Prosperity Bancshares Net Income
| PB Stock | USD 68.43 1.32 1.97% |
As of the 30th of January, Prosperity Bancshares holds the Semi Deviation of 1.68, coefficient of variation of 1103.41, and Risk Adjusted Performance of 0.0715. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Prosperity Bancshares, as well as the relationship between them.
Prosperity Bancshares Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 7.98 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 551.3 M | 578.9 M | |
| Net Income Applicable To Common Shares | 551.3 M | 578.9 M | |
| Net Income From Continuing Ops | 551.3 M | 363.6 M | |
| Net Income Per Share | 5.74 | 6.03 | |
| Net Income Per E B T | 0.78 | 0.57 |
Prosperity | Net Income | Build AI portfolio with Prosperity Stock |
Analyzing Prosperity Bancshares's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Prosperity Bancshares's current valuation and future prospects.
Latest Prosperity Bancshares' Net Income Growth Pattern
Below is the plot of the Net Income of Prosperity Bancshares over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Prosperity Bancshares financial statement analysis. It represents the amount of money remaining after all of Prosperity Bancshares operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Prosperity Bancshares' Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Prosperity Bancshares' overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 479.39 M | 10 Years Trend |
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Net Income |
| Timeline |
Prosperity Net Income Regression Statistics
| Arithmetic Mean | 348,311,853 | |
| Geometric Mean | 260,802,957 | |
| Coefficient Of Variation | 47.51 | |
| Mean Deviation | 136,869,238 | |
| Median | 321,812,000 | |
| Standard Deviation | 165,494,570 | |
| Sample Variance | 27388.5T | |
| Range | 575.3M | |
| R-Value | 0.94 | |
| Mean Square Error | 3671.5T | |
| R-Squared | 0.87 | |
| Slope | 30,644,360 | |
| Total Sum of Squares | 438215.2T |
Prosperity Net Income History
Other Fundumenentals of Prosperity Bancshares
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Prosperity Bancshares Net Income component correlations
Prosperity Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Prosperity Bancshares is extremely important. It helps to project a fair market value of Prosperity Stock properly, considering its historical fundamentals such as Net Income. Since Prosperity Bancshares' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Prosperity Bancshares' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Prosperity Bancshares' interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Prosperity Bancshares. Anticipated expansion of Prosperity directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Prosperity Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.083 | Earnings Share 5.72 | Revenue Per Share | Quarterly Revenue Growth 0.039 | Return On Assets |
Prosperity Bancshares's market price often diverges from its book value, the accounting figure shown on Prosperity's balance sheet. Smart investors calculate Prosperity Bancshares' intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Prosperity Bancshares' trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Prosperity Bancshares' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Prosperity Bancshares should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Prosperity Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Prosperity Bancshares 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Prosperity Bancshares' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Prosperity Bancshares.
| 11/01/2025 |
| 01/30/2026 |
If you would invest 0.00 in Prosperity Bancshares on November 1, 2025 and sell it all today you would earn a total of 0.00 from holding Prosperity Bancshares or generate 0.0% return on investment in Prosperity Bancshares over 90 days. Prosperity Bancshares is related to or competes with BOK Financial, Pinnacle Financial, Valley National, Columbia Banking, Commerce Bancshares, Cadence Bancorp, and FNB Corp. Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products an... More
Prosperity Bancshares Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Prosperity Bancshares' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Prosperity Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.81 | |||
| Information Ratio | 0.054 | |||
| Maximum Drawdown | 11.82 | |||
| Value At Risk | (1.37) | |||
| Potential Upside | 2.92 |
Prosperity Bancshares Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Prosperity Bancshares' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Prosperity Bancshares' standard deviation. In reality, there are many statistical measures that can use Prosperity Bancshares historical prices to predict the future Prosperity Bancshares' volatility.| Risk Adjusted Performance | 0.0715 | |||
| Jensen Alpha | 0.0993 | |||
| Total Risk Alpha | 0.0234 | |||
| Sortino Ratio | 0.0499 | |||
| Treynor Ratio | 0.1717 |
Prosperity Bancshares January 30, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0715 | |||
| Market Risk Adjusted Performance | 0.1817 | |||
| Mean Deviation | 1.13 | |||
| Semi Deviation | 1.68 | |||
| Downside Deviation | 1.81 | |||
| Coefficient Of Variation | 1103.41 | |||
| Standard Deviation | 1.67 | |||
| Variance | 2.8 | |||
| Information Ratio | 0.054 | |||
| Jensen Alpha | 0.0993 | |||
| Total Risk Alpha | 0.0234 | |||
| Sortino Ratio | 0.0499 | |||
| Treynor Ratio | 0.1717 | |||
| Maximum Drawdown | 11.82 | |||
| Value At Risk | (1.37) | |||
| Potential Upside | 2.92 | |||
| Downside Variance | 3.28 | |||
| Semi Variance | 2.83 | |||
| Expected Short fall | (1.24) | |||
| Skewness | (1.50) | |||
| Kurtosis | 7.85 |
Prosperity Bancshares Backtested Returns
At this point, Prosperity Bancshares is very steady. Prosperity Bancshares maintains Sharpe Ratio (i.e., Efficiency) of 0.0442, which implies the firm had a 0.0442 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Prosperity Bancshares, which you can use to evaluate the volatility of the company. Please check Prosperity Bancshares' Semi Deviation of 1.68, coefficient of variation of 1103.41, and Risk Adjusted Performance of 0.0715 to confirm if the risk estimate we provide is consistent with the expected return of 0.0749%. Prosperity Bancshares has a performance score of 3 on a scale of 0 to 100. The company holds a Beta of 0.83, which implies possible diversification benefits within a given portfolio. As returns on the market increase, Prosperity Bancshares' returns are expected to increase less than the market. However, during the bear market, the loss of holding Prosperity Bancshares is expected to be smaller as well. Prosperity Bancshares right now holds a risk of 1.69%. Please check Prosperity Bancshares semi variance, and the relationship between the maximum drawdown and accumulation distribution , to decide if Prosperity Bancshares will be following its historical price patterns.
Auto-correlation | 0.22 |
Weak predictability
Prosperity Bancshares has weak predictability. Overlapping area represents the amount of predictability between Prosperity Bancshares time series from 1st of November 2025 to 16th of December 2025 and 16th of December 2025 to 30th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Prosperity Bancshares price movement. The serial correlation of 0.22 indicates that over 22.0% of current Prosperity Bancshares price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.22 | |
| Spearman Rank Test | 0.49 | |
| Residual Average | 0.0 | |
| Price Variance | 2.49 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Prosperity Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Prosperity Bancshares reported net income of 479.39 M. This is 62.47% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 16.04% higher than that of the company.
Prosperity Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Prosperity Bancshares' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Prosperity Bancshares could also be used in its relative valuation, which is a method of valuing Prosperity Bancshares by comparing valuation metrics of similar companies.Prosperity Bancshares is currently under evaluation in net income category among its peers.
Prosperity Bancshares ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Prosperity Bancshares' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Prosperity Bancshares' managers, analysts, and investors.Environmental | Governance | Social |
Prosperity Bancshares Institutional Holders
Institutional Holdings refers to the ownership stake in Prosperity Bancshares that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Prosperity Bancshares' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Prosperity Bancshares' value.| Shares | Brown Advisory Holdings Inc | 2025-06-30 | 2 M | Geode Capital Management, Llc | 2025-06-30 | 1.8 M | American Century Companies Inc | 2025-06-30 | 1.4 M | Vaughan Nelson Scarbrgh & Mccullough Lp | 2025-06-30 | 1.3 M | Snyder Capital Management Lp | 2025-06-30 | 1.2 M | Charles Schwab Investment Management Inc | 2025-06-30 | 1.2 M | Northern Trust Corp | 2025-06-30 | 852.6 K | Bank Of New York Mellon Corp | 2025-06-30 | 781.5 K | Thrivent Financial For Lutherans | 2025-06-30 | 775.6 K | Blackrock Inc | 2025-06-30 | 9.7 M | Vanguard Group Inc | 2025-06-30 | 9.7 M |
Prosperity Fundamentals
| Return On Equity | 0.0709 | |||
| Return On Asset | 0.0136 | |||
| Profit Margin | 0.43 % | |||
| Operating Margin | 0.59 % | |||
| Current Valuation | 7.77 B | |||
| Shares Outstanding | 97.49 M | |||
| Shares Owned By Insiders | 3.80 % | |||
| Shares Owned By Institutions | 85.17 % | |||
| Number Of Shares Shorted | 2.87 M | |||
| Price To Earning | 13.51 X | |||
| Price To Book | 0.93 X | |||
| Price To Sales | 5.28 X | |||
| Revenue | 1.74 B | |||
| Gross Profit | 1.24 B | |||
| EBITDA | 647.39 M | |||
| Net Income | 479.39 M | |||
| Cash And Equivalents | 608.54 M | |||
| Cash Per Share | 6.66 X | |||
| Total Debt | 3.42 B | |||
| Debt To Equity | 0.14 % | |||
| Book Value Per Share | 80.69 X | |||
| Cash Flow From Operations | 472.69 M | |||
| Short Ratio | 3.65 X | |||
| Earnings Per Share | 5.72 X | |||
| Price To Earnings To Growth | 4.26 X | |||
| Target Price | 79.79 | |||
| Number Of Employees | 3.94 K | |||
| Beta | 0.69 | |||
| Market Capitalization | 6.54 B | |||
| Total Asset | 39.57 B | |||
| Retained Earnings | 3.55 B | |||
| Annual Yield | 0.03 % | |||
| Five Year Return | 2.54 % | |||
| Net Asset | 39.57 B |
About Prosperity Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Prosperity Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Prosperity Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Prosperity Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Prosperity Bancshares. Anticipated expansion of Prosperity directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Prosperity Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.083 | Earnings Share 5.72 | Revenue Per Share | Quarterly Revenue Growth 0.039 | Return On Assets |
Prosperity Bancshares's market price often diverges from its book value, the accounting figure shown on Prosperity's balance sheet. Smart investors calculate Prosperity Bancshares' intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Prosperity Bancshares' trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Prosperity Bancshares' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Prosperity Bancshares should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Prosperity Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.