Enterprise Financial Services Net Income
| EFSC Stock | USD 58.71 1.36 2.37% |
As of the 2nd of February, Enterprise Financial shows the Downside Deviation of 1.34, coefficient of variation of 1802.92, and Mean Deviation of 1.15. Enterprise Financial technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
Enterprise Financial Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.4793 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 213.1 M | 223.7 M | |
| Net Income Applicable To Common Shares | 228.9 M | 240.3 M | |
| Net Income From Continuing Ops | 213.1 M | 223.7 M | |
| Net Income Per Share | 4.47 | 4.69 | |
| Net Income Per E B T | 0.71 | 0.58 |
Enterprise | Net Income | Build AI portfolio with Enterprise Stock |
Analyzing Enterprise Financial's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Enterprise Financial's current valuation and future prospects.
Latest Enterprise Financial's Net Income Growth Pattern
Below is the plot of the Net Income of Enterprise Financial Services over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Enterprise Financial financial statement analysis. It represents the amount of money remaining after all of Enterprise Financial Services operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Enterprise Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Enterprise Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 185.27 M | 10 Years Trend |
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Net Income |
| Timeline |
Enterprise Net Income Regression Statistics
| Arithmetic Mean | 96,220,862 | |
| Geometric Mean | 61,444,855 | |
| Coefficient Of Variation | 78.09 | |
| Mean Deviation | 64,813,474 | |
| Median | 74,384,000 | |
| Standard Deviation | 75,142,074 | |
| Sample Variance | 5646.3T | |
| Range | 209.7M | |
| R-Value | 0.95 | |
| Mean Square Error | 640.8T | |
| R-Squared | 0.89 | |
| Slope | 14,066,461 | |
| Total Sum of Squares | 90341.3T |
Enterprise Net Income History
Other Fundumenentals of Enterprise Financial
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Enterprise Financial Net Income component correlations
Enterprise Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Enterprise Financial is extremely important. It helps to project a fair market value of Enterprise Stock properly, considering its historical fundamentals such as Net Income. Since Enterprise Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Enterprise Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Enterprise Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could Enterprise diversify its offerings? Factors like these will boost the valuation of Enterprise Financial. Projected growth potential of Enterprise fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Enterprise Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.136 | Dividend Share 1.22 | Earnings Share 5.31 | Revenue Per Share | Quarterly Revenue Growth 0.175 |
Investors evaluate Enterprise Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Enterprise Financial's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Enterprise Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between Enterprise Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Enterprise Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Enterprise Financial's market price signifies the transaction level at which participants voluntarily complete trades.
Enterprise Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Enterprise Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Enterprise Financial.
| 11/04/2025 |
| 02/02/2026 |
If you would invest 0.00 in Enterprise Financial on November 4, 2025 and sell it all today you would earn a total of 0.00 from holding Enterprise Financial Services or generate 0.0% return on investment in Enterprise Financial over 90 days. Enterprise Financial is related to or competes with First Merchants, Banner, Customers Bancorp, First Busey, Hilltop Holdings, NBT Bancorp, and First Bancorp. Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank Trust that offers banki... More
Enterprise Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Enterprise Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Enterprise Financial Services upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.34 | |||
| Information Ratio | 0.0265 | |||
| Maximum Drawdown | 9.13 | |||
| Value At Risk | (1.83) | |||
| Potential Upside | 2.79 |
Enterprise Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Enterprise Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Enterprise Financial's standard deviation. In reality, there are many statistical measures that can use Enterprise Financial historical prices to predict the future Enterprise Financial's volatility.| Risk Adjusted Performance | 0.0454 | |||
| Jensen Alpha | 0.0456 | |||
| Total Risk Alpha | 0.0011 | |||
| Sortino Ratio | 0.0307 | |||
| Treynor Ratio | 0.0875 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Enterprise Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Enterprise Financial February 2, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0454 | |||
| Market Risk Adjusted Performance | 0.0975 | |||
| Mean Deviation | 1.15 | |||
| Semi Deviation | 1.25 | |||
| Downside Deviation | 1.34 | |||
| Coefficient Of Variation | 1802.92 | |||
| Standard Deviation | 1.55 | |||
| Variance | 2.4 | |||
| Information Ratio | 0.0265 | |||
| Jensen Alpha | 0.0456 | |||
| Total Risk Alpha | 0.0011 | |||
| Sortino Ratio | 0.0307 | |||
| Treynor Ratio | 0.0875 | |||
| Maximum Drawdown | 9.13 | |||
| Value At Risk | (1.83) | |||
| Potential Upside | 2.79 | |||
| Downside Variance | 1.79 | |||
| Semi Variance | 1.56 | |||
| Expected Short fall | (1.34) | |||
| Skewness | 0.4873 | |||
| Kurtosis | 1.44 |
Enterprise Financial Backtested Returns
At this point, Enterprise Financial is very steady. Enterprise Financial secures Sharpe Ratio (or Efficiency) of 0.12, which denotes the company had a 0.12 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Enterprise Financial Services, which you can use to evaluate the volatility of the firm. Please confirm Enterprise Financial's Downside Deviation of 1.34, mean deviation of 1.15, and Coefficient Of Variation of 1802.92 to check if the risk estimate we provide is consistent with the expected return of 0.18%. Enterprise Financial has a performance score of 9 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.87, which means possible diversification benefits within a given portfolio. Enterprise Financial returns are very sensitive to returns on the market. As the market goes up or down, Enterprise Financial is expected to follow. Enterprise Financial right now shows a risk of 1.55%. Please confirm Enterprise Financial expected short fall, day median price, and the relationship between the potential upside and accumulation distribution , to decide if Enterprise Financial will be following its price patterns.
Auto-correlation | 0.69 |
Good predictability
Enterprise Financial Services has good predictability. Overlapping area represents the amount of predictability between Enterprise Financial time series from 4th of November 2025 to 19th of December 2025 and 19th of December 2025 to 2nd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Enterprise Financial price movement. The serial correlation of 0.69 indicates that around 69.0% of current Enterprise Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.69 | |
| Spearman Rank Test | 0.52 | |
| Residual Average | 0.0 | |
| Price Variance | 1.6 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Enterprise Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Enterprise Financial Services reported net income of 185.27 M. This is 85.5% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 67.55% higher than that of the company.
Enterprise Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Enterprise Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Enterprise Financial could also be used in its relative valuation, which is a method of valuing Enterprise Financial by comparing valuation metrics of similar companies.Enterprise Financial is currently under evaluation in net income category among its peers.
Enterprise Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Enterprise Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Enterprise Financial's managers, analysts, and investors.Environmental | Governance | Social |
Enterprise Financial Institutional Holders
Institutional Holdings refers to the ownership stake in Enterprise Financial that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Enterprise Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Enterprise Financial's value.| Shares | William Blair Investment Management, Llc | 2025-06-30 | 613 K | Jennison Associates Llc | 2025-06-30 | 605.7 K | Western Financial Corp/ca | 2025-06-30 | 534.5 K | Charles Schwab Investment Management Inc | 2025-06-30 | 499.1 K | Jpmorgan Chase & Co | 2025-06-30 | 416.8 K | Thrivent Financial For Lutherans | 2025-06-30 | 392.9 K | Northern Trust Corp | 2025-06-30 | 385.8 K | Enterprise Financial Services Corp | 2025-06-30 | 361.1 K | Bridgeway Capital Management, Llc | 2025-06-30 | 311.6 K | Blackrock Inc | 2025-06-30 | 3.8 M | Wellington Management Company Llp | 2025-06-30 | 2.4 M |
Enterprise Fundamentals
| Return On Equity | 0.1 | |||
| Return On Asset | 0.0122 | |||
| Profit Margin | 0.30 % | |||
| Operating Margin | 0.40 % | |||
| Current Valuation | 1.99 B | |||
| Shares Outstanding | 36.97 M | |||
| Shares Owned By Insiders | 1.92 % | |||
| Shares Owned By Institutions | 84.20 % | |||
| Number Of Shares Shorted | 450.65 K | |||
| Price To Earning | 16.21 X | |||
| Price To Book | 1.08 X | |||
| Price To Sales | 3.15 X | |||
| Revenue | 912.39 M | |||
| Gross Profit | 673.72 M | |||
| EBITDA | 291.48 M | |||
| Net Income | 185.27 M | |||
| Cash And Equivalents | 753.9 M | |||
| Cash Per Share | 20.25 X | |||
| Total Debt | 15.26 B | |||
| Debt To Equity | 0.16 % | |||
| Book Value Per Share | 53.22 X | |||
| Cash Flow From Operations | 247.4 M | |||
| Short Ratio | 2.49 X | |||
| Earnings Per Share | 5.31 X | |||
| Price To Earnings To Growth | 1.90 X | |||
| Target Price | 66.0 | |||
| Number Of Employees | 1.22 K | |||
| Beta | 0.85 | |||
| Market Capitalization | 2.12 B | |||
| Total Asset | 17.3 B | |||
| Retained Earnings | 1.02 B | |||
| Annual Yield | 0.02 % | |||
| Five Year Return | 1.49 % | |||
| Net Asset | 17.3 B | |||
| Last Dividend Paid | 1.22 |
About Enterprise Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Enterprise Financial Services's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Enterprise Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Enterprise Financial Services based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Enterprise Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Enterprise Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Enterprise Financial Services Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Enterprise Financial Services Stock:Check out You can also try the Equity Analysis module to research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities.
Will Regional Banks sector continue expanding? Could Enterprise diversify its offerings? Factors like these will boost the valuation of Enterprise Financial. Projected growth potential of Enterprise fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Enterprise Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.136 | Dividend Share 1.22 | Earnings Share 5.31 | Revenue Per Share | Quarterly Revenue Growth 0.175 |
Investors evaluate Enterprise Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Enterprise Financial's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Enterprise Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between Enterprise Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Enterprise Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Enterprise Financial's market price signifies the transaction level at which participants voluntarily complete trades.