Peoples Fin Current Valuation

PFIS Stock

USD 58.97 0.07 0.12%

Peoples Fin trades near a market-range earnings multiple relative to broader benchmarks, shaped by significant leverage in the capital structure. The current consensus analyst target for Peoples Fin is $58.5 per share. On a multiples basis the trailing P/E sits at 12.45.

Below Model Estimate

Today

58.97

The intrinsic value estimate for Peoples Fin is based on a 3 months horizon. Extending the time horizon generally improves valuation stability.

53.07

Downside

70.17

Intrinsic Value

71.75

Upside

Current intrinsic value estimate framed by downside and upside probability thresholds.

Target Odds

Above Odds

Peoples Fin's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account all liquid assets, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.

Enterprise Value

Market Cap + Debt

-

Cash

Current Peoples Fin Current Valuation

647.01 M

Current Valuation adds to the valuation picture for Peoples Fin by measuring one side of financial results. The valuation tool uses Current Valuation with other metrics to build a full view of Peoples Fin's pricing. Cross-checking multiple valuation measures reduces the risk of drawing conclusions from one metric's blind spots. Peoples Fin currently trades at a P/E of 12.45, which provides additional valuation context.

Competition

Fundamental Drivers Relationships

Current Valuation Peer Comparison

Comparing Peoples Fin's Current Valuation to that of its competitors is a reliable method for assessing relative value. Comparing Peoples Fin's Current Valuation to peer stocks determines whether it trades at a premium or discount. Tracking Peoples Fin's Current Valuation rank within the peer group over time reveals shifts in competitive dynamics. The Current Valuation peer framework provides a practical lens for evaluating Peoples Fin's relative standing.

Peoples Fin is currently under evaluation in current valuation relative to competitors.

Important Fundamentals

	Return On Equity TTM	0.12
	Return On Asset TTM	0.0113
	Profit Margin TTM	0.31
	Operating Margin TTM	0.43
	Current Valuation	647.01 M
	Shares Outstanding	10.01 M
	Shares Owned By Insiders	8.11 %
	Shares Owned By Institutions	31.10 %
	Number Of Shares Shorted	134.79 K
	Price To Earnings TTM	12.45 X
	Price To Book TTM	1.06 X
	Price To Sales TTM	2.99 X
	Revenue TTM	280.95 M
	Gross Profit TTM	190.36 M
	EBITDA TTM	72.23 M
	Net Income TTM	59.19 M
	Cash And Equivalents TTM	113.01 M
	Cash Per Share TTM	15.78 X
	Total Debt TTM	258.4 M
	Debt To Equity TTM	6.31 %
	Book Value Per Share TTM	52.01 X
	Cash Flow From Operations TTM	54.27 M
	Short Ratio TTM	3.04 X
	Earnings Per Share	5.86 X
	Price To Earnings To Growth	1.31 X
	Target Price	58.5
	Number Of Employees	547
	Trailing Beta	0.76
	Market Capitalization TTM	570.1 M
	Total Asset TTM	5.27 B
	Retained Earnings TTM	273.5 M
	Annual Yield	0.04 %
	Five Year Return	3.18 %
	Net Asset	5.27 B
	Last Dividend Paid	2.48

Financial Metrics, Fundamentals & Methodology

A closer look at Peoples Fin shows how capital structure and profitability shape financial flexibility. Operating margins help show whether the business still holds structural pricing or cost advantages. In recent filings, Peoples Fin reported revenue of 280.95 million, positive EPS of 5.86, operating margin of 42.97% as of the latest reporting period.

Peoples Fin inputs come from periodic company reporting and market reference feeds and are mapped into a consistent reporting framework. Reported income, balance-sheet, and cash-flow fields adhere to GAAP or IFRS presentation rules.

Editorial review and methodology oversight provided by: Michael Smolkin, Member of Macroaxis Board of Directors