Pioneer Bancorp Stock Market Outlook
| PBFS Stock | USD 14.97 0.02 0.13% |
Slightly above 54% of Pioneer Bancorp's investor base is interested to short. The analysis of overall sentiment of trading Pioneer Bancorp stock suggests that many investors are impartial at this time. Pioneer Bancorp's investing sentiment can be driven by a variety of factors including economic data, Pioneer Bancorp's earnings reports, geopolitical events, and overall market trends.
Comfort Level 46
Impartial
Panic | Confidence |
Today, several news technology companies offer sentiment data to assist traders in manufacturing news sentiment indicators for investment decisions. We partner with these technology firms in helping retail investors build forecasting models that use Pioneer Bancorp's input sentiment indicators derived from textual data and news published on major financial information outlets and social sites. These indicators can be used to analyze time-dependent numerical information representing public perception toward Pioneer Bancorp.
News SentimentNeutral | Hype SentimentBearish | Insider SentimentWaiting |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Pioneer Bancorp is 'Strong Buy'. A buy or sell recommendation is an automated directive regarding whether to purchase or sell Pioneer Bancorp given historical horizon and risk tolerance. When we issue a 'buy' or 'sell' recommendation for Pioneer Bancorp, the advice is generated through an automated system that utilizes algorithms and statistical models.
Execute Pioneer Bancorp Advice
The Pioneer recommendation should be used to complement the investment advice compiled from the current analysts' consensus on Pioneer Bancorp. Macroaxis does not own or have any residual interests in Pioneer Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Pioneer Bancorp's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Buy
Market Performance | Fair | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
For the selected time horizon Pioneer Bancorp has a Risk Adjusted Performance of 0.1062, Jensen Alpha of 0.175, Total Risk Alpha of 0.1269, Sortino Ratio of 0.1199 and Treynor Ratio of 0.2836Our trade recommendations tool can cross-verify current analyst consensus on Pioneer Bancorp and to analyze the firm potential to grow in the current economic cycle. To make sure Pioneer Bancorp is not overpriced, please check all Pioneer Bancorp fundamentals, including its cash per share, and the relationship between the revenue and short ratio . Given that Pioneer Bancorp has a shares owned by institutions of 22.90 %, we recommend you to check out Pioneer Bancorp market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your recent risk tolerance and investing horizon.
Pioneer Bancorp Trading Alerts and Improvement Suggestions
| Pioneer Bancorp has a strong financial position based on the latest SEC filings | |
| About 59.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from news.google.com: Understanding the Setup and Scalable Risk - Stock Traders Daily |
Pioneer Bancorp Returns Distribution Density
The distribution of Pioneer Bancorp's historical returns is an attempt to chart the uncertainty of Pioneer Bancorp's future price movements. The chart of the probability distribution of Pioneer Bancorp daily returns describes the distribution of returns around its average expected value. We use Pioneer Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Pioneer Bancorp returns is essential to provide solid investment analysis for Pioneer Bancorp.
| Mean Return | 0.21 | Value At Risk | -1.87 | Potential Upside | 2.92 | Standard Deviation | 1.56 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Pioneer Bancorp historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Pioneer Stock Institutional Investors
The Pioneer Bancorp's institutional investors refer to entities that pool money to purchase Pioneer Bancorp's securities or originate loans. These institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds.
| Shares | Northern Trust Corp | 2025-06-30 | 83.2 K | Empowered Funds, Llc | 2025-06-30 | 71.8 K | Arrowstreet Capital Limited Partnership | 2025-06-30 | 52.7 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 45.9 K | Gator Capital Management, Llc | 2025-06-30 | 40.9 K | Charles Schwab Investment Management Inc | 2025-06-30 | 33.7 K | Citadel Advisors Llc | 2025-06-30 | 31.1 K | Martingale Asset Management L P | 2025-06-30 | 29.4 K | Goldman Sachs Group Inc | 2025-06-30 | 26.9 K | M3f, Inc. | 2025-06-30 | 2.1 M | Vanguard Group Inc | 2025-06-30 | 716.5 K |
Pioneer Bancorp Cash Flow Accounts
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Investments | (186.5M) | (147.6M) | (114.9M) | (18.0M) | (20.8M) | (21.8M) | |
| Change In Cash | 168.1M | 51.1M | (225.6M) | 14.7M | 13.2M | 12.9M | |
| Free Cash Flow | 49.2M | 25.8M | 23.0M | 32.2M | 37.0M | 22.5M | |
| Depreciation | 2.7M | 2.7M | 2.6M | 2.5M | 2.9M | 2.9M | |
| Other Non Cash Items | 1.0M | (523K) | 6.4M | 6.5M | 5.9M | 4.7M | |
| Capital Expenditures | 780K | 451K | 838K | 1.5M | 1.4M | 2.3M | |
| Net Income | 10.3M | 21.9M | 15.3M | 19.2M | 22.1M | 11.9M | |
| End Period Cash Flow | 325.0M | 376.1M | 150.5M | 165.2M | 190.0M | 211.4M | |
| Change To Netincome | 8.0M | 2.6M | (120K) | 845K | 760.5K | 722.5K |
Pioneer Bancorp Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Pioneer Bancorp or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Pioneer Bancorp's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Pioneer stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.18 | |
β | Beta against Dow Jones | 0.70 | |
σ | Overall volatility | 1.59 | |
Ir | Information ratio | 0.11 |
Pioneer Bancorp Volatility Alert
Pioneer Bancorp has relatively low volatility with skewness of 0.14 and kurtosis of 0.84. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Pioneer Bancorp's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Pioneer Bancorp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Pioneer Bancorp Fundamentals Vs Peers
Comparing Pioneer Bancorp's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Pioneer Bancorp's direct or indirect competition across all of the common fundamentals between Pioneer Bancorp and the related equities. This way, we can detect undervalued stocks with similar characteristics as Pioneer Bancorp or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Pioneer Bancorp's fundamental indicators could also be used in its relative valuation, which is a method of valuing Pioneer Bancorp by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Pioneer Bancorp to competition |
| Fundamentals | Pioneer Bancorp | Peer Average |
| Return On Equity | 0.0656 | -0.31 |
| Return On Asset | 0.0091 | -0.14 |
| Profit Margin | 0.22 % | (1.27) % |
| Operating Margin | 0.22 % | (5.51) % |
| Current Valuation | 143.72 M | 16.62 B |
| Shares Outstanding | 25.08 M | 571.82 M |
| Shares Owned By Insiders | 58.83 % | 10.09 % |
| Shares Owned By Institutions | 22.90 % | 39.21 % |
| Number Of Shares Shorted | 94.89 K | 4.71 M |
| Price To Earning | 380.00 X | 28.72 X |
| Price To Book | 1.10 X | 9.51 X |
| Price To Sales | 4.09 X | 11.42 X |
| Revenue | 88.12 M | 9.43 B |
| Gross Profit | 92.59 M | 27.38 B |
| EBITDA | 22 M | 3.9 B |
| Net Income | 19.2 M | 570.98 M |
| Cash And Equivalents | 376.28 M | 2.7 B |
| Cash Per Share | 14.96 X | 5.01 X |
| Total Debt | 40 M | 5.32 B |
| Debt To Equity | 11.77 % | 48.70 % |
| Book Value Per Share | 12.87 X | 1.93 K |
| Cash Flow From Operations | 33.71 M | 971.22 M |
| Short Ratio | 5.84 X | 4.00 X |
| Earnings Per Share | 0.86 X | 3.12 X |
| Number Of Employees | 269 | 18.84 K |
| Beta | 0.45 | -0.15 |
| Market Capitalization | 378.35 M | 19.03 B |
| Total Asset | 2.1 B | 29.47 B |
| Retained Earnings | 201.38 M | 9.33 B |
| Net Asset | 2.1 B |
Note: Disposition of tradable shares by Jesse Tomczak of Pioneer Bancorp at 14.795 subject to Rule 16b-3 [view details]
Pioneer Bancorp Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Pioneer . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Pioneer Bancorp Buy or Sell Advice
When is the right time to buy or sell Pioneer Bancorp? Buying financial instruments such as Pioneer Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Additional Tools for Pioneer Stock Analysis
When running Pioneer Bancorp's price analysis, check to measure Pioneer Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pioneer Bancorp is operating at the current time. Most of Pioneer Bancorp's value examination focuses on studying past and present price action to predict the probability of Pioneer Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pioneer Bancorp's price. Additionally, you may evaluate how the addition of Pioneer Bancorp to your portfolios can decrease your overall portfolio volatility.