HDFC Bank Limited Net Income
| HDB Stock | USD 33.84 0.02 0.06% |
As of the 10th of February, HDFC Bank retains the Coefficient Of Variation of (1,489), risk adjusted performance of (0.05), and Market Risk Adjusted Performance of (0.48). HDFC Bank technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.
HDFC Bank Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 9.0485 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income Applicable To Common Shares | 814.1 B | 854.8 B | |
| Net Income | 789.5 B | 829 B | |
| Net Income From Continuing Ops | 789.5 B | 829 B | |
| Net Income Per Share | 41.76 | 43.85 | |
| Net Income Per E B T | 0.66 | 0.55 |
HDFC | Net Income | Build AI portfolio with HDFC Stock |
Analyzing HDFC Bank's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing HDFC Bank's current valuation and future prospects.
Latest HDFC Bank's Net Income Growth Pattern
Below is the plot of the Net Income of HDFC Bank Limited over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in HDFC Bank Limited financial statement analysis. It represents the amount of money remaining after all of HDFC Bank Limited operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is HDFC Bank's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in HDFC Bank's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 686.53 B | 10 Years Trend |
|
Net Income |
| Timeline |
HDFC Net Income Regression Statistics
| Arithmetic Mean | 311,700,643,015 | |
| Geometric Mean | 137,180,068,702 | |
| Coefficient Of Variation | 86.23 | |
| Mean Deviation | 224,644,778,370 | |
| Median | 220,103,800,000 | |
| Standard Deviation | 268,771,449,446 | |
| Sample Variance | 72238092037T | |
| Range | 813.2B | |
| R-Value | 0.96 | |
| Mean Square Error | 6309127949T | |
| R-Squared | 0.92 | |
| Slope | 50,999,148,238 | |
| Total Sum of Squares | 1155809472592.8T |
HDFC Net Income History
Other Fundumenentals of HDFC Bank Limited
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
HDFC Bank Net Income component correlations
HDFC Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for HDFC Bank is extremely important. It helps to project a fair market value of HDFC Stock properly, considering its historical fundamentals such as Net Income. Since HDFC Bank's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of HDFC Bank's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of HDFC Bank's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HDFC Bank. Market participants price HDFC higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive HDFC Bank assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.115 | Dividend Share 11 | Earnings Share 1.49 | Revenue Per Share | Quarterly Revenue Growth 0.264 |
Understanding HDFC Bank Limited requires distinguishing between market price and book value, where the latter reflects HDFC's accounting equity. The concept of intrinsic value - what HDFC Bank's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push HDFC Bank's price substantially above or below its fundamental value.
Please note, there is a significant difference between HDFC Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if HDFC Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, HDFC Bank's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
HDFC Bank 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to HDFC Bank's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of HDFC Bank.
| 11/12/2025 |
| 02/10/2026 |
If you would invest 0.00 in HDFC Bank on November 12, 2025 and sell it all today you would earn a total of 0.00 from holding HDFC Bank Limited or generate 0.0% return on investment in HDFC Bank over 90 days. HDFC Bank is related to or competes with Truist Financial, Sumitomo Mitsui, Deutsche Bank, Lloyds Banking, US Bancorp, Aflac Incorporated, and JPMorgan Chase. HDFC Bank Limited provides banking and financial services to individuals and businesses in India, Bahrain, Hong Kong, an... More
HDFC Bank Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure HDFC Bank's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess HDFC Bank Limited upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.14) | |||
| Maximum Drawdown | 8.44 | |||
| Value At Risk | (1.92) | |||
| Potential Upside | 1.38 |
HDFC Bank Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for HDFC Bank's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as HDFC Bank's standard deviation. In reality, there are many statistical measures that can use HDFC Bank historical prices to predict the future HDFC Bank's volatility.| Risk Adjusted Performance | (0.05) | |||
| Jensen Alpha | (0.12) | |||
| Total Risk Alpha | (0.26) | |||
| Treynor Ratio | (0.49) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of HDFC Bank's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
HDFC Bank February 10, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.05) | |||
| Market Risk Adjusted Performance | (0.48) | |||
| Mean Deviation | 0.9309 | |||
| Coefficient Of Variation | (1,489) | |||
| Standard Deviation | 1.39 | |||
| Variance | 1.93 | |||
| Information Ratio | (0.14) | |||
| Jensen Alpha | (0.12) | |||
| Total Risk Alpha | (0.26) | |||
| Treynor Ratio | (0.49) | |||
| Maximum Drawdown | 8.44 | |||
| Value At Risk | (1.92) | |||
| Potential Upside | 1.38 | |||
| Skewness | (1.17) | |||
| Kurtosis | 6.86 |
HDFC Bank Limited Backtested Returns
HDFC Bank Limited holds Efficiency (Sharpe) Ratio of -0.0801, which attests that the entity had a -0.0801 % return per unit of return volatility over the last 3 months. HDFC Bank Limited exposes twenty different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check out HDFC Bank's Coefficient Of Variation of (1,489), market risk adjusted performance of (0.48), and Risk Adjusted Performance of (0.05) to validate the risk estimate we provide. The company retains a Market Volatility (i.e., Beta) of 0.21, which attests to not very significant fluctuations relative to the market. As returns on the market increase, HDFC Bank's returns are expected to increase less than the market. However, during the bear market, the loss of holding HDFC Bank is expected to be smaller as well. At this point, HDFC Bank Limited has a negative expected return of -0.11%. Please make sure to check out HDFC Bank's standard deviation, total risk alpha, kurtosis, as well as the relationship between the information ratio and potential upside , to decide if HDFC Bank Limited performance from the past will be repeated in the future.
Auto-correlation | 0.44 |
Average predictability
HDFC Bank Limited has average predictability. Overlapping area represents the amount of predictability between HDFC Bank time series from 12th of November 2025 to 27th of December 2025 and 27th of December 2025 to 10th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of HDFC Bank Limited price movement. The serial correlation of 0.44 indicates that just about 44.0% of current HDFC Bank price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.44 | |
| Spearman Rank Test | 0.11 | |
| Residual Average | 0.0 | |
| Price Variance | 1.77 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
HDFC Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
|
Based on the recorded statements, HDFC Bank Limited reported net income of 686.53 B. This is much higher than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is significantly lower than that of the firm.
HDFC Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses HDFC Bank's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of HDFC Bank could also be used in its relative valuation, which is a method of valuing HDFC Bank by comparing valuation metrics of similar companies.HDFC Bank is currently under evaluation in net income category among its peers.
HDFC Bank ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, HDFC Bank's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to HDFC Bank's managers, analysts, and investors.Environmental | Governance | Social |
HDFC Bank Institutional Holders
Institutional Holdings refers to the ownership stake in HDFC Bank that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of HDFC Bank's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing HDFC Bank's value.| Shares | Franklin Resources Inc | 2025-06-30 | 6.7 M | Amvescap Plc. | 2025-06-30 | 6.2 M | Lazard Asset Management Llc | 2025-06-30 | 5.5 M | Brown Advisory Holdings Inc | 2025-06-30 | 5.4 M | Massachusetts Financial Services Company | 2025-06-30 | 5.4 M | Fiera Capital Corporation | 2025-06-30 | 4.8 M | Robeco Institutional Asset Management Bv | 2025-06-30 | 4.6 M | Fisher Asset Management, Llc | 2025-06-30 | 4.5 M | Stonepine Asset Management Inc. | 2025-06-30 | 4.1 M | Gqg Partners Llc | 2025-06-30 | 25 M | Royal Bank Of Canada | 2025-06-30 | 14.3 M |
HDFC Fundamentals
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.0175 | ||||
| Profit Margin | 0.26 % | ||||
| Operating Margin | 0.35 % | ||||
| Current Valuation | 5.63 T | ||||
| Shares Outstanding | 5.13 B | ||||
| Shares Owned By Insiders | 0.02 % | ||||
| Shares Owned By Institutions | 13.89 % | ||||
| Number Of Shares Shorted | 12.59 M | ||||
| Price To Earning | 27.26 X | ||||
| Price To Book | 2.08 X | ||||
| Price To Sales | 0.06 X | ||||
| Revenue | 4.19 T | ||||
| Gross Profit | 2.85 T | ||||
| EBITDA | 924.57 B | ||||
| Net Income | 686.53 B | ||||
| Cash And Equivalents | 1.05 T | ||||
| Cash Per Share | 94.18 X | ||||
| Total Debt | 7.46 T | ||||
| Debt To Equity | 7.89 % | ||||
| Book Value Per Share | 4.05 X | ||||
| Cash Flow From Operations | 1.2 T | ||||
| Short Ratio | 2.53 X | ||||
| Earnings Per Share | 1.49 X | ||||
| Price To Earnings To Growth | 0.97 X | ||||
| Target Price | 42.95 | ||||
| Number Of Employees | 215.74 K | ||||
| Beta | 0.4 | ||||
| Market Capitalization | 176.76 B | ||||
| Total Asset | 48.19 T | ||||
| Retained Earnings | 2.1 T | ||||
| Working Capital | (4.98 T) | ||||
| Current Asset | 621.06 B | ||||
| Current Liabilities | 5.6 T | ||||
| Annual Yield | 0.01 % | ||||
| Five Year Return | 0.58 % | ||||
| Net Asset | 48.19 T | ||||
| Last Dividend Paid | 11.0 |
About HDFC Bank Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze HDFC Bank Limited's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of HDFC Bank using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of HDFC Bank Limited based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether HDFC Bank Limited offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of HDFC Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hdfc Bank Limited Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hdfc Bank Limited Stock:Check out You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HDFC Bank. Market participants price HDFC higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive HDFC Bank assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.115 | Dividend Share 11 | Earnings Share 1.49 | Revenue Per Share | Quarterly Revenue Growth 0.264 |
Understanding HDFC Bank Limited requires distinguishing between market price and book value, where the latter reflects HDFC's accounting equity. The concept of intrinsic value - what HDFC Bank's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push HDFC Bank's price substantially above or below its fundamental value.
Please note, there is a significant difference between HDFC Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if HDFC Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, HDFC Bank's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.