First Interstate BancSystem Net Income
| FIBK Stock | USD 38.82 0.82 2.16% |
As of the 9th of February, First Interstate shows the Downside Deviation of 1.65, mean deviation of 1.37, and Coefficient Of Variation of 536.01. First Interstate Ban technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
First Interstate Total Revenue |
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| Last Reported | Projected for Next Year | ||
| Net Income | 259.9 M | 272.9 M | |
| Net Income Applicable To Common Shares | 232.5 M | 117.6 M | |
| Net Income From Continuing Ops | 259.9 M | 207.5 M | |
| Net Income Per Share | 2.95 | 1.61 | |
| Net Income Per E B T | 0.77 | 0.56 |
First | Net Income | Build AI portfolio with First Stock |
Historical Net Income data for First Interstate serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether First Interstate BancSystem represents a compelling investment opportunity.
Latest First Interstate's Net Income Growth Pattern
Below is the plot of the Net Income of First Interstate BancSystem over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in First Interstate Ban financial statement analysis. It represents the amount of money remaining after all of First Interstate BancSystem operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is First Interstate's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Interstate's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 226 M | 10 Years Trend |
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Net Income |
| Timeline |
First Net Income Regression Statistics
| Arithmetic Mean | 152,723,588 | |
| Geometric Mean | 127,011,537 | |
| Coefficient Of Variation | 57.66 | |
| Mean Deviation | 73,528,554 | |
| Median | 160,200,000 | |
| Standard Deviation | 88,065,411 | |
| Sample Variance | 7755.5T | |
| Range | 282.7M | |
| R-Value | 0.97 | |
| Mean Square Error | 446.5T | |
| R-Squared | 0.95 | |
| Slope | 16,962,385 | |
| Total Sum of Squares | 124088.3T |
First Net Income History
Other Fundumenentals of First Interstate Ban
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
First Interstate Net Income component correlations
First Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for First Interstate is extremely important. It helps to project a fair market value of First Stock properly, considering its historical fundamentals such as Net Income. Since First Interstate's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of First Interstate's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of First Interstate's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Interstate. Market participants price First higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive First Interstate assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 1.159 | Dividend Share 1.88 | Earnings Share 2.94 | Revenue Per Share | Quarterly Revenue Growth 0.344 |
First Interstate Ban's market price often diverges from its book value, the accounting figure shown on First's balance sheet. Smart investors calculate First Interstate's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since First Interstate's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between First Interstate's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Interstate is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Interstate's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
First Interstate 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to First Interstate's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of First Interstate.
| 11/11/2025 |
| 02/09/2026 |
If you would invest 0.00 in First Interstate on November 11, 2025 and sell it all today you would earn a total of 0.00 from holding First Interstate BancSystem or generate 0.0% return on investment in First Interstate over 90 days. First Interstate is related to or competes with Victory Bancorp, MF Bancorp, First Community, Andover Bancorp, Community Capital, Woodlands Financial, and HCB Financial. First Interstate BancSystem, Inc. operates as the bank holding company for First Interstate Bank that provides range of ... More
First Interstate Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure First Interstate's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess First Interstate BancSystem upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.65 | |||
| Information Ratio | 0.1379 | |||
| Maximum Drawdown | 9.45 | |||
| Value At Risk | (2.01) | |||
| Potential Upside | 3.78 |
First Interstate Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Interstate's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as First Interstate's standard deviation. In reality, there are many statistical measures that can use First Interstate historical prices to predict the future First Interstate's volatility.| Risk Adjusted Performance | 0.1559 | |||
| Jensen Alpha | 0.2176 | |||
| Total Risk Alpha | 0.1514 | |||
| Sortino Ratio | 0.1538 | |||
| Treynor Ratio | 0.2294 |
First Interstate February 9, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1559 | |||
| Market Risk Adjusted Performance | 0.2394 | |||
| Mean Deviation | 1.37 | |||
| Semi Deviation | 1.36 | |||
| Downside Deviation | 1.65 | |||
| Coefficient Of Variation | 536.01 | |||
| Standard Deviation | 1.84 | |||
| Variance | 3.39 | |||
| Information Ratio | 0.1379 | |||
| Jensen Alpha | 0.2176 | |||
| Total Risk Alpha | 0.1514 | |||
| Sortino Ratio | 0.1538 | |||
| Treynor Ratio | 0.2294 | |||
| Maximum Drawdown | 9.45 | |||
| Value At Risk | (2.01) | |||
| Potential Upside | 3.78 | |||
| Downside Variance | 2.72 | |||
| Semi Variance | 1.84 | |||
| Expected Short fall | (1.60) | |||
| Skewness | 0.0045 | |||
| Kurtosis | 1.41 |
First Interstate Ban Backtested Returns
First Interstate appears to be very steady, given 3 months investment horizon. First Interstate Ban secures Sharpe Ratio (or Efficiency) of 0.17, which denotes the company had a 0.17 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for First Interstate BancSystem, which you can use to evaluate the volatility of the firm. Please utilize First Interstate's Downside Deviation of 1.65, coefficient of variation of 536.01, and Mean Deviation of 1.37 to check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, First Interstate holds a performance score of 13. The firm shows a Beta (market volatility) of 1.45, which means a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, First Interstate will likely underperform. Please check First Interstate's expected short fall, day median price, and the relationship between the potential upside and accumulation distribution , to make a quick decision on whether First Interstate's price patterns will revert.
Auto-correlation | 0.50 |
Modest predictability
First Interstate BancSystem has modest predictability. Overlapping area represents the amount of predictability between First Interstate time series from 11th of November 2025 to 26th of December 2025 and 26th of December 2025 to 9th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of First Interstate Ban price movement. The serial correlation of 0.5 indicates that about 50.0% of current First Interstate price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.5 | |
| Spearman Rank Test | 0.53 | |
| Residual Average | 0.0 | |
| Price Variance | 1.06 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
First Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, First Interstate BancSystem reported net income of 226 M. This is 82.31% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 60.42% higher than that of the company.
First Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Interstate's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Interstate could also be used in its relative valuation, which is a method of valuing First Interstate by comparing valuation metrics of similar companies.First Interstate is currently under evaluation in net income category among its peers.
First Interstate ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, First Interstate's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to First Interstate's managers, analysts, and investors.Environmental | Governance | Social |
First Interstate Institutional Holders
Institutional Holdings refers to the ownership stake in First Interstate that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of First Interstate's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing First Interstate's value.| Shares | Jpmorgan Chase & Co | 2025-06-30 | 2.1 M | Victory Capital Management Inc. | 2025-06-30 | 2 M | Jennison Associates Llc | 2025-06-30 | 1.6 M | Massachusetts Financial Services Company | 2025-06-30 | 1.4 M | Bank Of America Corp | 2025-06-30 | 1.4 M | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 1.3 M | Balyasny Asset Management Llc | 2025-06-30 | 1.2 M | Charles Schwab Investment Management Inc | 2025-06-30 | 1.1 M | Norges Bank | 2025-06-30 | 1 M | Vanguard Group Inc | 2025-06-30 | 8.8 M | Blackrock Inc | 2025-06-30 | 7.6 M |
First Fundamentals
| Return On Equity | 0.0895 | ||||
| Return On Asset | 0.0108 | ||||
| Profit Margin | 0.29 % | ||||
| Operating Margin | 0.47 % | ||||
| Current Valuation | 3.39 B | ||||
| Shares Outstanding | 101.11 M | ||||
| Shares Owned By Insiders | 16.15 % | ||||
| Shares Owned By Institutions | 93.67 % | ||||
| Number Of Shares Shorted | 6.63 M | ||||
| Price To Earning | 15.31 X | ||||
| Price To Book | 1.14 X | ||||
| Price To Sales | 3.87 X | ||||
| Revenue | 1.06 B | ||||
| Gross Profit | 1.03 B | ||||
| EBITDA | 391.7 M | ||||
| Net Income | 226 M | ||||
| Cash And Equivalents | 591.9 M | ||||
| Cash Per Share | 5.67 X | ||||
| Total Debt | 146.3 M | ||||
| Debt To Equity | 0.12 % | ||||
| Book Value Per Share | 34.09 X | ||||
| Cash Flow From Operations | 355 M | ||||
| Short Ratio | 6.25 X | ||||
| Earnings Per Share | 2.94 X | ||||
| Price To Earnings To Growth | 1.84 X | ||||
| Target Price | 38.0 | ||||
| Number Of Employees | 3.48 K | ||||
| Beta | 0.75 | ||||
| Market Capitalization | 3.99 B | ||||
| Total Asset | 26.64 B | ||||
| Retained Earnings | 1.27 B | ||||
| Annual Yield | 0.05 % | ||||
| Five Year Return | 3.36 % | ||||
| Net Asset | 26.64 B | ||||
| Last Dividend Paid | 1.88 |
About First Interstate Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Interstate BancSystem's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Interstate using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Interstate BancSystem based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Interstate. Market participants price First higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive First Interstate assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 1.159 | Dividend Share 1.88 | Earnings Share 2.94 | Revenue Per Share | Quarterly Revenue Growth 0.344 |
First Interstate Ban's market price often diverges from its book value, the accounting figure shown on First's balance sheet. Smart investors calculate First Interstate's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since First Interstate's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between First Interstate's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Interstate is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Interstate's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.