Pioneer Bancorp Stock Current Valuation
| PBFS Stock | USD 11.85 0.05 0.42% |
Valuation analysis of Pioneer Bancorp helps investors to measure Pioneer Bancorp's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. At this time, Pioneer Bancorp's Enterprise Value Over EBITDA is comparatively stable compared to the past year. Enterprise Value Multiple is likely to gain to 5.47 in 2024, whereas Enterprise Value is likely to drop slightly above 109.7 M in 2024. Fundamental drivers impacting Pioneer Bancorp's valuation include:
Price Book 1.0089 | Enterprise Value 82.3 M | Price Sales 3.9111 | Trailing PE 16.3889 | Enterprise Value Revenue 3.858 |
Fairly Valued
Today
Please note that Pioneer Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Pioneer Bancorp is based on 3 months time horizon. Increasing Pioneer Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Pioneer stock is determined by what a typical buyer is willing to pay for full or partial control of Pioneer Bancorp. Since Pioneer Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Pioneer Stock. However, Pioneer Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 11.85 | Real 11.57 | Hype 11.84 | Naive 11.98 |
The intrinsic value of Pioneer Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Pioneer Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Pioneer Bancorp helps investors to forecast how Pioneer stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Pioneer Bancorp more accurately as focusing exclusively on Pioneer Bancorp's fundamentals will not take into account other important factors: Pioneer Bancorp Company Current Valuation Analysis
Pioneer Bancorp's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current Pioneer Bancorp Current Valuation | 82.31 M |
Most of Pioneer Bancorp's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Pioneer Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Pioneer Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for Pioneer Bancorp is extremely important. It helps to project a fair market value of Pioneer Stock properly, considering its historical fundamentals such as Current Valuation. Since Pioneer Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Pioneer Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Pioneer Bancorp's interrelated accounts and indicators.
Click cells to compare fundamentals
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, Pioneer Bancorp has a Current Valuation of 82.31 M. This is 99.75% lower than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 99.5% higher than that of the company.
Pioneer Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Pioneer Bancorp's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Pioneer Bancorp could also be used in its relative valuation, which is a method of valuing Pioneer Bancorp by comparing valuation metrics of similar companies.Pioneer Bancorp is currently under evaluation in current valuation category among its peers.
Pioneer Bancorp Current Valuation Drivers
We derive many important indicators used in calculating different scores of Pioneer Bancorp from analyzing Pioneer Bancorp's financial statements. These drivers represent accounts that assess Pioneer Bancorp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Pioneer Bancorp's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Enterprise Value | 155.1M | 73.4M | (126.3M) | 82.7M | 111.0M | 109.7M |
Pioneer Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Pioneer Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Pioneer Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
Pioneer Fundamentals
| Return On Equity | 0.0631 | ||||
| Return On Asset | 0.0091 | ||||
| Profit Margin | 0.23 % | ||||
| Operating Margin | 0.37 % | ||||
| Current Valuation | 82.31 M | ||||
| Shares Outstanding | 25.97 M | ||||
| Shares Owned By Insiders | 56.74 % | ||||
| Shares Owned By Institutions | 24.81 % | ||||
| Number Of Shares Shorted | 26.68 K | ||||
| Price To Earning | 380.00 X | ||||
| Price To Book | 1.01 X | ||||
| Price To Sales | 3.91 X | ||||
| Revenue | 74.19 M | ||||
| Gross Profit | 79.69 M | ||||
| EBITDA | 22 M | ||||
| Net Income | 15.26 M | ||||
| Cash And Equivalents | 376.28 M | ||||
| Cash Per Share | 14.96 X | ||||
| Total Debt | 756 K | ||||
| Debt To Equity | 11.77 % | ||||
| Book Value Per Share | 11.95 X | ||||
| Cash Flow From Operations | 23.85 M | ||||
| Short Ratio | 1.21 X | ||||
| Earnings Per Share | 0.72 X | ||||
| Number Of Employees | 275 | ||||
| Beta | 0.49 | ||||
| Market Capitalization | 306.49 M | ||||
| Total Asset | 1.9 B | ||||
| Retained Earnings | 187.73 M | ||||
| Net Asset | 1.9 B |
About Pioneer Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Pioneer Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Pioneer Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Pioneer Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Pioneer Stock Analysis
When running Pioneer Bancorp's price analysis, check to measure Pioneer Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pioneer Bancorp is operating at the current time. Most of Pioneer Bancorp's value examination focuses on studying past and present price action to predict the probability of Pioneer Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pioneer Bancorp's price. Additionally, you may evaluate how the addition of Pioneer Bancorp to your portfolios can decrease your overall portfolio volatility.