LM Funding America Net Income
| LMFA Stock | USD 0.31 0.01 3.33% |
As of the 13th of February 2026, LM Funding owns the Information Ratio of (0.30), mean deviation of 4.65, and Market Risk Adjusted Performance of (0.70). In connection with fundamental indicators, the technical analysis model lets you check timely technical drivers of LM Funding America, as well as the relationship between them.
LM Funding Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 0.8988 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income Applicable To Common Shares | 4.3 M | 4.5 M | |
| Net Loss | -6.9 M | -7.2 M | |
| Net Loss | -6.9 M | -7.2 M | |
| Net Loss | (3.00) | (3.15) | |
| Net Income Per E B T | 0.96 | 1.10 |
LMFA | Net Income | Build AI portfolio with LMFA Stock |
Analyzing LM Funding's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing LM Funding's current valuation and future prospects.
Latest LM Funding's Net Income Growth Pattern
Below is the plot of the Net Income of LM Funding America over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in LM Funding America financial statement analysis. It represents the amount of money remaining after all of LM Funding America operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is LM Funding's Net Loss historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in LM Funding's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported (7.66 M) | 10 Years Trend |
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Net Income |
| Timeline |
LMFA Net Income Regression Statistics
| Arithmetic Mean | (4,042,014) | |
| Geometric Mean | 3,624,208 | |
| Coefficient Of Variation | (207.46) | |
| Mean Deviation | 5,926,093 | |
| Median | (2,370,390) | |
| Standard Deviation | 8,385,491 | |
| Sample Variance | 70.3T | |
| Range | 34M | |
| R-Value | (0.57) | |
| Mean Square Error | 50.8T | |
| R-Squared | 0.32 | |
| Significance | 0.02 | |
| Slope | (943,985) | |
| Total Sum of Squares | 1125.1T |
LMFA Net Income History
Other Fundumenentals of LM Funding America
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
LM Funding Net Income component correlations
LMFA Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for LM Funding is extremely important. It helps to project a fair market value of LMFA Stock properly, considering its historical fundamentals such as Net Income. Since LM Funding's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of LM Funding's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of LM Funding's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Specialized Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LM Funding. Expected growth trajectory for LMFA significantly influences the price investors are willing to assign. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive LM Funding assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth (0.89) | Earnings Share (2.59) | Revenue Per Share | Quarterly Revenue Growth 0.717 | Return On Assets |
Investors evaluate LM Funding America using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating LM Funding's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause LM Funding's market price to deviate significantly from intrinsic value.
Understanding that LM Funding's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether LM Funding represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Conversely, LM Funding's market price signifies the transaction level at which participants voluntarily complete trades.
LM Funding 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to LM Funding's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of LM Funding.
| 11/15/2025 |
| 02/13/2026 |
If you would invest 0.00 in LM Funding on November 15, 2025 and sell it all today you would earn a total of 0.00 from holding LM Funding America or generate 0.0% return on investment in LM Funding over 90 days. LM Funding is related to or competes with Nisun International, Abits, Archimedes Tech, Presurance Holdings, Carver Bancorp, Inflection Point, and New Providence. LM Funding America, Inc. operates as a specialty finance company More
LM Funding Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure LM Funding's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess LM Funding America upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.30) | |||
| Maximum Drawdown | 26.94 | |||
| Value At Risk | (10.17) | |||
| Potential Upside | 9.09 |
LM Funding Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for LM Funding's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as LM Funding's standard deviation. In reality, there are many statistical measures that can use LM Funding historical prices to predict the future LM Funding's volatility.| Risk Adjusted Performance | (0.23) | |||
| Jensen Alpha | (2.09) | |||
| Total Risk Alpha | (2.47) | |||
| Treynor Ratio | (0.71) |
LM Funding February 13, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
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| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
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| Volume Indicators |
| Risk Adjusted Performance | (0.23) | |||
| Market Risk Adjusted Performance | (0.70) | |||
| Mean Deviation | 4.65 | |||
| Coefficient Of Variation | (345.97) | |||
| Standard Deviation | 6.55 | |||
| Variance | 42.89 | |||
| Information Ratio | (0.30) | |||
| Jensen Alpha | (2.09) | |||
| Total Risk Alpha | (2.47) | |||
| Treynor Ratio | (0.71) | |||
| Maximum Drawdown | 26.94 | |||
| Value At Risk | (10.17) | |||
| Potential Upside | 9.09 | |||
| Skewness | 0.8398 | |||
| Kurtosis | 2.05 |
LM Funding America Backtested Returns
LM Funding America retains Efficiency (Sharpe Ratio) of -0.22, which conveys that the firm had a -0.22 % return per unit of price deviation over the last 3 months. LM Funding exposes twenty-two different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please verify LM Funding's Information Ratio of (0.30), market risk adjusted performance of (0.70), and Mean Deviation of 4.65 to check out the risk estimate we provide. The company owns a Beta (Systematic Risk) of 2.66, which conveys a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, LM Funding will likely underperform. At this point, LM Funding America has a negative expected return of -1.39%. Please make sure to verify LM Funding's potential upside, day median price, and the relationship between the total risk alpha and accumulation distribution , to decide if LM Funding America performance from the past will be repeated sooner or later.
Auto-correlation | 0.80 |
Very good predictability
LM Funding America has very good predictability. Overlapping area represents the amount of predictability between LM Funding time series from 15th of November 2025 to 30th of December 2025 and 30th of December 2025 to 13th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of LM Funding America price movement. The serial correlation of 0.8 indicates that around 80.0% of current LM Funding price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.8 | |
| Spearman Rank Test | 0.58 | |
| Residual Average | 0.0 | |
| Price Variance | 0.0 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
LMFA Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, LM Funding America reported net income of (7.66 Million). This is 100.6% lower than that of the Financial Services sector and 100.56% lower than that of the Financials industry. The net income for all United States stocks is 101.34% higher than that of the company.
LMFA Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses LM Funding's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of LM Funding could also be used in its relative valuation, which is a method of valuing LM Funding by comparing valuation metrics of similar companies.LM Funding is currently under evaluation in net income category among its peers.
LM Funding Current Valuation Drivers
We derive many important indicators used in calculating different scores of LM Funding from analyzing LM Funding's financial statements. These drivers represent accounts that assess LM Funding's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of LM Funding's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 157.9M | 7.2M | 8.5M | 6.0M | 5.4M | 5.2M | |
| Enterprise Value | 125.5M | 3.7M | 6.8M | 10.4M | 9.3M | 14.6M |
LM Funding Institutional Holders
Institutional Holdings refers to the ownership stake in LM Funding that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of LM Funding's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing LM Funding's value.| Shares | Bank Of America Corp | 2025-06-30 | 42.0 | Group One Trading, Lp | 2025-06-30 | 19.0 | Susquehanna International Group, Llp | 2025-06-30 | 0.0 | Goss Wealth Management Llc | 2025-06-30 | 0.0 | Fmr Inc | 2025-06-30 | 0.0 | Citigroup Inc | 2025-06-30 | 0.0 | Citadel Advisors Llc | 2025-06-30 | 0.0 | Nbt Bank National Association | 2025-03-31 | 0.0 | Two Sigma Securities, Llc | 2025-06-30 | 0.0 | Armistice Capital, Llc | 2025-06-30 | 397.9 K | Geode Capital Management, Llc | 2025-06-30 | 66.6 K |
LMFA Fundamentals
| Return On Equity | -0.19 | ||||
| Return On Asset | -0.15 | ||||
| Profit Margin | (0.93) % | ||||
| Operating Margin | (1.93) % | ||||
| Current Valuation | 12.88 M | ||||
| Shares Outstanding | 15.26 M | ||||
| Shares Owned By Insiders | 11.53 % | ||||
| Shares Owned By Institutions | 29.54 % | ||||
| Number Of Shares Shorted | 492.06 K | ||||
| Price To Earning | 0.50 X | ||||
| Price To Book | 0.09 X | ||||
| Price To Sales | 0.61 X | ||||
| Revenue | 11 M | ||||
| Gross Profit | 1.29 M | ||||
| EBITDA | (324.97 K) | ||||
| Net Income | (7.66 M) | ||||
| Cash And Equivalents | 17.05 M | ||||
| Cash Per Share | 1.30 X | ||||
| Total Debt | 7.7 M | ||||
| Debt To Equity | 0 % | ||||
| Current Ratio | 22.19 X | ||||
| Book Value Per Share | 3.23 X | ||||
| Cash Flow From Operations | (11.95 M) | ||||
| Short Ratio | 1.02 X | ||||
| Earnings Per Share | (2.59) X | ||||
| Target Price | 4.5 | ||||
| Beta | 2.3 | ||||
| Market Capitalization | 4.58 M | ||||
| Total Asset | 44.05 M | ||||
| Retained Earnings | (65.66 M) | ||||
| Working Capital | (811.38 K) | ||||
| Current Asset | 2.54 M | ||||
| Current Liabilities | 3.35 M | ||||
| Net Asset | 44.05 M |
About LM Funding Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze LM Funding America's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of LM Funding using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of LM Funding America based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether LM Funding America offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of LM Funding's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Lm Funding America Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Lm Funding America Stock:Check out You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.
Is Specialized Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LM Funding. Expected growth trajectory for LMFA significantly influences the price investors are willing to assign. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive LM Funding assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth (0.89) | Earnings Share (2.59) | Revenue Per Share | Quarterly Revenue Growth 0.717 | Return On Assets |
Investors evaluate LM Funding America using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating LM Funding's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause LM Funding's market price to deviate significantly from intrinsic value.
Understanding that LM Funding's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether LM Funding represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Conversely, LM Funding's market price signifies the transaction level at which participants voluntarily complete trades.