Is Donegal Group Stock a Good Investment?
Donegal Group Investment Advice | DGICA |
- Examine Donegal Group's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Donegal Group's leadership team and their track record. Good management can help Donegal Group navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Property & Casualty Insurance space and any emerging trends that could impact Donegal Group's business and its evolving consumer preferences.
- Compare Donegal Group's performance and market position to its competitors. Analyze how Donegal Group is positioned in terms of product offerings, innovation, and market share.
- Check if Donegal Group pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Donegal Group's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Donegal Group A stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Donegal Group A is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine Donegal Group Stock
Researching Donegal Group's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 82.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.96. Some equities with similar Price to Book (P/B) outperform the market in the long run. Donegal Group A last dividend was issued on the 4th of February 2025. The entity had 4:3 split on the 27th of April 2006.
To determine if Donegal Group is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Donegal Group's research are outlined below:
| Donegal Group A has accumulated 35 M in total debt with debt to equity ratio (D/E) of 0.07, which may suggest the company is not taking enough advantage from borrowing. Donegal Group A has a current ratio of 0.49, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Note, when we think about Donegal Group's use of debt, we should always consider it together with its cash and equity. | |
| Over 82.0% of Donegal Group shares are held by institutions such as insurance companies | |
| Latest headline from MacroaxisInsider: Insider Trading |
Donegal Group Quarterly Liabilities And Stockholders Equity |
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Donegal Group uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Donegal Group A. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Donegal Group's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 22nd of February 2024 Upcoming Quarterly Report | View | |
| 25th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 22nd of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Donegal Group's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Donegal Group's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2002-02-25 | 2001-12-31 | -0.04 | -0.03 | 0.01 | 25 | ||
2019-02-19 | 2018-12-31 | -0.14 | -0.12 | 0.02 | 14 | ||
2001-07-31 | 2001-06-30 | 0.15 | 0.17 | 0.02 | 13 | ||
1996-08-01 | 1996-06-30 | 0.18 | 0.2 | 0.02 | 11 | ||
2011-04-20 | 2011-03-31 | 0.11 | 0.08 | -0.03 | 27 | ||
2003-02-21 | 2002-12-31 | 0.19 | 0.22 | 0.03 | 15 | ||
2001-04-23 | 2001-03-31 | 0.15 | 0.18 | 0.03 | 20 | ||
2000-10-26 | 2000-09-30 | 0.14 | 0.17 | 0.03 | 21 |
Know Donegal Group's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Donegal Group is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Donegal Group A backward and forwards among themselves. Donegal Group's institutional investor refers to the entity that pools money to purchase Donegal Group's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Logan Capital Management Inc | 2024-09-30 | 223.7 K | Wells Fargo & Co | 2024-09-30 | 222.7 K | Kennedy Capital Management Inc | 2024-09-30 | 201.6 K | Bridgeway Capital Management, Llc | 2024-09-30 | 188 K | Northern Trust Corp | 2024-09-30 | 165.2 K | Keeley-teton Advisors, Llc | 2024-09-30 | 136.4 K | Bank Of New York Mellon Corp | 2024-09-30 | 117.5 K | Connor Clark & Lunn Inv Mgmt Ltd | 2024-09-30 | 105.3 K | Empowered Funds, Llc | 2024-09-30 | 95.7 K | Dimensional Fund Advisors, Inc. | 2024-09-30 | 1.8 M | Blackrock Inc | 2024-09-30 | 1.6 M |
Donegal Group's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 496.15 M.Market Cap |
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Donegal Group's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Equity | 0.01 | 0.01 |
Determining Donegal Group's profitability involves analyzing its financial statements and using various financial metrics to determine if Donegal Group is a good buy. For example, gross profit margin measures Donegal Group's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Donegal Group's profitability and make more informed investment decisions.
Please note, the presentation of Donegal Group's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Donegal Group's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Donegal Group's management manipulating its earnings.
Evaluate Donegal Group's management efficiency
As of January 18, 2025, Return On Tangible Assets is expected to decline to 0. The current year's Return On Capital Employed is expected to grow to -0.0042. At present, Donegal Group's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 1.1 B, whereas Other Assets are forecasted to decline to (294.4 M). Donegal Group's management efficiency ratios could be used to measure how well Donegal Group manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 13.07 | 9.49 | |
| Tangible Book Value Per Share | 12.89 | 9.42 | |
| Enterprise Value Over EBITDA | 54.40 | 48.59 | |
| Price Book Value Ratio | 1.11 | 1.41 | |
| Enterprise Value Multiple | 54.40 | 48.59 | |
| Price Fair Value | 1.11 | 1.41 | |
| Enterprise Value | 426.2 M | 447.5 M |
Donegal Group showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Basic technical analysis of Donegal Stock
As of the 18th of January 2025, Donegal Group shows the Mean Deviation of 1.04, coefficient of variation of 5510.21, and Downside Deviation of 1.29. Donegal Group A technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.Donegal Group's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Donegal Group insiders, such as employees or executives, is commonly permitted as long as it does not rely on Donegal Group's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Donegal Group insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Hecker Rick Joseph a day ago Insider Trading | ||
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Hecker Rick Joseph over a week ago Insider Trading | ||
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Hecker Rick Joseph over a week ago Insider Trading | ||
Hecker Rick Joseph over a week ago Insider Trading |
Donegal Group's Outstanding Corporate Bonds
Donegal Group issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Donegal Group A uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Donegal bonds can be classified according to their maturity, which is the date when Donegal Group A has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Donegal Group's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Donegal Group's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.02 | |||
| Market Risk Adjusted Performance | 0.098 | |||
| Mean Deviation | 1.04 | |||
| Semi Deviation | 1.24 | |||
| Downside Deviation | 1.29 | |||
| Coefficient Of Variation | 5510.21 | |||
| Standard Deviation | 1.61 | |||
| Variance | 2.59 | |||
| Information Ratio | (0.0003) | |||
| Jensen Alpha | 0.0149 | |||
| Total Risk Alpha | (0.02) | |||
| Sortino Ratio | (0.0004) | |||
| Treynor Ratio | 0.088 | |||
| Maximum Drawdown | 12.6 | |||
| Value At Risk | (2.11) | |||
| Potential Upside | 1.67 | |||
| Downside Variance | 1.66 | |||
| Semi Variance | 1.54 | |||
| Expected Short fall | (1.25) | |||
| Skewness | 2.07 | |||
| Kurtosis | 11.96 |
| Risk Adjusted Performance | 0.02 | |||
| Market Risk Adjusted Performance | 0.098 | |||
| Mean Deviation | 1.04 | |||
| Semi Deviation | 1.24 | |||
| Downside Deviation | 1.29 | |||
| Coefficient Of Variation | 5510.21 | |||
| Standard Deviation | 1.61 | |||
| Variance | 2.59 | |||
| Information Ratio | (0.0003) | |||
| Jensen Alpha | 0.0149 | |||
| Total Risk Alpha | (0.02) | |||
| Sortino Ratio | (0.0004) | |||
| Treynor Ratio | 0.088 | |||
| Maximum Drawdown | 12.6 | |||
| Value At Risk | (2.11) | |||
| Potential Upside | 1.67 | |||
| Downside Variance | 1.66 | |||
| Semi Variance | 1.54 | |||
| Expected Short fall | (1.25) | |||
| Skewness | 2.07 | |||
| Kurtosis | 11.96 |
Consider Donegal Group's intraday indicators
Donegal Group intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Donegal Group stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Donegal Group Corporate Filings
F5 | 10th of January 2025 The annual filing required by the Securities and Exchange Commission (SEC) from company insiders or beneficial owners | ViewVerify |
F4 | 7th of January 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 19th of December 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Donegal Stock media impact
Far too much social signal, news, headlines, and media speculation about Donegal Group that are available to investors today. That information is available publicly through Donegal media outlets and privately through word of mouth or via Donegal internal channels. However, regardless of the origin, that massive amount of Donegal data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Donegal Group news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Donegal Group relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Donegal Group's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Donegal Group alpha.
Donegal Group Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Donegal Group can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Donegal Group Corporate Management
| Sanjay Pandey | CIO and Sr. VP | Profile | |
| Francis Haefner | VP | Profile | |
| Jeffrey Jacobsen | VP | Profile | |
| David Bawel | Senior Officer | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Donegal Group A. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. You can also try the Idea Optimizer module to use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio .
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Donegal Group. If investors know Donegal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Donegal Group listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.057 | Dividend Share 0.685 | Earnings Share 0.75 | Revenue Per Share | Quarterly Revenue Growth 0.076 |
The market value of Donegal Group A is measured differently than its book value, which is the value of Donegal that is recorded on the company's balance sheet. Investors also form their own opinion of Donegal Group's value that differs from its market value or its book value, called intrinsic value, which is Donegal Group's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Donegal Group's market value can be influenced by many factors that don't directly affect Donegal Group's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Donegal Group's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Donegal Group is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Donegal Group's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.