk | (1.60) | |||
| Potential Upside | 1.73 |
Crystal Valley Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Crystal Valley's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Crystal Valley's standard deviation. In reality, there are many statistical measures that can use Crystal Valley historical prices to predict the future Crystal Valley's volatility.| Risk Adjusted Performance | 0.0903 | |||
| Jensen Alpha | 0.1192 | |||
| Total Risk Alpha | 8.0E-4 | |||
| Sortino Ratio | 0.0171 | |||
| Treynor Ratio | (0.72) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Crystal Valley's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Crystal Valley February 9, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0903 | |||
| Market Risk Adjusted Performance | (0.71) | |||
| Mean Deviation | 0.6662 | |||
| Semi Deviation | 0.9313 | |||
| Downside Deviation | 1.62 | |||
| Coefficient Of Variation | 918.2 | |||
| Standard Deviation | 1.08 | |||
| Variance | 1.16 | |||
| Information Ratio | 0.0257 | |||
| Jensen Alpha | 0.1192 | |||
| Total Risk Alpha | 8.0E-4 | |||
| Sortino Ratio | 0.0171 | |||
| Treynor Ratio | (0.72) | |||
| Maximum Drawdown | 8.07 | |||
| Value At Risk | (1.60) | |||
| Potential Upside | 1.73 | |||
| Downside Variance | 2.63 | |||
| Semi Variance | 0.8673 | |||
| Expected Short fall | (0.96) | |||
| Skewness | (1.20) | |||
| Kurtosis | 7.57 |
Crystal Valley Financial Backtested Returns
At this point, Crystal Valley is very steady. Crystal Valley Financial secures Sharpe Ratio (or Efficiency) of 0.12, which signifies that the company had a 0.12 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Crystal Valley Financial, which you can use to evaluate the volatility of the firm. Please confirm Crystal Valley's Mean Deviation of 0.6662, downside deviation of 1.62, and Risk Adjusted Performance of 0.0903 to double-check if the risk estimate we provide is consistent with the expected return of 0.13%. Crystal Valley has a performance score of 9 on a scale of 0 to 100. The firm shows a Beta (market volatility) of -0.15, which signifies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Crystal Valley are expected to decrease at a much lower rate. During the bear market, Crystal Valley is likely to outperform the market. Crystal Valley Financial right now shows a risk of 1.1%. Please confirm Crystal Valley Financial downside variance, as well as the relationship between the accumulation distribution and market facilitation index , to decide if Crystal Valley Financial will be following its price patterns.
Auto-correlation | 0.02 |
Virtually no predictability
Crystal Valley Financial has virtually no predictability. Overlapping area represents the amount of predictability between Crystal Valley time series from 11th of November 2025 to 26th of December 2025 and 26th of December 2025 to 9th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Crystal Valley Financial price movement. The serial correlation of 0.02 indicates that only 2.0% of current Crystal Valley price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.02 | |
| Spearman Rank Test | 0.2 | |
| Residual Average | 0.0 | |
| Price Variance | 0.83 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Crystal Valley Financial reported net income of 11.65 M. This is 99.09% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The net income for all United States stocks is 97.96% higher than that of the company.
Crystal Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Crystal Valley's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of Crystal Valley could also be used in its relative valuation, which is a method of valuing Crystal Valley by comparing valuation metrics of similar companies.Crystal Valley is currently under evaluation in net income category among its peers.
Crystal Fundamentals
| Return On Equity | 0.14 | |||
| Return On Asset | 0.0147 | |||
| Profit Margin | 0.35 % | |||
| Operating Margin | 0.41 % | |||
| Current Valuation | 90.31 M | |||
| Shares Outstanding | 1.38 M | |||
| Shares Owned By Institutions | 4.52 % | |||
| Price To Earning | 7.28 X | |||
| Price To Sales | 2.47 X | |||
| Revenue | 31.62 M | |||
| Gross Profit | 31.62 M | |||
| Net Income | 11.65 M | |||
| Cash And Equivalents | 15.88 M | |||
| Cash Per Share | 11.48 X | |||
| Total Debt | 23.88 M | |||
| Book Value Per Share | 48.91 X | |||
| Earnings Per Share | 8.07 X | |||
| Beta | 0.18 | |||
| Market Capitalization | 84.24 M | |||
| Z Score | 1.8 | |||
| Annual Yield | 0.03 % | |||
| Five Year Return | 2.31 % | |||
| Last Dividend Paid | 1.65 |
About Crystal Valley Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Crystal Valley Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Crystal Valley using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Crystal Valley Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Other Information on Investing in Crystal Pink Sheet
Crystal Valley financial ratios help investors to determine whether Crystal Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Crystal with respect to the benefits of owning Crystal Valley security.