Old Republic International Net Income
| ORI Stock | USD 41.77 0.43 1.04% |
As of the 7th of February, Old Republic holds the Risk Adjusted Performance of 0.0985, coefficient of variation of 864.77, and Semi Deviation of 2.07. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Old Republic, as well as the relationship between them.
Old Republic Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 1.2616 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 980.6 M | 1 B | |
| Net Income Applicable To Common Shares | 935.4 M | 547.3 M | |
| Net Income From Continuing Ops | 980.7 M | 593.7 M | |
| Net Income Per Share | 3.84 | 4.03 | |
| Net Income Per E B T | 0.79 | 0.58 |
Old | Net Income | Build AI portfolio with Old Stock |
The Net Income trend for Old Republic International offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Old Republic is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest Old Republic's Net Income Growth Pattern
Below is the plot of the Net Income of Old Republic International over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Old Republic Interna financial statement analysis. It represents the amount of money remaining after all of Old Republic International operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Old Republic's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Old Republic's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 852.7 M | 10 Years Trend |
|
Net Income |
| Timeline |
Old Net Income Regression Statistics
| Arithmetic Mean | 572,017,941 | |
| Geometric Mean | 445,043,252 | |
| Coefficient Of Variation | 73.93 | |
| Mean Deviation | 310,974,048 | |
| Median | 558,600,000 | |
| Standard Deviation | 422,897,285 | |
| Sample Variance | 178842.1T | |
| Range | 1.7B | |
| R-Value | 0.77 | |
| Mean Square Error | 76841.7T | |
| R-Squared | 0.60 | |
| Significance | 0.0003 | |
| Slope | 64,717,500 | |
| Total Sum of Squares | 2861473.8T |
Old Net Income History
Other Fundumenentals of Old Republic Interna
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Old Republic Net Income component correlations
Old Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Old Republic is extremely important. It helps to project a fair market value of Old Stock properly, considering its historical fundamentals such as Net Income. Since Old Republic's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Old Republic's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Old Republic's interrelated accounts and indicators.
Click cells to compare fundamentals
Is there potential for Property & Casualty Insurance market expansion? Will Old introduce new products? Factors like these will boost the valuation of Old Republic. Anticipated expansion of Old directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about Old Republic listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.973 | Dividend Share 1.16 | Earnings Share 3.72 | Revenue Per Share | Quarterly Revenue Growth 0.193 |
Understanding Old Republic Interna requires distinguishing between market price and book value, where the latter reflects Old's accounting equity. The concept of intrinsic value - what Old Republic's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Market sentiment, economic cycles, and investor behavior can push Old Republic's price substantially above or below its fundamental value.
It's important to distinguish between Old Republic's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Old Republic should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Old Republic's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Old Republic 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Old Republic's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Old Republic.
| 11/09/2025 |
| 02/07/2026 |
If you would invest 0.00 in Old Republic on November 9, 2025 and sell it all today you would earn a total of 0.00 from holding Old Republic International or generate 0.0% return on investment in Old Republic over 90 days. Old Republic is related to or competes with Comerica Incorporated, Xp, Webster Financial, Arch Capital, First Horizon, American Financial, and Grupo Financiero. Old Republic International Corporation, through its subsidiaries, engages in the insurance underwriting and related serv... More
Old Republic Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Old Republic's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Old Republic International upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.24 | |||
| Information Ratio | 0.0641 | |||
| Maximum Drawdown | 12.07 | |||
| Value At Risk | (1.95) | |||
| Potential Upside | 2.11 |
Old Republic Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Old Republic's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Old Republic's standard deviation. In reality, there are many statistical measures that can use Old Republic historical prices to predict the future Old Republic's volatility.| Risk Adjusted Performance | 0.0985 | |||
| Jensen Alpha | 0.1851 | |||
| Total Risk Alpha | 0.0192 | |||
| Sortino Ratio | 0.0498 | |||
| Treynor Ratio | 2.46 |
Old Republic February 7, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0985 | |||
| Market Risk Adjusted Performance | 2.47 | |||
| Mean Deviation | 1.15 | |||
| Semi Deviation | 2.07 | |||
| Downside Deviation | 2.24 | |||
| Coefficient Of Variation | 864.77 | |||
| Standard Deviation | 1.74 | |||
| Variance | 3.03 | |||
| Information Ratio | 0.0641 | |||
| Jensen Alpha | 0.1851 | |||
| Total Risk Alpha | 0.0192 | |||
| Sortino Ratio | 0.0498 | |||
| Treynor Ratio | 2.46 | |||
| Maximum Drawdown | 12.07 | |||
| Value At Risk | (1.95) | |||
| Potential Upside | 2.11 | |||
| Downside Variance | 5.02 | |||
| Semi Variance | 4.27 | |||
| Expected Short fall | (1.17) | |||
| Skewness | (2.62) | |||
| Kurtosis | 12.74 |
Old Republic Interna Backtested Returns
Old Republic is very steady at the moment. Old Republic Interna maintains Sharpe Ratio (i.e., Efficiency) of 0.0755, which implies the firm had a 0.0755 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Old Republic Interna, which you can use to evaluate the volatility of the company. Please check Old Republic's Risk Adjusted Performance of 0.0985, semi deviation of 2.07, and Coefficient Of Variation of 864.77 to confirm if the risk estimate we provide is consistent with the expected return of 0.13%. Old Republic has a performance score of 5 on a scale of 0 to 100. The company holds a Beta of 0.0777, which implies not very significant fluctuations relative to the market. As returns on the market increase, Old Republic's returns are expected to increase less than the market. However, during the bear market, the loss of holding Old Republic is expected to be smaller as well. Old Republic Interna right now holds a risk of 1.78%. Please check Old Republic Interna value at risk, and the relationship between the jensen alpha and skewness , to decide if Old Republic Interna will be following its historical price patterns.
Auto-correlation | -0.2 |
Insignificant reverse predictability
Old Republic International has insignificant reverse predictability. Overlapping area represents the amount of predictability between Old Republic time series from 9th of November 2025 to 24th of December 2025 and 24th of December 2025 to 7th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Old Republic Interna price movement. The serial correlation of -0.2 indicates that over 20.0% of current Old Republic price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.2 | |
| Spearman Rank Test | -0.22 | |
| Residual Average | 0.0 | |
| Price Variance | 3.74 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Old Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Old Republic International reported net income of 852.7 M. This is 33.25% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 49.34% lower than that of the firm.
Old Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Old Republic's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Old Republic could also be used in its relative valuation, which is a method of valuing Old Republic by comparing valuation metrics of similar companies.Old Republic is currently under evaluation in net income category among its peers.
Old Republic Current Valuation Drivers
We derive many important indicators used in calculating different scores of Old Republic from analyzing Old Republic's financial statements. These drivers represent accounts that assess Old Republic's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Old Republic's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 5.9B | 7.4B | 7.3B | 8.3B | 7.5B | 7.8B | |
| Enterprise Value | 6.7B | 8.9B | 8.8B | 9.7B | 8.7B | 9.2B |
Old Republic ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Old Republic's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Old Republic's managers, analysts, and investors.Environmental | Governance | Social |
Old Republic Institutional Holders
Institutional Holdings refers to the ownership stake in Old Republic that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Old Republic's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Old Republic's value.| Shares | Fmr Inc | 2025-06-30 | 2.9 M | Lsv Asset Management | 2025-06-30 | 2.7 M | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 2.6 M | Amvescap Plc. | 2025-06-30 | 2.5 M | Charles Schwab Investment Management Inc | 2025-06-30 | 2.1 M | Miller Howard Investments Inc | 2025-06-30 | 2 M | First Trust Advisors L.p. | 2025-06-30 | 1.8 M | Ubs Asset Mgmt Americas Inc | 2025-06-30 | 1.7 M | Captrust Financial Advisors | 2025-06-30 | 1.6 M | Blackrock Inc | 2025-06-30 | 27.8 M | Vanguard Group Inc | 2025-06-30 | 25.3 M |
Old Fundamentals
| Return On Equity | 0.16 | ||||
| Return On Asset | 0.0272 | ||||
| Profit Margin | 0.10 % | ||||
| Operating Margin | 0.12 % | ||||
| Current Valuation | 11.53 B | ||||
| Shares Outstanding | 246.72 M | ||||
| Shares Owned By Insiders | 7.72 % | ||||
| Shares Owned By Institutions | 77.05 % | ||||
| Number Of Shares Shorted | 5.04 M | ||||
| Price To Earning | 9.33 X | ||||
| Price To Book | 1.72 X | ||||
| Price To Sales | 1.13 X | ||||
| Revenue | 9.09 B | ||||
| Gross Profit | 5.76 B | ||||
| EBITDA | 1.24 B | ||||
| Net Income | 852.7 M | ||||
| Cash And Equivalents | 1.47 B | ||||
| Cash Per Share | 4.85 X | ||||
| Total Debt | 1.59 B | ||||
| Debt To Equity | 0.28 % | ||||
| Current Ratio | 0.57 X | ||||
| Book Value Per Share | 24.08 X | ||||
| Cash Flow From Operations | 1.23 B | ||||
| Short Ratio | 3.41 X | ||||
| Earnings Per Share | 3.72 X | ||||
| Price To Earnings To Growth | (0.85) X | ||||
| Target Price | 42.5 | ||||
| Number Of Employees | 9.4 K | ||||
| Beta | 0.79 | ||||
| Market Capitalization | 10.34 B | ||||
| Total Asset | 29.92 B | ||||
| Retained Earnings | 5.52 B | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 3.90 % | ||||
| Net Asset | 29.92 B | ||||
| Last Dividend Paid | 1.16 |
About Old Republic Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Old Republic International's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Old Republic using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Old Republic International based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is there potential for Property & Casualty Insurance market expansion? Will Old introduce new products? Factors like these will boost the valuation of Old Republic. Anticipated expansion of Old directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about Old Republic listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.973 | Dividend Share 1.16 | Earnings Share 3.72 | Revenue Per Share | Quarterly Revenue Growth 0.193 |
Understanding Old Republic Interna requires distinguishing between market price and book value, where the latter reflects Old's accounting equity. The concept of intrinsic value - what Old Republic's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Market sentiment, economic cycles, and investor behavior can push Old Republic's price substantially above or below its fundamental value.
It's important to distinguish between Old Republic's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Old Republic should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Old Republic's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.