Nmi Holdings Stock Gross Profit
| NMIH Stock | USD 40.00 1.27 3.28% |
NMI Holdings fundamentals help investors to digest information that contributes to NMI Holdings' financial success or failures. It also enables traders to predict the movement of NMI Stock. The fundamental analysis module provides a way to measure NMI Holdings' intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to NMI Holdings stock.
| Last Reported | Projected for Next Year | ||
| Gross Profit | 579 M | 608 M | |
| Gross Profit Margin | (8.93) | (9.38) |
NMI | Gross Profit |
NMI Holdings Company Gross Profit Analysis
NMI Holdings' Gross Profit is the most basic measure of business operational efficiency. It is simply the difference between sales revenue and the cost associated with making a product or providing a service. It is calculated before deducting administrative expenses, taxes, and interest payments.
Current NMI Holdings Gross Profit | 411.45 M |
Most of NMI Holdings' fundamental indicators, such as Gross Profit, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, NMI Holdings is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
NMI Gross Profit Driver Correlations
Understanding the fundamental principles of building solid financial models for NMI Holdings is extremely important. It helps to project a fair market value of NMI Stock properly, considering its historical fundamentals such as Gross Profit. Since NMI Holdings' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of NMI Holdings' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of NMI Holdings' interrelated accounts and indicators.
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Gross Profit varies significantly from one sector to another and tells an investor how much money a business would have made if it didn't have to pay any overhead expenses such as salary, taxes, or rent.
| Competition |
According to the company disclosure, NMI Holdings reported 411.45 M of gross profit. This is 99.86% lower than that of the Financial Services sector and significantly higher than that of the Financials industry. The gross profit for all United States stocks is 98.5% higher than that of the company.
NMI Gross Profit Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses NMI Holdings' direct or indirect competition against its Gross Profit to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of NMI Holdings could also be used in its relative valuation, which is a method of valuing NMI Holdings by comparing valuation metrics of similar companies.NMI Holdings is currently under evaluation in gross profit category among its peers.
NMI Holdings ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, NMI Holdings' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to NMI Holdings' managers, analysts, and investors.Environmental | Governance | Social |
NMI Fundamentals
| Return On Equity | 0.18 | ||||
| Return On Asset | 0.1 | ||||
| Profit Margin | 0.56 % | ||||
| Operating Margin | 0.76 % | ||||
| Current Valuation | 3.35 B | ||||
| Shares Outstanding | 79.13 M | ||||
| Shares Owned By Insiders | 1.45 % | ||||
| Shares Owned By Institutions | 98.55 % | ||||
| Number Of Shares Shorted | 1.56 M | ||||
| Price To Earning | 10.65 X | ||||
| Price To Book | 1.40 X | ||||
| Price To Sales | 4.82 X | ||||
| Revenue | 579 M | ||||
| Gross Profit | 411.45 M | ||||
| EBITDA | 456.46 M | ||||
| Net Income | 322.11 M | ||||
| Cash And Equivalents | 167.13 M | ||||
| Cash Per Share | 1.97 X | ||||
| Total Debt | 409 M | ||||
| Debt To Equity | 0.27 % | ||||
| Current Ratio | 0.91 X | ||||
| Book Value Per Share | 27.68 X | ||||
| Cash Flow From Operations | 342.68 M | ||||
| Short Ratio | 3.62 X | ||||
| Earnings Per Share | 4.37 X | ||||
| Price To Earnings To Growth | 1.66 X | ||||
| Target Price | 43.88 | ||||
| Number Of Employees | 229 | ||||
| Beta | 1.13 | ||||
| Market Capitalization | 3.06 B | ||||
| Total Asset | 2.96 B | ||||
| Retained Earnings | 1.22 B | ||||
| Net Asset | 2.96 B |
About NMI Holdings Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze NMI Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of NMI Holdings using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of NMI Holdings based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When determining whether NMI Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of NMI Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Nmi Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Nmi Holdings Stock:Check out NMI Holdings Piotroski F Score and NMI Holdings Altman Z Score analysis. For more detail on how to invest in NMI Stock please use our How to Invest in NMI Holdings guide.You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NMI Holdings. If investors know NMI will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NMI Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.15 | Earnings Share 4.37 | Revenue Per Share 7.914 | Quarterly Revenue Growth 0.121 | Return On Assets 0.1019 |
The market value of NMI Holdings is measured differently than its book value, which is the value of NMI that is recorded on the company's balance sheet. Investors also form their own opinion of NMI Holdings' value that differs from its market value or its book value, called intrinsic value, which is NMI Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NMI Holdings' market value can be influenced by many factors that don't directly affect NMI Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NMI Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if NMI Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NMI Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.