Pinnacle Bancshares Stock Net Income
| PCLB Stock | USD 34.05 0.90 2.71% |
As of the 12th of February 2026, Pinnacle Bancshares holds the Variance of 0.8424, coefficient of variation of 628.93, and Risk Adjusted Performance of 0.1274. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Pinnacle Bancshares, as well as the relationship between them.
Pinnacle Bancshares' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Pinnacle Bancshares' valuation are provided below:Pinnacle Bancshares does not presently have any trending fundamental ratios for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Pinnacle |
Pinnacle Bancshares 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Pinnacle Bancshares' pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Pinnacle Bancshares.
| 11/14/2025 |
| 02/12/2026 |
If you would invest 0.00 in Pinnacle Bancshares on November 14, 2025 and sell it all today you would earn a total of 0.00 from holding Pinnacle Bancshares or generate 0.0% return on investment in Pinnacle Bancshares over 90 days. Pinnacle Bancshares is related to or competes with Great American, Pioneer Bankshares, Security Bancorp, Farmers Bank, Hocking Valley, AMB Financial, and Jefferson Security. Pinnacle Bancshares, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products ... More
Pinnacle Bancshares Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Pinnacle Bancshares' pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Pinnacle Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | 0.0463 | |||
| Maximum Drawdown | 8.22 | |||
| Value At Risk | (0.78) | |||
| Potential Upside | 1.58 |
Pinnacle Bancshares Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Pinnacle Bancshares' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Pinnacle Bancshares' standard deviation. In reality, there are many statistical measures that can use Pinnacle Bancshares historical prices to predict the future Pinnacle Bancshares' volatility.| Risk Adjusted Performance | 0.1274 | |||
| Jensen Alpha | 0.1415 | |||
| Total Risk Alpha | 0.0278 | |||
| Treynor Ratio | (2.28) |
Pinnacle Bancshares February 12, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1274 | |||
| Market Risk Adjusted Performance | (2.27) | |||
| Mean Deviation | 0.4552 | |||
| Coefficient Of Variation | 628.93 | |||
| Standard Deviation | 0.9178 | |||
| Variance | 0.8424 | |||
| Information Ratio | 0.0463 | |||
| Jensen Alpha | 0.1415 | |||
| Total Risk Alpha | 0.0278 | |||
| Treynor Ratio | (2.28) | |||
| Maximum Drawdown | 8.22 | |||
| Value At Risk | (0.78) | |||
| Potential Upside | 1.58 | |||
| Skewness | 0.3164 | |||
| Kurtosis | 11.96 |
Pinnacle Bancshares Backtested Returns
At this point, Pinnacle Bancshares is very steady. Pinnacle Bancshares maintains Sharpe Ratio (i.e., Efficiency) of 0.23, which implies the firm had a 0.23 % return per unit of risk over the last 3 months. We have found twenty-three technical indicators for Pinnacle Bancshares, which you can use to evaluate the volatility of the company. Please check Pinnacle Bancshares' Risk Adjusted Performance of 0.1274, variance of 0.8424, and Coefficient Of Variation of 628.93 to confirm if the risk estimate we provide is consistent with the expected return of 0.13%. Pinnacle Bancshares has a performance score of 18 on a scale of 0 to 100. The company holds a Beta of -0.0597, which implies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Pinnacle Bancshares are expected to decrease at a much lower rate. During the bear market, Pinnacle Bancshares is likely to outperform the market. Pinnacle Bancshares right now holds a risk of 0.57%. Please check Pinnacle Bancshares kurtosis, and the relationship between the value at risk and rate of daily change , to decide if Pinnacle Bancshares will be following its historical price patterns.
Auto-correlation | 0.65 |
Good predictability
Pinnacle Bancshares has good predictability. Overlapping area represents the amount of predictability between Pinnacle Bancshares time series from 14th of November 2025 to 29th of December 2025 and 29th of December 2025 to 12th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Pinnacle Bancshares price movement. The serial correlation of 0.65 indicates that roughly 65.0% of current Pinnacle Bancshares price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.65 | |
| Spearman Rank Test | 0.72 | |
| Residual Average | 0.0 | |
| Price Variance | 0.06 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Pinnacle Bancshares reported net income of 2.6 M. This is 99.8% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 99.55% higher than that of the company.
Pinnacle Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Pinnacle Bancshares' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of Pinnacle Bancshares could also be used in its relative valuation, which is a method of valuing Pinnacle Bancshares by comparing valuation metrics of similar companies.Pinnacle Bancshares is currently under evaluation in net income category among its peers.
Pinnacle Fundamentals
| Return On Equity | 0.1 | |||
| Return On Asset | 0.0127 | |||
| Profit Margin | 0.29 % | |||
| Operating Margin | 0.36 % | |||
| Current Valuation | 22.07 M | |||
| Shares Outstanding | 909.53 K | |||
| Number Of Shares Shorted | 99 | |||
| Price To Earning | 8.67 X | |||
| Price To Book | 0.71 X | |||
| Price To Sales | 2.18 X | |||
| Revenue | 9.48 M | |||
| Gross Profit | 9.48 M | |||
| Net Income | 2.6 M | |||
| Cash And Equivalents | 8.95 M | |||
| Cash Per Share | 9.84 X | |||
| Total Debt | 3.09 M | |||
| Book Value Per Share | 4.81 X | |||
| Cash Flow From Operations | 3.43 M | |||
| Short Ratio | 0.09 X | |||
| Earnings Per Share | 2.79 X | |||
| Number Of Employees | 12 | |||
| Beta | 0.37 | |||
| Market Capitalization | 20.1 M | |||
| Total Asset | 220.98 M | |||
| Retained Earnings | 17.66 M | |||
| Z Score | 3.6 | |||
| Annual Yield | 0.04 % | |||
| Five Year Return | 2.32 % | |||
| Net Asset | 220.98 M | |||
| Last Dividend Paid | 0.68 |
About Pinnacle Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Pinnacle Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Pinnacle Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Pinnacle Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.Other Information on Investing in Pinnacle Pink Sheet
Pinnacle Bancshares financial ratios help investors to determine whether Pinnacle Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Pinnacle with respect to the benefits of owning Pinnacle Bancshares security.