Donegal Group A Net Income
| DGICA Stock | USD 18.70 0.00 0.00% |
As of the 16th of February 2026, Donegal Group shows the Mean Deviation of 1.04, variance of 1.61, and Standard Deviation of 1.27. Donegal Group A technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
Donegal Group Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 0.6752 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 58.5 M | 61.4 M | |
| Net Loss | -1.8 M | -1.7 M | |
| Net Income From Continuing Ops | 58.5 M | 61.4 M | |
| Net Income Per Share | 1.39 | 1.46 | |
| Net Income Per E B T | 0.94 | 0.87 |
Donegal | Net Income | Build AI portfolio with Donegal Stock |
Analyzing Donegal Group's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Donegal Group's current valuation and future prospects.
Latest Donegal Group's Net Income Growth Pattern
Below is the plot of the Net Income of Donegal Group A over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Donegal Group A financial statement analysis. It represents the amount of money remaining after all of Donegal Group A operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Donegal Group's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Donegal Group's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 50.86 M | 10 Years Trend |
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Net Income |
| Timeline |
Donegal Net Income Regression Statistics
| Arithmetic Mean | 22,888,870 | |
| Geometric Mean | 12,724,685 | |
| Coefficient Of Variation | 111.91 | |
| Mean Deviation | 20,024,365 | |
| Median | 23,092,620 | |
| Standard Deviation | 25,615,784 | |
| Sample Variance | 656.2T | |
| Range | 94.2M | |
| R-Value | 0.48 | |
| Mean Square Error | 541.4T | |
| R-Squared | 0.23 | |
| Significance | 0.05 | |
| Slope | 2,413,720 | |
| Total Sum of Squares | 10498.7T |
Donegal Net Income History
Other Fundumenentals of Donegal Group A
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Donegal Group Net Income component correlations
Donegal Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Donegal Group is extremely important. It helps to project a fair market value of Donegal Stock properly, considering its historical fundamentals such as Net Income. Since Donegal Group's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Donegal Group's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Donegal Group's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Donegal Group. Projected growth potential of Donegal fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Donegal Group assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.089 | Dividend Share 0.71 | Earnings Share 2.44 | Revenue Per Share | Quarterly Revenue Growth (0.02) |
Understanding Donegal Group A requires distinguishing between market price and book value, where the latter reflects Donegal's accounting equity. The concept of intrinsic value - what Donegal Group's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push Donegal Group's price substantially above or below its fundamental value.
It's important to distinguish between Donegal Group's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Donegal Group should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Donegal Group's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Donegal Group 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Donegal Group's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Donegal Group.
| 11/18/2025 |
| 02/16/2026 |
If you would invest 0.00 in Donegal Group on November 18, 2025 and sell it all today you would earn a total of 0.00 from holding Donegal Group A or generate 0.0% return on investment in Donegal Group over 90 days. Donegal Group is related to or competes with American Coastal, United Fire, Heritage Insurance, Nuveen Churchill, Tiptree, Velocity Financial, and MetroCity Bankshares. Donegal Group Inc., an insurance holding company, provides personal and commercial lines of property and casualty insura... More
Donegal Group Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Donegal Group's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Donegal Group A upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.08) | |||
| Maximum Drawdown | 4.99 | |||
| Value At Risk | (2.54) | |||
| Potential Upside | 1.56 |
Donegal Group Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Donegal Group's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Donegal Group's standard deviation. In reality, there are many statistical measures that can use Donegal Group historical prices to predict the future Donegal Group's volatility.| Risk Adjusted Performance | (0.02) | |||
| Jensen Alpha | (0.06) | |||
| Total Risk Alpha | (0.14) | |||
| Treynor Ratio | (0.22) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Donegal Group's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Donegal Group February 16, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.02) | |||
| Market Risk Adjusted Performance | (0.21) | |||
| Mean Deviation | 1.04 | |||
| Coefficient Of Variation | (3,449) | |||
| Standard Deviation | 1.27 | |||
| Variance | 1.61 | |||
| Information Ratio | (0.08) | |||
| Jensen Alpha | (0.06) | |||
| Total Risk Alpha | (0.14) | |||
| Treynor Ratio | (0.22) | |||
| Maximum Drawdown | 4.99 | |||
| Value At Risk | (2.54) | |||
| Potential Upside | 1.56 | |||
| Skewness | (0.60) | |||
| Kurtosis | (0.48) |
Donegal Group A Backtested Returns
Donegal Group A secures Sharpe Ratio (or Efficiency) of -0.0599, which denotes the company had a -0.0599 % return per unit of risk over the last 3 months. Donegal Group A exposes twenty-one different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please confirm Donegal Group's Standard Deviation of 1.27, variance of 1.61, and Mean Deviation of 1.04 to check the risk estimate we provide. The firm shows a Beta (market volatility) of 0.21, which means not very significant fluctuations relative to the market. As returns on the market increase, Donegal Group's returns are expected to increase less than the market. However, during the bear market, the loss of holding Donegal Group is expected to be smaller as well. At this point, Donegal Group A has a negative expected return of -0.0767%. Please make sure to confirm Donegal Group's skewness, day median price, and the relationship between the treynor ratio and accumulation distribution , to decide if Donegal Group A performance from the past will be repeated at some point in the near future.
Auto-correlation | -0.18 |
Insignificant reverse predictability
Donegal Group A has insignificant reverse predictability. Overlapping area represents the amount of predictability between Donegal Group time series from 18th of November 2025 to 2nd of January 2026 and 2nd of January 2026 to 16th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Donegal Group A price movement. The serial correlation of -0.18 indicates that over 18.0% of current Donegal Group price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.18 | |
| Spearman Rank Test | -0.2 | |
| Residual Average | 0.0 | |
| Price Variance | 0.25 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Donegal Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Donegal Group A reported net income of 50.86 M. This is 96.02% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 91.09% higher than that of the company.
Donegal Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Donegal Group's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Donegal Group could also be used in its relative valuation, which is a method of valuing Donegal Group by comparing valuation metrics of similar companies.Donegal Group is currently under evaluation in net income category among its peers.
Donegal Group Current Valuation Drivers
We derive many important indicators used in calculating different scores of Donegal Group from analyzing Donegal Group's financial statements. These drivers represent accounts that assess Donegal Group's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Donegal Group's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 412.0M | 442.5M | 462.3M | 510.5M | 459.4M | 482.4M | |
| Enterprise Value | 398.9M | 419.8M | 473.5M | 492.5M | 443.3M | 228.6M |
Donegal Group ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Donegal Group's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Donegal Group's managers, analysts, and investors.Environmental | Governance | Social |
Donegal Group Institutional Holders
Institutional Holdings refers to the ownership stake in Donegal Group that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Donegal Group's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Donegal Group's value.| Shares | Wells Fargo & Co | 2025-06-30 | 227.2 K | Caldwell Sutter Capital Inc | 2025-06-30 | 226 K | Logan Capital Management Inc | 2025-06-30 | 223.7 K | Kennedy Capital Management Inc | 2025-06-30 | 205.6 K | Teacher Retirement System Of Texas | 2025-06-30 | 191.4 K | Foundry Partners, Llc | 2025-03-31 | 190.5 K | Csm Advisors, Llc | 2025-06-30 | 184.7 K | Arrowstreet Capital Limited Partnership | 2025-06-30 | 161.5 K | Northern Trust Corp | 2025-06-30 | 159 K | Blackrock Inc | 2025-06-30 | 2 M | Dimensional Fund Advisors, Inc. | 2025-06-30 | 1.8 M |
Donegal Fundamentals
| Return On Equity | 0.15 | ||||
| Return On Asset | 0.0282 | ||||
| Profit Margin | 0.09 % | ||||
| Operating Margin | 0.10 % | ||||
| Current Valuation | 666.96 M | ||||
| Shares Outstanding | 31.06 M | ||||
| Shares Owned By Insiders | 2.00 % | ||||
| Shares Owned By Institutions | 88.68 % | ||||
| Number Of Shares Shorted | 560.01 K | ||||
| Price To Earning | 7.47 X | ||||
| Price To Book | 1.09 X | ||||
| Price To Sales | 0.69 X | ||||
| Revenue | 989.61 M | ||||
| Gross Profit | 108.1 M | ||||
| EBITDA | 67.16 M | ||||
| Net Income | 50.86 M | ||||
| Cash And Equivalents | 63.32 M | ||||
| Cash Per Share | 1.96 X | ||||
| Total Debt | 35 M | ||||
| Debt To Equity | 0.07 % | ||||
| Current Ratio | 0.50 X | ||||
| Book Value Per Share | 17.14 X | ||||
| Cash Flow From Operations | 67.44 M | ||||
| Short Ratio | 5.13 X | ||||
| Earnings Per Share | 2.44 X | ||||
| Price To Earnings To Growth | 3.06 X | ||||
| Target Price | 21.0 | ||||
| Beta | 0.015 | ||||
| Market Capitalization | 685.2 M | ||||
| Total Asset | 2.34 B | ||||
| Retained Earnings | 245.14 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 4.08 % | ||||
| Net Asset | 2.34 B | ||||
| Last Dividend Paid | 0.71 |
About Donegal Group Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Donegal Group A's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Donegal Group using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Donegal Group A based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Donegal Group A offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Donegal Group's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Donegal Group A Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Donegal Group A Stock:Check out You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Donegal Group. Projected growth potential of Donegal fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Donegal Group assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.089 | Dividend Share 0.71 | Earnings Share 2.44 | Revenue Per Share | Quarterly Revenue Growth (0.02) |
Understanding Donegal Group A requires distinguishing between market price and book value, where the latter reflects Donegal's accounting equity. The concept of intrinsic value - what Donegal Group's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push Donegal Group's price substantially above or below its fundamental value.
It's important to distinguish between Donegal Group's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Donegal Group should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Donegal Group's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.