Primerica Stock Key Fundamental Indicators

PI7 Stock  EUR 210.00  4.00  1.87%   
As of the 17th of February 2026, Primerica holds the Variance of 2.51, risk adjusted performance of (0.01), and Coefficient Of Variation of (6,549). Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Primerica, as well as the relationship between them. Please check Primerica treynor ratio, value at risk, and the relationship between the information ratio and maximum drawdown to decide if Primerica is priced some-what accurately, providing market reflects its current price of 210.0 per share.

Primerica Total Revenue

2.35 Billion

Primerica's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Primerica's valuation are provided below:
Gross Profit
2.3 B
Profit Margin
0.2282
Market Capitalization
6.7 B
Enterprise Value Revenue
2.7735
Revenue
3.3 B
There are over seventy available trending fundamental ratios for Primerica, which can be analyzed over time and compared to other ratios. Active traders should verify all of Primerica recent fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
The Primerica's current Total Other Income Expense Net is estimated to increase to about 144.1 M, while Interest Expense is projected to decrease to roughly 19.6 M.
  

Primerica Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets14.7 B16.8 B13 B
Slightly volatile
Other Current Liabilities35 M60.1 M32.3 M
Slightly volatile
Total Current Liabilities969.4 M1.4 B897.8 M
Slightly volatile
Total Stockholder Equity1.8 B2.6 B1.6 B
Slightly volatile
Other Liabilities10.3 B11.9 B9.4 B
Slightly volatile
Net Tangible Assets1.6 B1.6 B1.4 B
Slightly volatile
Retained Earnings1.8 B2.6 B1.5 B
Slightly volatile
Accounts Payable798.8 M561.6 M688.9 M
Slightly volatile
Cash408.6 M791 M356.1 M
Slightly volatile
Other Assets2.9 BB2.6 B
Slightly volatile
Long Term Debt1.6 B2.2 B1.3 B
Slightly volatile
Net ReceivablesB3.5 B1.6 B
Slightly volatile
Other Current Assets4.8 B4.9 B4.4 B
Slightly volatile
Total Liabilities12.8 B14.2 B11.4 B
Slightly volatile
Deferred Long Term Liabilities170 M175.5 M149 M
Slightly volatile
Long Term Investments3.4 B4.9 BB
Slightly volatile
Total Current Assets5.5 B6.1 B5.1 B
Slightly volatile
Short Term Debt990.5 M1.4 B996.9 M
Slightly volatile
Intangible Assets301.8 M157.5 M591.7 M
Slightly volatile
Common Stock346.6 K331.2 K435.3 K
Slightly volatile
Property Plant Equipment68 M107.9 M60.4 M
Slightly volatile
Short Term Investments1.6 B895.8 M1.9 B
Pretty Stable
Net Debt1.5 B1.4 B1.1 B
Slightly volatile
Common Stock Shares Outstanding31.2 M30 M40.2 M
Slightly volatile
Net Invested Capital3.9 B4.8 B3.2 B
Slightly volatile
Capital Stock306.1 K300.6 K394.2 K
Slightly volatile
Property Plant And Equipment Net66.4 M100.9 M56.2 M
Slightly volatile
Capital Lease Obligations59.2 M63.8 M54.6 M
Slightly volatile

Primerica Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Discontinued Operations1.3 M1.4 M1.6 M
Slightly volatile
Selling General Administrative489.6 M616.4 M469.8 M
Slightly volatile
Total Revenue2.4 B3.6 BB
Slightly volatile
Gross Profit1.2 B1.5 B1.1 B
Slightly volatile
Other Operating Expenses247.7 M370.8 M233.2 M
Slightly volatile
Operating Income460.6 M637.4 M450.2 M
Slightly volatile
Net Income From Continuing Ops415.5 M828.1 M359.9 M
Slightly volatile
EBIT543.9 M739.3 M487.7 M
Slightly volatile
Cost Of Revenue676.9 M889.4 M647.7 M
Slightly volatile
Total Operating Expenses1.8 B2.5 B1.5 B
Slightly volatile
Income Before Tax551.2 M1.1 B485.1 M
Slightly volatile
Net Income Applicable To Common Shares335.8 M427 M292.4 M
Slightly volatile
Net Income389.9 M541.1 M326.8 M
Slightly volatile
Income Tax Expense114 M144.6 M107.4 M
Slightly volatile
Tax Provision141.7 M252 M133.1 M
Slightly volatile
Reconciled Depreciation24.9 M26.9 M19.3 M
Slightly volatile
Interest Income62.5 M72 M48.9 M
Slightly volatile

Primerica Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation22.1 M26.9 M18.8 M
Slightly volatile
Dividends Paid65.7 M129.7 M56.4 M
Slightly volatile
Capital Expenditures19.7 M33.6 M16.5 M
Slightly volatile
Total Cash From Operating Activities572.9 M991.4 M484.9 M
Slightly volatile
Change To Operating Activities354.1 M517.6 M311.5 M
Slightly volatile
Net Income381.1 M541.1 M321.1 M
Slightly volatile
End Period Cash Flow439.6 M791 M358.8 M
Slightly volatile
Free Cash Flow654.7 M957.8 M532.1 M
Slightly volatile
Begin Period Cash Flow412.8 M705.1 M329.6 M
Slightly volatile
Stock Based Compensation22 M28.8 M19.3 M
Slightly volatile

Primerica Fundamental Market Drivers

Forward Price Earnings13.7931
Forward Annual Dividend Rate3.68
It's important to distinguish between Primerica's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Primerica should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Primerica's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.

Primerica 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Primerica's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Primerica.
0.00
11/19/2025
No Change 0.00  0.0 
In 2 months and 31 days
02/17/2026
0.00
If you would invest  0.00  in Primerica on November 19, 2025 and sell it all today you would earn a total of 0.00 from holding Primerica or generate 0.0% return on investment in Primerica over 90 days. Primerica is related to or competes with NIPPON PROLOGIS, UNITED URBAN, KENEDIX OFFICE, Industrial Infrastructure, ACTIVIA PROPERTINC, Japan Real, and Nippon Building. Primerica, Inc., together with its subsidiaries, provides financial products to middle income households in the United S... More

Primerica Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Primerica's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Primerica upside and downside potential and time the market with a certain degree of confidence.

Primerica Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Primerica's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Primerica's standard deviation. In reality, there are many statistical measures that can use Primerica historical prices to predict the future Primerica's volatility.
Hype
Prediction
LowEstimatedHigh
208.67210.16211.65
Details
Intrinsic
Valuation
LowRealHigh
208.51210.00211.49
Details

Primerica February 17, 2026 Technical Indicators

Primerica Backtested Returns

Primerica maintains Sharpe Ratio (i.e., Efficiency) of -0.0512, which implies the firm had a -0.0512 % return per unit of risk over the last 3 months. Primerica exposes twenty different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check Primerica's Risk Adjusted Performance of (0.01), coefficient of variation of (6,549), and Variance of 2.51 to confirm the risk estimate we provide. The company holds a Beta of 0.12, which implies not very significant fluctuations relative to the market. As returns on the market increase, Primerica's returns are expected to increase less than the market. However, during the bear market, the loss of holding Primerica is expected to be smaller as well. At this point, Primerica has a negative expected return of -0.0764%. Please make sure to check Primerica's variance, jensen alpha, value at risk, as well as the relationship between the information ratio and total risk alpha , to decide if Primerica performance from the past will be repeated at some point in the near future.

Auto-correlation

    
  0.26  

Poor predictability

Primerica has poor predictability. Overlapping area represents the amount of predictability between Primerica time series from 19th of November 2025 to 3rd of January 2026 and 3rd of January 2026 to 17th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Primerica price movement. The serial correlation of 0.26 indicates that nearly 26.0% of current Primerica price fluctuation can be explain by its past prices.
Correlation Coefficient0.26
Spearman Rank Test0.02
Residual Average0.0
Price Variance25.68
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
Competition

Primerica Total Stockholder Equity

Total Stockholder Equity

1.84 Billion

At this time, Primerica's Total Stockholder Equity is most likely to increase significantly in the upcoming years.
Based on the latest financial disclosure, Primerica has a Return On Equity of 0.3193. This is 77.98% lower than that of the Insurance sector and 109.65% lower than that of the Financials industry. The return on equity for all Germany stocks is notably lower than that of the firm.

Primerica Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Primerica's current stock value. Our valuation model uses many indicators to compare Primerica value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Primerica competition to find correlations between indicators driving Primerica's intrinsic value. More Info.
Primerica is considered to be number one stock in return on equity category among its peers. It also is considered to be number one stock in return on asset category among its peers reporting about  0.13  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Primerica is roughly  7.57 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Primerica's earnings, one of the primary drivers of an investment's value.

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Primerica Fundamentals

About Primerica Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Primerica's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Primerica using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Primerica based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue3.6 B2.4 B
Cost Of Revenue889.4 M676.9 M

Currently Active Assets on Macroaxis

When determining whether Primerica offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Primerica's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Primerica Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Primerica Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Primerica. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation.
For more detail on how to invest in Primerica Stock please use our How to Invest in Primerica guide.
You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.
It's important to distinguish between Primerica's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Primerica should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Primerica's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.