Northpointe Bancshares Net Income
| NPB Stock | 17.40 0.09 0.51% |
As of the 6th of February, Northpointe Bancshares secures the Risk Adjusted Performance of 0.0658, mean deviation of 1.36, and Downside Deviation of 1.71. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Northpointe Bancshares, as well as the relationship between them.
Northpointe Bancshares Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 8.8427 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 63.4 M | 66.6 M | |
| Net Income From Continuing Ops | 63.4 M | 41.1 M | |
| Net Income Applicable To Common Shares | 71.6 M | 43 M | |
| Net Income Per Share | 5.74 | 6.02 | |
| Net Income Per E B T | 0.76 | 0.90 |
Northpointe | Net Income | Build AI portfolio with Northpointe Stock |
Analyzing Northpointe Bancshares's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Northpointe Bancshares's current valuation and future prospects.
Latest Northpointe Bancshares' Net Income Growth Pattern
Below is the plot of the Net Income of Northpointe Bancshares over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Northpointe Bancshares financial statement analysis. It represents the amount of money remaining after all of Northpointe Bancshares operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Northpointe Bancshares' Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Northpointe Bancshares' overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 55.16 M | 10 Years Trend |
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Net Income |
| Timeline |
Northpointe Net Income Regression Statistics
| Arithmetic Mean | 20,421,814 | |
| Coefficient Of Variation | 159.14 | |
| Mean Deviation | 21,298,750 | |
| Median | 11,041,811 | |
| Standard Deviation | 32,500,009 | |
| Sample Variance | 1056.3T | |
| Range | 145M | |
| R-Value | 0.51 | |
| Mean Square Error | 833T | |
| R-Squared | 0.26 | |
| Significance | 0.04 | |
| Slope | 3,285,604 | |
| Total Sum of Squares | 16900T |
Northpointe Net Income History
Other Fundumenentals of Northpointe Bancshares
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Northpointe Bancshares Net Income component correlations
Northpointe Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Northpointe Bancshares is extremely important. It helps to project a fair market value of Northpointe Stock properly, considering its historical fundamentals such as Net Income. Since Northpointe Bancshares' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Northpointe Bancshares' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Northpointe Bancshares' interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northpointe Bancshares. Anticipated expansion of Northpointe directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Northpointe Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.527 | Dividend Share 0.1 | Earnings Share 2.1 | Revenue Per Share | Quarterly Revenue Growth 0.551 |
The market value of Northpointe Bancshares is measured differently than its book value, which is the value of Northpointe that is recorded on the company's balance sheet. Investors also form their own opinion of Northpointe Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Northpointe Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northpointe Bancshares' market value can be influenced by many factors that don't directly affect Northpointe Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Northpointe Bancshares' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Northpointe Bancshares should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Northpointe Bancshares' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Northpointe Bancshares 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Northpointe Bancshares' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Northpointe Bancshares.
| 11/08/2025 |
| 02/06/2026 |
If you would invest 0.00 in Northpointe Bancshares on November 8, 2025 and sell it all today you would earn a total of 0.00 from holding Northpointe Bancshares or generate 0.0% return on investment in Northpointe Bancshares over 90 days. Northpointe Bancshares is related to or competes with Alx Oncology, Burning Rock, C4 Therapeutics, Cullinan Oncology, Erasca, Legend Biotech, and Zai Lab. Northpointe Bancshares is entity of United States More
Northpointe Bancshares Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Northpointe Bancshares' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Northpointe Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.71 | |||
| Information Ratio | 0.055 | |||
| Maximum Drawdown | 8.26 | |||
| Value At Risk | (3.05) | |||
| Potential Upside | 3.68 |
Northpointe Bancshares Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Northpointe Bancshares' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Northpointe Bancshares' standard deviation. In reality, there are many statistical measures that can use Northpointe Bancshares historical prices to predict the future Northpointe Bancshares' volatility.| Risk Adjusted Performance | 0.0658 | |||
| Jensen Alpha | 0.1391 | |||
| Total Risk Alpha | 0.0503 | |||
| Sortino Ratio | 0.0588 | |||
| Treynor Ratio | (1.27) |
Northpointe Bancshares February 6, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0658 | |||
| Market Risk Adjusted Performance | (1.26) | |||
| Mean Deviation | 1.36 | |||
| Semi Deviation | 1.58 | |||
| Downside Deviation | 1.71 | |||
| Coefficient Of Variation | 1254.18 | |||
| Standard Deviation | 1.82 | |||
| Variance | 3.33 | |||
| Information Ratio | 0.055 | |||
| Jensen Alpha | 0.1391 | |||
| Total Risk Alpha | 0.0503 | |||
| Sortino Ratio | 0.0588 | |||
| Treynor Ratio | (1.27) | |||
| Maximum Drawdown | 8.26 | |||
| Value At Risk | (3.05) | |||
| Potential Upside | 3.68 | |||
| Downside Variance | 2.91 | |||
| Semi Variance | 2.51 | |||
| Expected Short fall | (1.55) | |||
| Skewness | 0.0877 | |||
| Kurtosis | 0.2887 |
Northpointe Bancshares Backtested Returns
At this point, Northpointe Bancshares is very steady. Northpointe Bancshares has Sharpe Ratio of 0.0753, which conveys that the firm had a 0.0753 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Northpointe Bancshares, which you can use to evaluate the volatility of the firm. Please verify Northpointe Bancshares' Risk Adjusted Performance of 0.0658, mean deviation of 1.36, and Downside Deviation of 1.71 to check out if the risk estimate we provide is consistent with the expected return of 0.14%. Northpointe Bancshares has a performance score of 5 on a scale of 0 to 100. The company secures a Beta (Market Risk) of -0.11, which conveys not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Northpointe Bancshares are expected to decrease at a much lower rate. During the bear market, Northpointe Bancshares is likely to outperform the market. Northpointe Bancshares right now secures a risk of 1.88%. Please verify Northpointe Bancshares expected short fall, and the relationship between the value at risk and daily balance of power , to decide if Northpointe Bancshares will be following its current price movements.
Auto-correlation | 0.69 |
Good predictability
Northpointe Bancshares has good predictability. Overlapping area represents the amount of predictability between Northpointe Bancshares time series from 8th of November 2025 to 23rd of December 2025 and 23rd of December 2025 to 6th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Northpointe Bancshares price movement. The serial correlation of 0.69 indicates that around 69.0% of current Northpointe Bancshares price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.69 | |
| Spearman Rank Test | 0.51 | |
| Residual Average | 0.0 | |
| Price Variance | 0.31 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Northpointe Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Northpointe Bancshares reported net income of 55.16 M. This is 95.68% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 90.34% higher than that of the company.
Northpointe Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Northpointe Bancshares' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Northpointe Bancshares could also be used in its relative valuation, which is a method of valuing Northpointe Bancshares by comparing valuation metrics of similar companies.Northpointe Bancshares is currently under evaluation in net income category among its peers.
Northpointe Bancshares ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Northpointe Bancshares' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Northpointe Bancshares' managers, analysts, and investors.Environmental | Governance | Social |
Northpointe Fundamentals
| Return On Equity | 0.16 | ||||
| Return On Asset | 0.0136 | ||||
| Profit Margin | 0.35 % | ||||
| Operating Margin | 0.49 % | ||||
| Current Valuation | 1.64 B | ||||
| Shares Outstanding | 34.36 M | ||||
| Shares Owned By Insiders | 32.01 % | ||||
| Shares Owned By Institutions | 51.10 % | ||||
| Number Of Shares Shorted | 492.98 K | ||||
| Price To Book | 1.06 X | ||||
| Price To Sales | 2.50 X | ||||
| Revenue | 471.18 M | ||||
| Gross Profit | 239.62 M | ||||
| EBITDA | 110.39 M | ||||
| Net Income | 55.16 M | ||||
| Total Debt | 1.54 B | ||||
| Book Value Per Share | 16.50 X | ||||
| Cash Flow From Operations | 19.81 M | ||||
| Short Ratio | 1.03 X | ||||
| Earnings Per Share | 2.10 X | ||||
| Target Price | 21.5 | ||||
| Number Of Employees | 491 | ||||
| Market Capitalization | 597.95 M | ||||
| Total Asset | 7.02 B | ||||
| Retained Earnings | 364.37 M | ||||
| Annual Yield | 0.01 % | ||||
| Net Asset | 7.02 B | ||||
| Last Dividend Paid | 0.1 |
About Northpointe Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Northpointe Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Northpointe Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Northpointe Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Northpointe Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Northpointe Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Northpointe Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Northpointe Bancshares Stock:Check out For information on how to trade Northpointe Stock refer to our How to Trade Northpointe Stock guide.You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northpointe Bancshares. Anticipated expansion of Northpointe directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Northpointe Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.527 | Dividend Share 0.1 | Earnings Share 2.1 | Revenue Per Share | Quarterly Revenue Growth 0.551 |
The market value of Northpointe Bancshares is measured differently than its book value, which is the value of Northpointe that is recorded on the company's balance sheet. Investors also form their own opinion of Northpointe Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Northpointe Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northpointe Bancshares' market value can be influenced by many factors that don't directly affect Northpointe Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Northpointe Bancshares' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Northpointe Bancshares should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Northpointe Bancshares' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.