Hcb Financial Corp Stock Net Income
| HCBN Stock | USD 42.70 2.45 6.09% |
As of the 11th of February 2026, HCB Financial owns the Coefficient Of Variation of 491.67, standard deviation of 0.8696, and Market Risk Adjusted Performance of 5.8. HCB Financial Corp technical analysis makes it possible for you to employ past data patterns with the intention to determine a pattern that calculates the direction of the entity's future prices.
HCB Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing HCB Financial's valuation are provided below:HCB Financial Corp does not at this time have any fundamental measures for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. HCB |
HCB Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to HCB Financial's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of HCB Financial.
| 11/13/2025 |
| 02/11/2026 |
If you would invest 0.00 in HCB Financial on November 13, 2025 and sell it all today you would earn a total of 0.00 from holding HCB Financial Corp or generate 0.0% return on investment in HCB Financial over 90 days. HCB Financial is related to or competes with Community Capital, Oconee Financial, Sturgis Bancorp, Exchange Bankshares, Woodlands Financial, Andover Bancorp, and West Shore. HCB Financial Corp. operates as the bank holding company for Highpoint Community Bank that provides various banking prod... More
HCB Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure HCB Financial's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess HCB Financial Corp upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | 0.0969 | |||
| Maximum Drawdown | 3.26 | |||
| Potential Upside | 1.27 |
HCB Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for HCB Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as HCB Financial's standard deviation. In reality, there are many statistical measures that can use HCB Financial historical prices to predict the future HCB Financial's volatility.| Risk Adjusted Performance | 0.1636 | |||
| Jensen Alpha | 0.1645 | |||
| Total Risk Alpha | 0.0771 | |||
| Treynor Ratio | 5.79 |
HCB Financial February 11, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1636 | |||
| Market Risk Adjusted Performance | 5.8 | |||
| Mean Deviation | 0.3812 | |||
| Coefficient Of Variation | 491.67 | |||
| Standard Deviation | 0.8696 | |||
| Variance | 0.7563 | |||
| Information Ratio | 0.0969 | |||
| Jensen Alpha | 0.1645 | |||
| Total Risk Alpha | 0.0771 | |||
| Treynor Ratio | 5.79 | |||
| Maximum Drawdown | 3.26 | |||
| Potential Upside | 1.27 | |||
| Skewness | 4.72 | |||
| Kurtosis | 34.21 |
HCB Financial Corp Backtested Returns
As of now, HCB Pink Sheet is very steady. HCB Financial Corp retains Efficiency (Sharpe Ratio) of 0.21, which attests that the company had a 0.21 % return per unit of return volatility over the last 3 months. We have found twenty-two technical indicators for HCB Financial, which you can use to evaluate the volatility of the entity. Please check out HCB Financial's Market Risk Adjusted Performance of 5.8, coefficient of variation of 491.67, and Standard Deviation of 0.8696 to validate if the risk estimate we provide is consistent with the expected return of 0.19%. HCB Financial has a performance score of 16 on a scale of 0 to 100. The firm owns a Beta (Systematic Risk) of 0.0288, which attests to not very significant fluctuations relative to the market. As returns on the market increase, HCB Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding HCB Financial is expected to be smaller as well. HCB Financial Corp at this moment owns a risk of 0.91%. Please check out HCB Financial Corp maximum drawdown, and the relationship between the information ratio and daily balance of power , to decide if HCB Financial Corp will be following its current price history.
Auto-correlation | 0.50 |
Modest predictability
HCB Financial Corp has modest predictability. Overlapping area represents the amount of predictability between HCB Financial time series from 13th of November 2025 to 28th of December 2025 and 28th of December 2025 to 11th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of HCB Financial Corp price movement. The serial correlation of 0.5 indicates that about 50.0% of current HCB Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.5 | |
| Spearman Rank Test | 0.91 | |
| Residual Average | 0.0 | |
| Price Variance | 0.57 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, HCB Financial Corp reported net income of 2.36 M. This is 99.82% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The net income for all United States stocks is 99.59% higher than that of the company.
HCB Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses HCB Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of HCB Financial could also be used in its relative valuation, which is a method of valuing HCB Financial by comparing valuation metrics of similar companies.HCB Financial is currently under evaluation in net income category among its peers.
HCB Fundamentals
| Return On Equity | 0.0664 | |||
| Return On Asset | 0.0055 | |||
| Profit Margin | 0.17 % | |||
| Operating Margin | 0.19 % | |||
| Current Valuation | 23.88 M | |||
| Shares Outstanding | 1.04 M | |||
| Price To Earning | 9.22 X | |||
| Price To Sales | 1.88 X | |||
| Revenue | 14.47 M | |||
| Gross Profit | 14.21 M | |||
| Net Income | 2.36 M | |||
| Cash And Equivalents | 121.42 M | |||
| Cash Per Share | 117.13 X | |||
| Total Debt | 24 M | |||
| Book Value Per Share | 34.11 X | |||
| Cash Flow From Operations | 3.03 M | |||
| Earnings Per Share | 2.71 X | |||
| Beta | 0.61 | |||
| Market Capitalization | 25.86 M | |||
| Z Score | 0.6 | |||
| Annual Yield | 0.03 % | |||
| Five Year Return | 2.84 % | |||
| Last Dividend Paid | 0.76 |
About HCB Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze HCB Financial Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of HCB Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of HCB Financial Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with HCB Financial
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if HCB Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in HCB Financial will appreciate offsetting losses from the drop in the long position's value.Moving together with HCB Pink Sheet
Moving against HCB Pink Sheet
| 0.69 | HDB | HDFC Bank Limited | PairCorr |
| 0.64 | CIHKY | China Merchants Bank | PairCorr |
| 0.57 | MMSI | Merit Medical Systems | PairCorr |
The ability to find closely correlated positions to HCB Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace HCB Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back HCB Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling HCB Financial Corp to buy it.
The correlation of HCB Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as HCB Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if HCB Financial Corp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for HCB Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Other Information on Investing in HCB Pink Sheet
HCB Financial financial ratios help investors to determine whether HCB Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in HCB with respect to the benefits of owning HCB Financial security.