First Seacoast Bancorp Stock Net Income
| FSEA Stock | USD 12.90 0.05 0.39% |
By evaluating key metrics such as revenue growth, profitability, cash flow trends, and balance sheet strength, investors can better assess First Seacoast's long-term financial health and intrinsic value.
| Last Reported | Projected for Next Year | ||
| Net Loss | -513 K | -487.4 K | |
| Net Loss | -508.5 K | -483.1 K | |
| Net Loss | -513 K | -538.6 K | |
| Net Loss | (0.12) | (0.12) | |
| Net Loss | (36.64) | (34.81) |
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First Seacoast Bancorp Company Net Income Analysis
First Seacoast's Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Current First Seacoast Net Income | (513 K) |
Most of First Seacoast's fundamental indicators, such as Net Income, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, First Seacoast Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
First Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for First Seacoast is extremely important. It helps to project a fair market value of First Stock properly, considering its historical fundamentals such as Net Income. Since First Seacoast's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of First Seacoast's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of First Seacoast's interrelated accounts and indicators.
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Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
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First Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, First Seacoast Bancorp reported net income of (513,000). This is 100.04% lower than that of the Banks sector and significantly lower than that of the Financials industry. The net income for all United States stocks is 100.09% higher than that of the company.
First Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Seacoast's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Seacoast could also be used in its relative valuation, which is a method of valuing First Seacoast by comparing valuation metrics of similar companies.First Seacoast is currently under evaluation in net income category among its peers.
First Seacoast Current Valuation Drivers
We derive many important indicators used in calculating different scores of First Seacoast from analyzing First Seacoast's financial statements. These drivers represent accounts that assess First Seacoast's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of First Seacoast's important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 62.3M | 74.3M | 55.1M | 35.8M | 43.5M | 36.4M | |
| Enterprise Value | 87.9M | 95.9M | 145.5M | 102.7M | 88.7M | 79.8M |
First Seacoast ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, First Seacoast's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to First Seacoast's managers, analysts, and investors.Environmental | Governance | Social |
First Seacoast Institutional Holders
Institutional Holdings refers to the ownership stake in First Seacoast that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of First Seacoast's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing First Seacoast's value.| Shares | Ubs Group Ag | 2025-06-30 | 2.7 K | Tower Research Capital Llc | 2025-06-30 | 104 | Bank Of America Corp | 2025-06-30 | 41.0 | Sbi Securities Co Ltd | 2025-06-30 | 30.0 | Bnp Paribas Arbitrage, Sa | 2025-06-30 | 2.0 | Fort Hoosac Management, Llc | 2025-06-30 | 0.0 | Alliancebernstein L.p. | 2025-06-30 | 458.9 K | Vanguard Group Inc | 2025-06-30 | 210.7 K | Elizabeth Park Capital Advisors, Ltd | 2025-06-30 | 125 K | Polaris Capital Management, Llc | 2025-06-30 | 90.5 K | First Manhattan Co. Llc | 2025-06-30 | 50 K |
First Fundamentals
| Return On Equity | -0.0336 | ||||
| Return On Asset | -0.0036 | ||||
| Profit Margin | (0.15) % | ||||
| Operating Margin | (0.02) % | ||||
| Current Valuation | 95.85 M | ||||
| Shares Outstanding | 4.7 M | ||||
| Shares Owned By Insiders | 28.31 % | ||||
| Shares Owned By Institutions | 23.50 % | ||||
| Number Of Shares Shorted | 7.51 K | ||||
| Price To Earning | 27.99 X | ||||
| Price To Book | 0.96 X | ||||
| Price To Sales | 4.11 X | ||||
| Revenue | 26.68 M | ||||
| Gross Profit | 14.75 M | ||||
| EBITDA | 398 K | ||||
| Net Income | (513 K) | ||||
| Cash And Equivalents | 5.27 M | ||||
| Cash Per Share | 0.90 X | ||||
| Total Debt | 52.27 M | ||||
| Book Value Per Share | 14.50 X | ||||
| Cash Flow From Operations | (2.95 M) | ||||
| Short Ratio | 1.41 X | ||||
| Earnings Per Share | (0.50) X | ||||
| Number Of Employees | 75 | ||||
| Beta | 0.007 | ||||
| Market Capitalization | 60.66 M | ||||
| Total Asset | 580.78 M | ||||
| Retained Earnings | 25.08 M | ||||
| Net Asset | 580.78 M |
About First Seacoast Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Seacoast Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Seacoast using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Seacoast Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether First Seacoast Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Seacoast's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Seacoast Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Seacoast Bancorp Stock:Check out First Seacoast Piotroski F Score and First Seacoast Altman Z Score analysis. You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Seacoast. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Seacoast listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 7 | Earnings Share (0.50) | Revenue Per Share | Quarterly Revenue Growth 0.198 | Return On Assets |
The market value of First Seacoast Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Seacoast's value that differs from its market value or its book value, called intrinsic value, which is First Seacoast's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Seacoast's market value can be influenced by many factors that don't directly affect First Seacoast's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Seacoast's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Seacoast is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Seacoast's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.