Grupo Financiero Galicia Net Income

GGAL Stock  USD 55.11  0.78  1.40%   
As of the 2nd of February, Grupo Financiero retains the Market Risk Adjusted Performance of 0.173, downside deviation of 2.33, and Risk Adjusted Performance of 0.0613. Grupo Financiero technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out Grupo Financiero Galicia information ratio, value at risk, as well as the relationship between the Value At Risk and expected short fall to decide if Grupo Financiero is priced fairly, providing market reflects its last-minute price of 55.11 per share. Given that Grupo Financiero Galicia has jensen alpha of 0.1753, we strongly advise you to confirm Grupo Financiero Galicia's regular market performance to make sure the company can sustain itself at a future point.

Grupo Financiero Total Revenue

12.83 Trillion

Grupo Financiero's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Grupo Financiero's valuation are provided below:
Gross Profit
4.8 T
Profit Margin
0.152
Market Capitalization
B
Enterprise Value Revenue
2.4893
Revenue
T
There are over one hundred nineteen available fundamental trends for Grupo Financiero Galicia, which can be analyzed over time and compared to other ratios. We recommend to confirm Grupo Financiero's regular fundamental drivers against the all of the trends between 2010 and 2026. Market Cap is expected to rise to about 455.9 B this year This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income859.1 B902.1 B
Net Income Applicable To Common Shares59.2 B62.1 B
Net Income From Continuing Ops1.9 TT
Net Income Per Share 983.82  1,033 
Net Income Per E B T 0.66  0.38 
At this time, Grupo Financiero's Net Income is quite stable compared to the past year. Net Income Applicable To Common Shares is expected to rise to about 62.1 B this year, although the value of Net Income Per E B T will most likely fall to 0.38.
  
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Historical Net Income data for Grupo Financiero serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether Grupo Financiero Galicia represents a compelling investment opportunity.

Latest Grupo Financiero's Net Income Growth Pattern

Below is the plot of the Net Income of Grupo Financiero Galicia over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Grupo Financiero Galicia financial statement analysis. It represents the amount of money remaining after all of Grupo Financiero Galicia operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Grupo Financiero's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Grupo Financiero's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 747.07 B10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Grupo Net Income Regression Statistics

Arithmetic Mean403,156,899,865
Coefficient Of Variation174.38
Mean Deviation538,434,278,862
Median10,450,740,000
Standard Deviation703,030,305,435
Sample Variance494251610360T
Range2T
R-Value0.78
Mean Square Error207985817215.9T
R-Squared0.61
Significance0.0002
Slope108,332,260,638
Total Sum of Squares7908025765759.7T

Grupo Net Income History

2026T
20251.9 T
20241.6 T
2023734.2 B
2022329.4 B
2021188.6 B
202074 B

Other Fundumenentals of Grupo Financiero Galicia

Grupo Financiero Net Income component correlations

Grupo Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for Grupo Financiero is extremely important. It helps to project a fair market value of Grupo Stock properly, considering its historical fundamentals such as Net Income. Since Grupo Financiero's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Grupo Financiero's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Grupo Financiero's interrelated accounts and indicators.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Grupo Financiero. Market participants price Grupo higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Grupo Financiero assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
(0.72)
Earnings Share
6.46
Revenue Per Share
3.2 K
Quarterly Revenue Growth
(0.21)
Return On Assets
0.0232
The market value of Grupo Financiero Galicia is measured differently than its book value, which is the value of Grupo that is recorded on the company's balance sheet. Investors also form their own opinion of Grupo Financiero's value that differs from its market value or its book value, called intrinsic value, which is Grupo Financiero's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Grupo Financiero's market value can be influenced by many factors that don't directly affect Grupo Financiero's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Grupo Financiero's value and its price as these two are different measures arrived at by different means. Investors typically determine if Grupo Financiero is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Grupo Financiero's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.

Grupo Financiero 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Grupo Financiero's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Grupo Financiero.
0.00
11/04/2025
No Change 0.00  0.0 
In 3 months and 1 day
02/02/2026
0.00
If you would invest  0.00  in Grupo Financiero on November 4, 2025 and sell it all today you would earn a total of 0.00 from holding Grupo Financiero Galicia or generate 0.0% return on investment in Grupo Financiero over 90 days. Grupo Financiero is related to or competes with Webster Financial, First Horizon, Comerica Incorporated, SouthState, Western Alliance, Wintrust Financial, and Citizens Financial. Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to ... More

Grupo Financiero Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Grupo Financiero's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Grupo Financiero Galicia upside and downside potential and time the market with a certain degree of confidence.

Grupo Financiero Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Grupo Financiero's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Grupo Financiero's standard deviation. In reality, there are many statistical measures that can use Grupo Financiero historical prices to predict the future Grupo Financiero's volatility.
Hype
Prediction
LowEstimatedHigh
52.4155.1557.89
Details
Intrinsic
Valuation
LowRealHigh
49.6062.1164.85
Details
Naive
Forecast
LowNextHigh
54.8557.5860.32
Details
5 Analysts
Consensus
LowTargetHigh
64.1370.4778.22
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Grupo Financiero. Your research has to be compared to or analyzed against Grupo Financiero's peers to derive any actionable benefits. When done correctly, Grupo Financiero's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Grupo Financiero Galicia.

Grupo Financiero February 2, 2026 Technical Indicators

Grupo Financiero Galicia Backtested Returns

Grupo Financiero Galicia holds Efficiency (Sharpe) Ratio of -0.0264, which attests that the entity had a -0.0264 % return per unit of risk over the last 3 months. Grupo Financiero Galicia exposes thirty different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check out Grupo Financiero's Risk Adjusted Performance of 0.0613, downside deviation of 2.33, and Market Risk Adjusted Performance of 0.173 to validate the risk estimate we provide. The company retains a Market Volatility (i.e., Beta) of 1.37, which attests to a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Grupo Financiero will likely underperform. At this point, Grupo Financiero Galicia has a negative expected return of -0.0722%. Please make sure to check out Grupo Financiero's expected short fall, and the relationship between the value at risk and daily balance of power , to decide if Grupo Financiero Galicia performance from the past will be repeated at some point in the near future.

Auto-correlation

    
  -0.29  

Weak reverse predictability

Grupo Financiero Galicia has weak reverse predictability. Overlapping area represents the amount of predictability between Grupo Financiero time series from 4th of November 2025 to 19th of December 2025 and 19th of December 2025 to 2nd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Grupo Financiero Galicia price movement. The serial correlation of -0.29 indicates that nearly 29.0% of current Grupo Financiero price fluctuation can be explain by its past prices.
Correlation Coefficient-0.29
Spearman Rank Test0.01
Residual Average0.0
Price Variance2.36
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

Grupo Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

1.95 Trillion

At this time, Grupo Financiero's Accumulated Other Comprehensive Income is quite stable compared to the past year.
Based on the recorded statements, Grupo Financiero Galicia reported net income of 747.07 B. This is much higher than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is significantly lower than that of the firm.

Grupo Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Grupo Financiero's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Grupo Financiero could also be used in its relative valuation, which is a method of valuing Grupo Financiero by comparing valuation metrics of similar companies.
Grupo Financiero is currently under evaluation in net income category among its peers.

Grupo Financiero ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Grupo Financiero's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Grupo Financiero's managers, analysts, and investors.
Environmental
Governance
Social

Grupo Financiero Institutional Holders

Institutional Holdings refers to the ownership stake in Grupo Financiero that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Grupo Financiero's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Grupo Financiero's value.
Shares
Jane Street Group Llc2025-06-30
989.6 K
Itau Unibanco Holding Sa2025-06-30
894 K
Ci Investments Inc2025-06-30
760.3 K
Jennison Associates Llc2025-06-30
683.6 K
Wellington Management Company Llp2025-06-30
637.5 K
Discovery Capital Management Llc2025-06-30
500 K
Banco Btg Pactual S.a.2025-06-30
487.9 K
Samlyn Capital, Llc2025-06-30
437.5 K
Ping Capital Management, Inc.2025-06-30
380.9 K
Gqg Partners Llc2025-06-30
3.1 M
Mirae Asset Global Etfs Holdings Ltd.2025-06-30
1.9 M

Grupo Fundamentals

About Grupo Financiero Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Grupo Financiero Galicia's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Grupo Financiero using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Grupo Financiero Galicia based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

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When determining whether Grupo Financiero Galicia is a strong investment it is important to analyze Grupo Financiero's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Grupo Financiero's future performance. For an informed investment choice regarding Grupo Stock, refer to the following important reports:
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Grupo Financiero. Market participants price Grupo higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Grupo Financiero assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
(0.72)
Earnings Share
6.46
Revenue Per Share
3.2 K
Quarterly Revenue Growth
(0.21)
Return On Assets
0.0232
The market value of Grupo Financiero Galicia is measured differently than its book value, which is the value of Grupo that is recorded on the company's balance sheet. Investors also form their own opinion of Grupo Financiero's value that differs from its market value or its book value, called intrinsic value, which is Grupo Financiero's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Grupo Financiero's market value can be influenced by many factors that don't directly affect Grupo Financiero's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Grupo Financiero's value and its price as these two are different measures arrived at by different means. Investors typically determine if Grupo Financiero is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Grupo Financiero's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.