HomeTrust Bancshares Net Income
| HTB Stock | 44.19 1.07 2.48% |
As of the 2nd of February, HomeTrust Bancshares retains the Downside Deviation of 1.5, risk adjusted performance of 0.0561, and Market Risk Adjusted Performance of 0.1152. HomeTrust Bancshares technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.
HomeTrust Bancshares Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.3383 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 63 M | 66.2 M | |
| Net Income From Continuing Ops | 63 M | 38.2 M | |
| Net Income Applicable To Common Shares | 62.4 M | 46.4 M | |
| Net Income Per Share | 2.91 | 3.06 | |
| Net Income Per E B T | 0.71 | 0.53 |
HomeTrust | Net Income | Build AI portfolio with HomeTrust Stock |
Analyzing HomeTrust Bancshares's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing HomeTrust Bancshares's current valuation and future prospects.
Latest HomeTrust Bancshares' Net Income Growth Pattern
Below is the plot of the Net Income of HomeTrust Bancshares over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in HomeTrust Bancshares financial statement analysis. It represents the amount of money remaining after all of HomeTrust Bancshares operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is HomeTrust Bancshares' Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in HomeTrust Bancshares' overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 54.8 M | 10 Years Trend |
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Net Income |
| Timeline |
HomeTrust Net Income Regression Statistics
| Arithmetic Mean | 26,496,399 | |
| Geometric Mean | 18,833,898 | |
| Coefficient Of Variation | 80.89 | |
| Mean Deviation | 18,350,587 | |
| Median | 15,675,000 | |
| Standard Deviation | 21,432,669 | |
| Sample Variance | 459.4T | |
| Range | 61.7M | |
| R-Value | 0.92 | |
| Mean Square Error | 73.4T | |
| R-Squared | 0.85 | |
| Slope | 3,913,511 | |
| Total Sum of Squares | 7349.7T |
HomeTrust Net Income History
Other Fundumenentals of HomeTrust Bancshares
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
HomeTrust Bancshares Net Income component correlations
HomeTrust Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for HomeTrust Bancshares is extremely important. It helps to project a fair market value of HomeTrust Stock properly, considering its historical fundamentals such as Net Income. Since HomeTrust Bancshares' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of HomeTrust Bancshares' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of HomeTrust Bancshares' interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HomeTrust Bancshares. Market participants price HomeTrust higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive HomeTrust Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.122 | Dividend Share 0.49 | Earnings Share 3.73 | Revenue Per Share | Quarterly Revenue Growth (0.02) |
The market value of HomeTrust Bancshares is measured differently than its book value, which is the value of HomeTrust that is recorded on the company's balance sheet. Investors also form their own opinion of HomeTrust Bancshares' value that differs from its market value or its book value, called intrinsic value, which is HomeTrust Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HomeTrust Bancshares' market value can be influenced by many factors that don't directly affect HomeTrust Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HomeTrust Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if HomeTrust Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, HomeTrust Bancshares' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
HomeTrust Bancshares 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to HomeTrust Bancshares' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of HomeTrust Bancshares.
| 11/04/2025 |
| 02/02/2026 |
If you would invest 0.00 in HomeTrust Bancshares on November 4, 2025 and sell it all today you would earn a total of 0.00 from holding HomeTrust Bancshares or generate 0.0% return on investment in HomeTrust Bancshares over 90 days. HomeTrust Bancshares is related to or competes with Metropolitan Bank, Capital City, Amerant Bancorp, Northeast Bancorp, CNB Financial, Business First, and Horizon Bancorp. HomeTrust Bancshares is entity of United States More
HomeTrust Bancshares Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure HomeTrust Bancshares' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess HomeTrust Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.5 | |||
| Information Ratio | 0.0418 | |||
| Maximum Drawdown | 9.13 | |||
| Value At Risk | (2.38) | |||
| Potential Upside | 2.66 |
HomeTrust Bancshares Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for HomeTrust Bancshares' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as HomeTrust Bancshares' standard deviation. In reality, there are many statistical measures that can use HomeTrust Bancshares historical prices to predict the future HomeTrust Bancshares' volatility.| Risk Adjusted Performance | 0.0561 | |||
| Jensen Alpha | 0.0679 | |||
| Total Risk Alpha | 0.0245 | |||
| Sortino Ratio | 0.0445 | |||
| Treynor Ratio | 0.1052 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of HomeTrust Bancshares' price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
HomeTrust Bancshares February 2, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0561 | |||
| Market Risk Adjusted Performance | 0.1152 | |||
| Mean Deviation | 1.15 | |||
| Semi Deviation | 1.37 | |||
| Downside Deviation | 1.5 | |||
| Coefficient Of Variation | 1429.73 | |||
| Standard Deviation | 1.6 | |||
| Variance | 2.55 | |||
| Information Ratio | 0.0418 | |||
| Jensen Alpha | 0.0679 | |||
| Total Risk Alpha | 0.0245 | |||
| Sortino Ratio | 0.0445 | |||
| Treynor Ratio | 0.1052 | |||
| Maximum Drawdown | 9.13 | |||
| Value At Risk | (2.38) | |||
| Potential Upside | 2.66 | |||
| Downside Variance | 2.25 | |||
| Semi Variance | 1.88 | |||
| Expected Short fall | (1.30) | |||
| Skewness | 0.1707 | |||
| Kurtosis | 1.15 |
HomeTrust Bancshares Backtested Returns
At this point, HomeTrust Bancshares is very steady. HomeTrust Bancshares holds Efficiency (Sharpe) Ratio of 0.0991, which attests that the entity had a 0.0991 % return per unit of risk over the last 3 months. We have found thirty technical indicators for HomeTrust Bancshares, which you can use to evaluate the volatility of the firm. Please check out HomeTrust Bancshares' Downside Deviation of 1.5, market risk adjusted performance of 0.1152, and Risk Adjusted Performance of 0.0561 to validate if the risk estimate we provide is consistent with the expected return of 0.16%. HomeTrust Bancshares has a performance score of 7 on a scale of 0 to 100. The company retains a Market Volatility (i.e., Beta) of 0.97, which attests to possible diversification benefits within a given portfolio. HomeTrust Bancshares returns are very sensitive to returns on the market. As the market goes up or down, HomeTrust Bancshares is expected to follow. HomeTrust Bancshares right now retains a risk of 1.61%. Please check out HomeTrust Bancshares sortino ratio, skewness, price action indicator, as well as the relationship between the potential upside and rate of daily change , to decide if HomeTrust Bancshares will be following its current trending patterns.
Auto-correlation | -0.1 |
Very weak reverse predictability
HomeTrust Bancshares has very weak reverse predictability. Overlapping area represents the amount of predictability between HomeTrust Bancshares time series from 4th of November 2025 to 19th of December 2025 and 19th of December 2025 to 2nd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of HomeTrust Bancshares price movement. The serial correlation of -0.1 indicates that less than 10.0% of current HomeTrust Bancshares price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.1 | |
| Spearman Rank Test | -0.18 | |
| Residual Average | 0.0 | |
| Price Variance | 0.64 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
HomeTrust Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, HomeTrust Bancshares reported net income of 54.8 M. This is 95.71% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 90.4% higher than that of the company.
HomeTrust Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses HomeTrust Bancshares' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of HomeTrust Bancshares could also be used in its relative valuation, which is a method of valuing HomeTrust Bancshares by comparing valuation metrics of similar companies.HomeTrust Bancshares is currently under evaluation in net income category among its peers.
HomeTrust Bancshares ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, HomeTrust Bancshares' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to HomeTrust Bancshares' managers, analysts, and investors.Environmental | Governance | Social |
HomeTrust Fundamentals
| Return On Equity | 0.11 | |||
| Return On Asset | 0.0141 | |||
| Profit Margin | 0.31 % | |||
| Operating Margin | 0.40 % | |||
| Current Valuation | 570.82 M | |||
| Shares Outstanding | 17.29 M | |||
| Shares Owned By Insiders | 9.91 % | |||
| Shares Owned By Institutions | 61.74 % | |||
| Number Of Shares Shorted | 132.64 K | |||
| Price To Book | 1.24 X | |||
| Price To Sales | 3.65 X | |||
| Revenue | 295.07 M | |||
| Gross Profit | 206.04 M | |||
| EBITDA | 86.95 M | |||
| Net Income | 54.8 M | |||
| Total Debt | 10.12 M | |||
| Book Value Per Share | 35.04 X | |||
| Cash Flow From Operations | 44.97 M | |||
| Short Ratio | 1.78 X | |||
| Earnings Per Share | 3.73 X | |||
| Target Price | 48.17 | |||
| Number Of Employees | 566 | |||
| Beta | 0.88 | |||
| Market Capitalization | 752.19 M | |||
| Total Asset | 4.6 B | |||
| Retained Earnings | 380.54 M | |||
| Annual Yield | 0.01 % | |||
| Net Asset | 4.6 B | |||
| Last Dividend Paid | 0.49 |
About HomeTrust Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze HomeTrust Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of HomeTrust Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of HomeTrust Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether HomeTrust Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of HomeTrust Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hometrust Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hometrust Bancshares Stock:Check out For information on how to trade HomeTrust Stock refer to our How to Trade HomeTrust Stock guide.You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HomeTrust Bancshares. Market participants price HomeTrust higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive HomeTrust Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.122 | Dividend Share 0.49 | Earnings Share 3.73 | Revenue Per Share | Quarterly Revenue Growth (0.02) |
The market value of HomeTrust Bancshares is measured differently than its book value, which is the value of HomeTrust that is recorded on the company's balance sheet. Investors also form their own opinion of HomeTrust Bancshares' value that differs from its market value or its book value, called intrinsic value, which is HomeTrust Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HomeTrust Bancshares' market value can be influenced by many factors that don't directly affect HomeTrust Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HomeTrust Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if HomeTrust Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, HomeTrust Bancshares' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.