First Foundation Net Income
| FFWM Stock | USD 6.01 0.19 3.06% |
As of the 30th of January, First Foundation shows the Downside Deviation of 2.33, mean deviation of 1.77, and Coefficient Of Variation of 1318.82. First Foundation technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm First Foundation variance, value at risk, as well as the relationship between the Value At Risk and skewness to decide if First Foundation is priced favorably, providing market reflects its regular price of 6.01 per share. Given that First Foundation has jensen alpha of 0.1523, we urge you to verify First Foundation's prevailing market performance to make sure the company can sustain itself at a future point.
First Foundation Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 11.1134 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Loss | -83.2 M | -79 M | |
| Net Income Applicable To Common Shares | 127.1 M | 133.4 M | |
| Net Loss | -83.2 M | -79 M | |
| Net Loss | (1.62) | (1.54) | |
| Net Income Per E B T | 2.17 | 2.28 |
First | Net Income | Build AI portfolio with First Stock |
Evaluating First Foundation's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into First Foundation's fundamental strength.
Latest First Foundation's Net Income Growth Pattern
Below is the plot of the Net Income of First Foundation over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in First Foundation financial statement analysis. It represents the amount of money remaining after all of First Foundation operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is First Foundation's Net Loss historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Foundation's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported (92.41 M) | 10 Years Trend |
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Net Income |
| Timeline |
First Net Income Regression Statistics
| Arithmetic Mean | 3,202,866 | |
| Geometric Mean | 33,424,779 | |
| Coefficient Of Variation | 2,460 | |
| Mean Deviation | 54,877,264 | |
| Median | 9,098,000 | |
| Standard Deviation | 78,778,170 | |
| Sample Variance | 6206T | |
| Range | 309.6M | |
| R-Value | (0.33) | |
| Mean Square Error | 5880.6T | |
| R-Squared | 0.11 | |
| Significance | 0.19 | |
| Slope | (5,212,895) | |
| Total Sum of Squares | 99296T |
First Net Income History
Other Fundumenentals of First Foundation
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
First Foundation Net Income component correlations
First Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for First Foundation is extremely important. It helps to project a fair market value of First Stock properly, considering its historical fundamentals such as Net Income. Since First Foundation's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of First Foundation's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of First Foundation's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First Foundation. Market participants price First higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First Foundation data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 7 | Earnings Share (1.90) | Revenue Per Share | Quarterly Revenue Growth (0.16) | Return On Assets |
Investors evaluate First Foundation using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating First Foundation's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause First Foundation's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between First Foundation's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Foundation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, First Foundation's market price signifies the transaction level at which participants voluntarily complete trades.
First Foundation 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to First Foundation's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of First Foundation.
| 11/01/2025 |
| 01/30/2026 |
If you would invest 0.00 in First Foundation on November 1, 2025 and sell it all today you would earn a total of 0.00 from holding First Foundation or generate 0.0% return on investment in First Foundation over 90 days. First Foundation is related to or competes with Peoples Fin, Northrim BanCorp, Flushing Financial, Capital Bancorp, Northfield Bancorp, Bar Harbor, and ACNB. First Foundation Inc., through its subsidiaries, provides personal banking, business banking, and private wealth managem... More
First Foundation Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure First Foundation's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess First Foundation upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.33 | |||
| Information Ratio | 0.0492 | |||
| Maximum Drawdown | 12.56 | |||
| Value At Risk | (3.12) | |||
| Potential Upside | 3.08 |
First Foundation Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Foundation's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as First Foundation's standard deviation. In reality, there are many statistical measures that can use First Foundation historical prices to predict the future First Foundation's volatility.| Risk Adjusted Performance | 0.0619 | |||
| Jensen Alpha | 0.1523 | |||
| Total Risk Alpha | 0.0019 | |||
| Sortino Ratio | 0.0486 | |||
| Treynor Ratio | 0.6856 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of First Foundation's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
First Foundation January 30, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0619 | |||
| Market Risk Adjusted Performance | 0.6956 | |||
| Mean Deviation | 1.77 | |||
| Semi Deviation | 2.15 | |||
| Downside Deviation | 2.33 | |||
| Coefficient Of Variation | 1318.82 | |||
| Standard Deviation | 2.3 | |||
| Variance | 5.3 | |||
| Information Ratio | 0.0492 | |||
| Jensen Alpha | 0.1523 | |||
| Total Risk Alpha | 0.0019 | |||
| Sortino Ratio | 0.0486 | |||
| Treynor Ratio | 0.6856 | |||
| Maximum Drawdown | 12.56 | |||
| Value At Risk | (3.12) | |||
| Potential Upside | 3.08 | |||
| Downside Variance | 5.44 | |||
| Semi Variance | 4.64 | |||
| Expected Short fall | (2.12) | |||
| Skewness | (0.54) | |||
| Kurtosis | 2.14 |
First Foundation Backtested Returns
First Foundation appears to be somewhat reliable, given 3 months investment horizon. First Foundation secures Sharpe Ratio (or Efficiency) of 0.11, which denotes the company had a 0.11 % return per unit of risk over the last 3 months. We have found thirty technical indicators for First Foundation, which you can use to evaluate the volatility of the firm. Please utilize First Foundation's Coefficient Of Variation of 1318.82, downside deviation of 2.33, and Mean Deviation of 1.77 to check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, First Foundation holds a performance score of 8. The firm shows a Beta (market volatility) of 0.24, which means not very significant fluctuations relative to the market. As returns on the market increase, First Foundation's returns are expected to increase less than the market. However, during the bear market, the loss of holding First Foundation is expected to be smaller as well. Please check First Foundation's skewness, and the relationship between the value at risk and day median price , to make a quick decision on whether First Foundation's price patterns will revert.
Auto-correlation | -0.19 |
Insignificant reverse predictability
First Foundation has insignificant reverse predictability. Overlapping area represents the amount of predictability between First Foundation time series from 1st of November 2025 to 16th of December 2025 and 16th of December 2025 to 30th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of First Foundation price movement. The serial correlation of -0.19 indicates that over 19.0% of current First Foundation price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.19 | |
| Spearman Rank Test | -0.06 | |
| Residual Average | 0.0 | |
| Price Variance | 0.01 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
First Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, First Foundation reported net income of (92.41 Million). This is 107.23% lower than that of the Banks sector and significantly lower than that of the Financials industry. The net income for all United States stocks is 116.18% higher than that of the company.
First Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Foundation's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Foundation could also be used in its relative valuation, which is a method of valuing First Foundation by comparing valuation metrics of similar companies.First Foundation is currently under evaluation in net income category among its peers.
First Foundation ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, First Foundation's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to First Foundation's managers, analysts, and investors.Environmental | Governance | Social |
First Foundation Institutional Holders
Institutional Holdings refers to the ownership stake in First Foundation that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of First Foundation's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing First Foundation's value.| Shares | Geode Capital Management, Llc | 2025-06-30 | 1.6 M | Royce & Associates, Lp | 2025-06-30 | 1.5 M | Fj Capital Management Llc | 2025-06-30 | 1.5 M | Invenomic Capital Management, Lp | 2025-06-30 | 1.2 M | Banc Funds Co Llc | 2025-06-30 | 1.1 M | Mirabella Financial Services Llp | 2025-06-30 | 903.6 K | Goldman Sachs Group Inc | 2025-06-30 | 824 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 794.5 K | Ubs Group Ag | 2025-06-30 | 716.7 K | Canyon Capital Advisors Llc | 2025-06-30 | 8.2 M | North Reef Capital Management Lp | 2025-06-30 | 7.6 M |
First Fundamentals
| Return On Equity | -0.16 | |||
| Return On Asset | -0.0128 | |||
| Profit Margin | (1.01) % | |||
| Operating Margin | 40.70 % | |||
| Current Valuation | 462.61 M | |||
| Shares Outstanding | 82.88 M | |||
| Shares Owned By Insiders | 5.92 % | |||
| Shares Owned By Institutions | 85.03 % | |||
| Number Of Shares Shorted | 3.91 M | |||
| Price To Earning | 6.56 X | |||
| Price To Book | 0.60 X | |||
| Price To Sales | 3.12 X | |||
| Revenue | 481.54 M | |||
| Gross Profit | 159.62 M | |||
| EBITDA | (129.41 M) | |||
| Net Income | (92.41 M) | |||
| Cash And Equivalents | 236.87 M | |||
| Cash Per Share | 4.20 X | |||
| Total Debt | 1.6 B | |||
| Debt To Equity | 8.98 % | |||
| Book Value Per Share | 10.05 X | |||
| Cash Flow From Operations | (8.78 M) | |||
| Short Ratio | 7.90 X | |||
| Earnings Per Share | (1.90) X | |||
| Price To Earnings To Growth | 2.80 X | |||
| Target Price | 6.75 | |||
| Number Of Employees | 619 | |||
| Beta | 0.93 | |||
| Market Capitalization | 498.14 M | |||
| Total Asset | 12.65 B | |||
| Retained Earnings | 125.04 M | |||
| Net Asset | 12.65 B | |||
| Last Dividend Paid | 0.01 |
About First Foundation Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Foundation's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Foundation using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Foundation based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Will Regional Banks sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First Foundation. Market participants price First higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First Foundation data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 7 | Earnings Share (1.90) | Revenue Per Share | Quarterly Revenue Growth (0.16) | Return On Assets |
Investors evaluate First Foundation using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating First Foundation's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause First Foundation's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between First Foundation's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Foundation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, First Foundation's market price signifies the transaction level at which participants voluntarily complete trades.