Pioneer Bancorp Current Valuation
| PBFS Stock | USD 14.59 -0.30 -2.01% |
Pioneer Bancorp trades at an elevated earnings multiple, reflecting the current earnings and balance-sheet profile. Pioneer Bancorp's market cap stands at 356.2 M, with enterprise value at 276.1 M. The trailing price-to-earnings ratio currently stands at 380.0. In the latest reported period, Enterprise Value Multiple is near current levels at 5.76x. Also, Enterprise Value is near current levels at $166.08 million. Fundamental measures influencing Pioneer Bancorp's valuation include:
Below Model Estimate
Today
The intrinsic value estimate for Pioneer Bancorp is based on a 3 months horizon. A high P/E ratio indicates strong growth expectations already embedded in pricing. Extending the time horizon generally improves valuation stability.
Pioneer Bancorp's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account all liquid assets, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Enterprise Value | = | Market Cap + Debt | - | Cash |
Current Pioneer Bancorp Current Valuation | 276.09 M |
Ratios like Current Valuation help investors see if Pioneer Bancorp's market price truly reflects the company's real worth. When core analysis points to a higher value than the market sets, it may signal a chance for more research.
Current Valuation Driver Correlations
The linear correlation between Current Valuation and Pioneer Bancorp's adjacent financial drivers reveals structural dependencies. The strongest correlations highlight which accounts amplify or offset changes in Current Valuation.
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| Competition |
Pioneer Bancorp Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income | $8.52 million |
Fundamental Drivers Relationships
Enterprise Value stood at 174.38 million as of December 31, 2025. Related reported indicator: Enterprise Value Multiple at 6.05 as of December 31, 2025.
Current Valuation Peer Comparison
Comparing Pioneer Bancorp to its peers on Current Valuation is a standard technique for assessing relative investment value. This comparison reveals whether Pioneer Bancorp's Current Valuation is in line with or diverges from that of direct competitors.Pioneer Bancorp is currently under evaluation in current valuation relative to competitors.
Important Fundamentals
| Return On Equity TTM | 0.0646 | |||
| Return On Asset TTM | 0.0098 | |||
| Profit Margin TTM | 0.21 | |||
| Operating Margin TTM | 0.24 | |||
| Current Valuation | 276.09 M | |||
| Shares Outstanding | 24.41 M | |||
| Shares Owned By Insiders | 58.79 % | |||
| Shares Owned By Institutions | 23.48 % | |||
| Number Of Shares Shorted | 84.88 K | |||
| Price To Earnings TTM | 380.00 X | |||
| Price To Book TTM | 1.06 X | |||
| Price To Sales TTM | 3.77 X | |||
| Revenue TTM | 88.12 M | |||
| Gross Profit TTM | 94.41 M | |||
| EBITDA TTM | 22 M | |||
| Net Income TTM | 19.2 M | |||
| Cash And Equivalents TTM | 376.28 M | |||
| Cash Per Share TTM | 14.96 X | |||
| Total Debt TTM | 40 M | |||
| Debt To Equity TTM | 11.77 % | |||
| Book Value Per Share TTM | 13.27 X | |||
| Cash Flow From Operations TTM | 33.71 M | |||
| Short Ratio TTM | 5.08 X | |||
| Earnings Per Share | 0.82 X | |||
| Number Of Employees | 265 | |||
| Trailing Beta | 0.41 | |||
| Market Capitalization TTM | 356.21 M | |||
| Total Asset TTM | 2.1 B | |||
| Retained Earnings TTM | 201.38 M | |||
| Net Asset | 2.1 B |
Financial Metrics, Fundamentals & Methodology
Pioneer Bancorp is best assessed through earnings quality, cash generation, and balance-sheet capacity. Balance-sheet composition shapes financial flexibility and solvency risk. Pioneer Bancorp currently reports revenue of 88.12 million, positive EPS of 0.82, operating margin of 23.95% as of the latest reporting period.
Pioneer Bancorp analytics rely on periodic company reporting and market reference feeds, with quality checks and normalization applied. Statement-level metrics reflect company-reported GAAP or IFRS formats for the relevant filing period.
Editorial review and methodology oversight provided by: Rifka Kats, Member of Macroaxis Editorial Board