HomeTrust Bancshares Key Fundamental Indicators
| HTB Stock | 44.04 0.34 0.77% |
As of the 11th of February 2026, HomeTrust Bancshares retains the Risk Adjusted Performance of 0.0861, downside deviation of 1.4, and Market Risk Adjusted Performance of 0.1844. HomeTrust Bancshares technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.
HomeTrust Bancshares Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.4551 | Revenue |
HomeTrust | Select Account or Indicator | Build AI portfolio with HomeTrust Stock |
HomeTrust Bancshares Balance Sheet | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
HomeTrust Bancshares Income Statement | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
HomeTrust Bancshares Cash Flow Statement | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial Ratios | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
HomeTrust Bancshares Valuation Data | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
HomeTrust Fundamental Market Drivers
| Forward Price Earnings | 11.3379 | |
| Cash And Short Term Investments | 459.8 M |
HomeTrust Profit Margin Driver Correlations
Understanding the fundamental principles of building solid financial models for HomeTrust Bancshares is extremely important. It helps to project a fair market value of HomeTrust Stock properly, considering its historical fundamentals such as Profit Margin. Since HomeTrust Bancshares' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of HomeTrust Bancshares' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of HomeTrust Bancshares' interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HomeTrust Bancshares. Market participants price HomeTrust higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive HomeTrust Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.122 | Dividend Share 0.49 | Earnings Share 3.72 | Revenue Per Share | Quarterly Revenue Growth (0.01) |
The market value of HomeTrust Bancshares is measured differently than its book value, which is the value of HomeTrust that is recorded on the company's balance sheet. Investors also form their own opinion of HomeTrust Bancshares' value that differs from its market value or its book value, called intrinsic value, which is HomeTrust Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HomeTrust Bancshares' market value can be influenced by many factors that don't directly affect HomeTrust Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HomeTrust Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if HomeTrust Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, HomeTrust Bancshares' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
HomeTrust Bancshares 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to HomeTrust Bancshares' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of HomeTrust Bancshares.
| 11/13/2025 |
| 02/11/2026 |
If you would invest 0.00 in HomeTrust Bancshares on November 13, 2025 and sell it all today you would earn a total of 0.00 from holding HomeTrust Bancshares or generate 0.0% return on investment in HomeTrust Bancshares over 90 days. HomeTrust Bancshares is related to or competes with Metropolitan Bank, Capital City, Amerant Bancorp, Northeast Bancorp, CNB Financial, Business First, and Horizon Bancorp. HomeTrust Bancshares is entity of United States More
HomeTrust Bancshares Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure HomeTrust Bancshares' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess HomeTrust Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.4 | |||
| Information Ratio | 0.0425 | |||
| Maximum Drawdown | 9.13 | |||
| Value At Risk | (2.38) | |||
| Potential Upside | 2.66 |
HomeTrust Bancshares Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for HomeTrust Bancshares' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as HomeTrust Bancshares' standard deviation. In reality, there are many statistical measures that can use HomeTrust Bancshares historical prices to predict the future HomeTrust Bancshares' volatility.| Risk Adjusted Performance | 0.0861 | |||
| Jensen Alpha | 0.0787 | |||
| Total Risk Alpha | (0.01) | |||
| Sortino Ratio | 0.0479 | |||
| Treynor Ratio | 0.1744 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of HomeTrust Bancshares' price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
HomeTrust Bancshares February 11, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0861 | |||
| Market Risk Adjusted Performance | 0.1844 | |||
| Mean Deviation | 1.12 | |||
| Semi Deviation | 1.25 | |||
| Downside Deviation | 1.4 | |||
| Coefficient Of Variation | 986.52 | |||
| Standard Deviation | 1.57 | |||
| Variance | 2.48 | |||
| Information Ratio | 0.0425 | |||
| Jensen Alpha | 0.0787 | |||
| Total Risk Alpha | (0.01) | |||
| Sortino Ratio | 0.0479 | |||
| Treynor Ratio | 0.1744 | |||
| Maximum Drawdown | 9.13 | |||
| Value At Risk | (2.38) | |||
| Potential Upside | 2.66 | |||
| Downside Variance | 1.95 | |||
| Semi Variance | 1.57 | |||
| Expected Short fall | (1.35) | |||
| Skewness | 0.1994 | |||
| Kurtosis | 1.34 |
HomeTrust Bancshares Backtested Returns
At this point, HomeTrust Bancshares is very steady. HomeTrust Bancshares holds Efficiency (Sharpe) Ratio of 0.1, which attests that the entity had a 0.1 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for HomeTrust Bancshares, which you can use to evaluate the volatility of the firm. Please check out HomeTrust Bancshares' Risk Adjusted Performance of 0.0861, downside deviation of 1.4, and Market Risk Adjusted Performance of 0.1844 to validate if the risk estimate we provide is consistent with the expected return of 0.17%. HomeTrust Bancshares has a performance score of 8 on a scale of 0 to 100. The company retains a Market Volatility (i.e., Beta) of 0.86, which attests to possible diversification benefits within a given portfolio. HomeTrust Bancshares returns are very sensitive to returns on the market. As the market goes up or down, HomeTrust Bancshares is expected to follow. HomeTrust Bancshares right now retains a risk of 1.63%. Please check out HomeTrust Bancshares sortino ratio, skewness, period momentum indicator, as well as the relationship between the potential upside and rate of daily change , to decide if HomeTrust Bancshares will be following its current trending patterns.
Auto-correlation | 0.04 |
Virtually no predictability
HomeTrust Bancshares has virtually no predictability. Overlapping area represents the amount of predictability between HomeTrust Bancshares time series from 13th of November 2025 to 28th of December 2025 and 28th of December 2025 to 11th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of HomeTrust Bancshares price movement. The serial correlation of 0.04 indicates that only as little as 4.0% of current HomeTrust Bancshares price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.04 | |
| Spearman Rank Test | 0.42 | |
| Residual Average | 0.0 | |
| Price Variance | 0.67 |
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
| Competition |
HomeTrust Pretax Profit Margin
Pretax Profit Margin |
|
Based on the latest financial disclosure, HomeTrust Bancshares has a Profit Margin of 0.3124%. This is 97.32% lower than that of the Banks sector and significantly higher than that of the Financials industry. The profit margin for all United States stocks is 124.6% lower than that of the firm.
HomeTrust Bancshares Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining HomeTrust Bancshares's current stock value. Our valuation model uses many indicators to compare HomeTrust Bancshares value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across HomeTrust Bancshares competition to find correlations between indicators driving HomeTrust Bancshares's intrinsic value. More Info.HomeTrust Bancshares is rated # 5 in return on equity category among its peers. It is rated # 4 in return on asset category among its peers reporting about 0.13 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for HomeTrust Bancshares is roughly 7.92 . At present, HomeTrust Bancshares' Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the HomeTrust Bancshares' earnings, one of the primary drivers of an investment's value.HomeTrust Profit Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses HomeTrust Bancshares' direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of HomeTrust Bancshares could also be used in its relative valuation, which is a method of valuing HomeTrust Bancshares by comparing valuation metrics of similar companies.HomeTrust Bancshares is currently under evaluation in profit margin category among its peers.
HomeTrust Bancshares ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, HomeTrust Bancshares' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to HomeTrust Bancshares' managers, analysts, and investors.Environmental | Governance | Social |
HomeTrust Fundamentals
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0141 | ||||
| Profit Margin | 0.31 % | ||||
| Operating Margin | 0.40 % | ||||
| Current Valuation | 592.42 M | ||||
| Shares Outstanding | 17.29 M | ||||
| Shares Owned By Insiders | 9.91 % | ||||
| Shares Owned By Institutions | 61.75 % | ||||
| Number Of Shares Shorted | 132.64 K | ||||
| Price To Book | 1.28 X | ||||
| Price To Sales | 3.76 X | ||||
| Revenue | 295.07 M | ||||
| Gross Profit | 206.04 M | ||||
| EBITDA | 86.95 M | ||||
| Net Income | 54.8 M | ||||
| Total Debt | 10.12 M | ||||
| Book Value Per Share | 35.04 X | ||||
| Cash Flow From Operations | 44.97 M | ||||
| Short Ratio | 1.78 X | ||||
| Earnings Per Share | 3.72 X | ||||
| Target Price | 48.17 | ||||
| Number Of Employees | 566 | ||||
| Beta | 0.89 | ||||
| Market Capitalization | 774.17 M | ||||
| Total Asset | 4.6 B | ||||
| Retained Earnings | 380.54 M | ||||
| Annual Yield | 0.01 % | ||||
| Net Asset | 4.6 B | ||||
| Last Dividend Paid | 0.49 |
About HomeTrust Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze HomeTrust Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of HomeTrust Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of HomeTrust Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Total Revenue | 339.3 M | 356.3 M | |
| Cost Of Revenue | 115.6 M | 121.3 M | |
| Stock Based Compensation To Revenue | 0.01 | 0.01 | |
| Sales General And Administrative To Revenue | 0.27 | 0.45 | |
| Capex To Revenue | 0.05 | 0.04 | |
| Revenue Per Share | 17.13 | 17.98 | |
| Ebit Per Revenue | 0.27 | 0.29 |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether HomeTrust Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of HomeTrust Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hometrust Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hometrust Bancshares Stock:Check out For information on how to trade HomeTrust Stock refer to our How to Trade HomeTrust Stock guide.You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HomeTrust Bancshares. Market participants price HomeTrust higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive HomeTrust Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.122 | Dividend Share 0.49 | Earnings Share 3.72 | Revenue Per Share | Quarterly Revenue Growth (0.01) |
The market value of HomeTrust Bancshares is measured differently than its book value, which is the value of HomeTrust that is recorded on the company's balance sheet. Investors also form their own opinion of HomeTrust Bancshares' value that differs from its market value or its book value, called intrinsic value, which is HomeTrust Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HomeTrust Bancshares' market value can be influenced by many factors that don't directly affect HomeTrust Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HomeTrust Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if HomeTrust Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, HomeTrust Bancshares' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.