Oconee Financial Net Income
| OSBK Stock | USD 49.00 2.05 4.37% |
As of the 16th of February 2026, Oconee Financial holds the Coefficient Of Variation of 684.74, risk adjusted performance of 0.1156, and Variance of 0.4341. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Oconee Financial, as well as the relationship between them. Put it differently, you can use this information to find out if the company will indeed mirror its model of past market data, or the prices will eventually revert. We have analyzed twelve technical drivers for Oconee Financial, which can be compared to its competitors.
Analyzing historical trends in various income statement and balance sheet accounts from Oconee Financial's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Oconee Financial's valuation are summarized below:Oconee Financial does not presently have any trending fundamental ratios for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Oconee |
Oconee Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Oconee Financial's otc stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Oconee Financial.
| 11/18/2025 |
| 02/16/2026 |
If you would invest 0.00 in Oconee Financial on November 18, 2025 and sell it all today you would earn a total of 0.00 from holding Oconee Financial or generate 0.0% return on investment in Oconee Financial over 90 days. Oconee Financial is related to or competes with Community Capital, Sturgis Bancorp, Woodlands Financial, Andover Bancorp, West Shore, Oak View, and Citizens Holding. Oconee Financial Corporation operates as the bank holding company for Oconee State Bank that provides a range of commerc... More
Oconee Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Oconee Financial's otc stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Oconee Financial upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | 0.0399 | |||
| Maximum Drawdown | 4.37 | |||
| Potential Upside | 0.6084 |
Oconee Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Oconee Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Oconee Financial's standard deviation. In reality, there are many statistical measures that can use Oconee Financial historical prices to predict the future Oconee Financial's volatility.| Risk Adjusted Performance | 0.1156 | |||
| Jensen Alpha | 0.0729 | |||
| Total Risk Alpha | 0.0373 | |||
| Treynor Ratio | 0.3886 |
Oconee Financial February 16, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1156 | |||
| Market Risk Adjusted Performance | 0.3986 | |||
| Mean Deviation | 0.2377 | |||
| Coefficient Of Variation | 684.74 | |||
| Standard Deviation | 0.6589 | |||
| Variance | 0.4341 | |||
| Information Ratio | 0.0399 | |||
| Jensen Alpha | 0.0729 | |||
| Total Risk Alpha | 0.0373 | |||
| Treynor Ratio | 0.3886 | |||
| Maximum Drawdown | 4.37 | |||
| Potential Upside | 0.6084 | |||
| Skewness | 4.28 | |||
| Kurtosis | 29.52 |
Oconee Financial Backtested Returns
As of now, Oconee OTC Stock is very steady. Oconee Financial maintains Sharpe Ratio (i.e., Efficiency) of 0.21, which implies the firm had a 0.21 % return per unit of risk over the last 3 months. We have found twenty technical indicators for Oconee Financial, which you can use to evaluate the volatility of the company. Please check Oconee Financial's Variance of 0.4341, risk adjusted performance of 0.1156, and Coefficient Of Variation of 684.74 to confirm if the risk estimate we provide is consistent with the expected return of 0.13%. Oconee Financial has a performance score of 16 on a scale of 0 to 100. The company holds a Beta of 0.22, which implies not very significant fluctuations relative to the market. As returns on the market increase, Oconee Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Oconee Financial is expected to be smaller as well. Oconee Financial right now holds a risk of 0.62%. Please check Oconee Financial jensen alpha, kurtosis, as well as the relationship between the Kurtosis and day typical price , to decide if Oconee Financial will be following its historical price patterns.
Auto-correlation | 0.72 |
Good predictability
Oconee Financial has good predictability. Overlapping area represents the amount of predictability between Oconee Financial time series from 18th of November 2025 to 2nd of January 2026 and 2nd of January 2026 to 16th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Oconee Financial price movement. The serial correlation of 0.72 indicates that around 72.0% of current Oconee Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.72 | |
| Spearman Rank Test | 1.0 | |
| Residual Average | 0.0 | |
| Price Variance | 1.0 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Oconee Financial reported net income of 3 M. This is 99.77% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The net income for all United States stocks is 99.47% higher than that of the company.
Oconee Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Oconee Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the otc stocks which would be a good addition to a portfolio. Peer analysis of Oconee Financial could also be used in its relative valuation, which is a method of valuing Oconee Financial by comparing valuation metrics of similar companies.Oconee Financial is currently under evaluation in net income category among its peers.
Oconee Fundamentals
| Return On Equity | 0.11 | |||
| Return On Asset | 0.0067 | |||
| Profit Margin | 0.18 % | |||
| Operating Margin | 0.23 % | |||
| Current Valuation | (29.85 M) | |||
| Shares Outstanding | 896.07 K | |||
| Price To Earning | 17.60 X | |||
| Price To Book | 1.22 X | |||
| Price To Sales | 1.64 X | |||
| Revenue | 20.27 M | |||
| Gross Profit | 19.6 M | |||
| Net Income | 3 M | |||
| Cash And Equivalents | 32.12 M | |||
| Cash Per Share | 35.84 X | |||
| Total Debt | 9.79 M | |||
| Book Value Per Share | 30.54 X | |||
| Cash Flow From Operations | 9.71 M | |||
| Earnings Per Share | 3.97 X | |||
| Number Of Employees | 15 | |||
| Beta | 0.21 | |||
| Market Capitalization | 32.8 M | |||
| Total Asset | 571.14 M | |||
| Retained Earnings | (2.59 M) | |||
| Z Score | 1.8 | |||
| Annual Yield | 0.02 % | |||
| Net Asset | 571.14 M |
About Oconee Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Oconee Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Oconee Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Oconee Financial based on its fundamental data. In general, a quantitative approach, as applied to this otc stock, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Oconee Financial financial ratios help investors to determine whether Oconee OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Oconee with respect to the benefits of owning Oconee Financial security.