First Seacoast Bancorp Net Income
| FSEA Stock | USD 13.19 0.09 0.69% |
As of the 6th of February, First Seacoast shows the Mean Deviation of 1.63, coefficient of variation of 1259.36, and Downside Deviation of 2.97. First Seacoast Bancorp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
First Seacoast Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 7.758 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Loss | -461.7 K | -438.6 K | |
| Net Loss | -508.5 K | -483.1 K | |
| Net Loss | -461.7 K | -484.8 K | |
| Net Loss | (0.12) | (0.14) | |
| Net Loss | (42.14) | (40.03) |
First | Net Income | Build AI portfolio with First Stock |
Analyzing First Seacoast's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing First Seacoast's current valuation and future prospects.
Latest First Seacoast's Net Income Growth Pattern
Below is the plot of the Net Income of First Seacoast Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in First Seacoast Bancorp financial statement analysis. It represents the amount of money remaining after all of First Seacoast Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is First Seacoast's Net Loss historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Seacoast's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported (513 K) | 10 Years Trend |
|
Net Income |
| Timeline |
First Net Income Regression Statistics
| Arithmetic Mean | (40,174) | |
| Geometric Mean | 861,854 | |
| Coefficient Of Variation | (7,106) | |
| Mean Deviation | 1,472,758 | |
| Median | 912,000 | |
| Standard Deviation | 2,854,986 | |
| Sample Variance | 8.2T | |
| Range | 13.3M | |
| R-Value | (0.38) | |
| Mean Square Error | 7.4T | |
| R-Squared | 0.15 | |
| Significance | 0.13 | |
| Slope | (217,201) | |
| Total Sum of Squares | 130.4T |
First Net Income History
Other Fundumenentals of First Seacoast Bancorp
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
First Seacoast Net Income component correlations
First Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for First Seacoast is extremely important. It helps to project a fair market value of First Stock properly, considering its historical fundamentals such as Net Income. Since First Seacoast's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of First Seacoast's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of First Seacoast's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Seacoast. Market participants price First higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive First Seacoast assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 7 | Earnings Share (0.50) | Revenue Per Share | Quarterly Revenue Growth 0.198 | Return On Assets |
Investors evaluate First Seacoast Bancorp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating First Seacoast's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause First Seacoast's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between First Seacoast's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Seacoast is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, First Seacoast's market price signifies the transaction level at which participants voluntarily complete trades.
First Seacoast 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to First Seacoast's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of First Seacoast.
| 11/08/2025 |
| 02/06/2026 |
If you would invest 0.00 in First Seacoast on November 8, 2025 and sell it all today you would earn a total of 0.00 from holding First Seacoast Bancorp or generate 0.0% return on investment in First Seacoast over 90 days. First Seacoast is related to or competes with Catalyst Bancorp, AmeriServ Financial, OptimumBank Holdings, Broadway Financial, NSTS Bancorp, Texas Community, and Tectonic Financial. First Seacoast Bancorp, Inc. operates as the holding company for First Seacoast Bank that provides commercial and consum... More
First Seacoast Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure First Seacoast's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess First Seacoast Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.97 | |||
| Information Ratio | 0.0644 | |||
| Maximum Drawdown | 25.19 | |||
| Value At Risk | (3.38) | |||
| Potential Upside | 4.23 |
First Seacoast Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Seacoast's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as First Seacoast's standard deviation. In reality, there are many statistical measures that can use First Seacoast historical prices to predict the future First Seacoast's volatility.| Risk Adjusted Performance | 0.0672 | |||
| Jensen Alpha | 0.2345 | |||
| Total Risk Alpha | 0.0886 | |||
| Sortino Ratio | 0.0654 | |||
| Treynor Ratio | (1.50) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of First Seacoast's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
First Seacoast February 6, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0672 | |||
| Market Risk Adjusted Performance | (1.49) | |||
| Mean Deviation | 1.63 | |||
| Semi Deviation | 2.09 | |||
| Downside Deviation | 2.97 | |||
| Coefficient Of Variation | 1259.36 | |||
| Standard Deviation | 3.01 | |||
| Variance | 9.07 | |||
| Information Ratio | 0.0644 | |||
| Jensen Alpha | 0.2345 | |||
| Total Risk Alpha | 0.0886 | |||
| Sortino Ratio | 0.0654 | |||
| Treynor Ratio | (1.50) | |||
| Maximum Drawdown | 25.19 | |||
| Value At Risk | (3.38) | |||
| Potential Upside | 4.23 | |||
| Downside Variance | 8.8 | |||
| Semi Variance | 4.38 | |||
| Expected Short fall | (2.08) | |||
| Skewness | 2.08 | |||
| Kurtosis | 13.64 |
First Seacoast Bancorp Backtested Returns
First Seacoast appears to be somewhat reliable, given 3 months investment horizon. First Seacoast Bancorp secures Sharpe Ratio (or Efficiency) of 0.0876, which denotes the company had a 0.0876 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for First Seacoast Bancorp, which you can use to evaluate the volatility of the firm. Please utilize First Seacoast's Downside Deviation of 2.97, mean deviation of 1.63, and Coefficient Of Variation of 1259.36 to check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, First Seacoast holds a performance score of 6. The firm shows a Beta (market volatility) of -0.15, which means not very significant fluctuations relative to the market. As returns on the market increase, returns on owning First Seacoast are expected to decrease at a much lower rate. During the bear market, First Seacoast is likely to outperform the market. Please check First Seacoast's sortino ratio, potential upside, skewness, as well as the relationship between the maximum drawdown and semi variance , to make a quick decision on whether First Seacoast's price patterns will revert.
Auto-correlation | 0.34 |
Below average predictability
First Seacoast Bancorp has below average predictability. Overlapping area represents the amount of predictability between First Seacoast time series from 8th of November 2025 to 23rd of December 2025 and 23rd of December 2025 to 6th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of First Seacoast Bancorp price movement. The serial correlation of 0.34 indicates that nearly 34.0% of current First Seacoast price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.34 | |
| Spearman Rank Test | 0.05 | |
| Residual Average | 0.0 | |
| Price Variance | 0.04 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
First Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
|
Based on the recorded statements, First Seacoast Bancorp reported net income of (513,000). This is 100.04% lower than that of the Banks sector and significantly lower than that of the Financials industry. The net income for all United States stocks is 100.09% higher than that of the company.
First Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Seacoast's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Seacoast could also be used in its relative valuation, which is a method of valuing First Seacoast by comparing valuation metrics of similar companies.First Seacoast is currently under evaluation in net income category among its peers.
First Seacoast Current Valuation Drivers
We derive many important indicators used in calculating different scores of First Seacoast from analyzing First Seacoast's financial statements. These drivers represent accounts that assess First Seacoast's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of First Seacoast's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 74.3M | 55.1M | 35.8M | 43.5M | 39.2M | 36.4M | |
| Enterprise Value | 95.9M | 145.5M | 102.7M | 88.7M | 79.8M | 79.8M |
First Seacoast ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, First Seacoast's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to First Seacoast's managers, analysts, and investors.Environmental | Governance | Social |
First Seacoast Institutional Holders
Institutional Holdings refers to the ownership stake in First Seacoast that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of First Seacoast's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing First Seacoast's value.| Shares | Ubs Group Ag | 2025-06-30 | 2.7 K | Tower Research Capital Llc | 2025-06-30 | 104 | Bank Of America Corp | 2025-06-30 | 41.0 | Sbi Securities Co Ltd | 2025-06-30 | 30.0 | Bnp Paribas Arbitrage, Sa | 2025-06-30 | 2.0 | Fort Hoosac Management, Llc | 2025-06-30 | 0.0 | Alliancebernstein L.p. | 2025-06-30 | 458.9 K | Vanguard Group Inc | 2025-06-30 | 210.7 K | Elizabeth Park Capital Advisors, Ltd | 2025-06-30 | 125 K | Polaris Capital Management, Llc | 2025-06-30 | 90.5 K | First Manhattan Co. Llc | 2025-06-30 | 50 K |
First Fundamentals
| Return On Equity | -0.0336 | ||||
| Return On Asset | -0.0036 | ||||
| Profit Margin | (0.15) % | ||||
| Operating Margin | (0.02) % | ||||
| Current Valuation | 96.72 M | ||||
| Shares Outstanding | 4.7 M | ||||
| Shares Owned By Insiders | 28.31 % | ||||
| Shares Owned By Institutions | 23.46 % | ||||
| Number Of Shares Shorted | 6 K | ||||
| Price To Earning | 27.99 X | ||||
| Price To Book | 0.97 X | ||||
| Price To Sales | 4.18 X | ||||
| Revenue | 26.68 M | ||||
| Gross Profit | 14.75 M | ||||
| EBITDA | 398 K | ||||
| Net Income | (513 K) | ||||
| Cash And Equivalents | 5.27 M | ||||
| Cash Per Share | 0.90 X | ||||
| Total Debt | 52.27 M | ||||
| Book Value Per Share | 14.50 X | ||||
| Cash Flow From Operations | (2.95 M) | ||||
| Short Ratio | 1.92 X | ||||
| Earnings Per Share | (0.50) X | ||||
| Number Of Employees | 75 | ||||
| Beta | -0.008 | ||||
| Market Capitalization | 61.6 M | ||||
| Total Asset | 580.78 M | ||||
| Retained Earnings | 25.08 M | ||||
| Net Asset | 580.78 M |
About First Seacoast Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Seacoast Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Seacoast using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Seacoast Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether First Seacoast Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Seacoast's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Seacoast Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Seacoast Bancorp Stock:Check out You can also try the Stocks Directory module to find actively traded stocks across global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Seacoast. Market participants price First higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive First Seacoast assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 7 | Earnings Share (0.50) | Revenue Per Share | Quarterly Revenue Growth 0.198 | Return On Assets |
Investors evaluate First Seacoast Bancorp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating First Seacoast's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause First Seacoast's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between First Seacoast's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Seacoast is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, First Seacoast's market price signifies the transaction level at which participants voluntarily complete trades.