Primerica Financials

PI7 Stock

EUR 210.00 4.00 1.87%

We recommend to use Primerica fundamental analysis to see if markets are presently undervaluing or overvaluing the firm. Put it differently, this technique allows you to confirm available drivers of Primerica as well as the relationship between them. We were able to interpolate thirty-four available financial ratios for Primerica, which can be compared to its competitors. The stock experiences a somewhat bearish sentiment, but the market may correct it shortly. Check odds of Primerica to be traded at €203.7 in 90 days.

Covid

Interest Hikes

Primerica Balance Sheet Chart

At this time, Primerica's Common Stock is most likely to decrease significantly in the upcoming years. The Primerica's current Short Term Investments is estimated to increase to about 1.6 B, while Other Current Liabilities is projected to decrease to roughly 35 M.

Total Assets Other Current Liab Total Current Liabilities Total Stockholder Equity

Key indicators impacting Primerica's financial strength include:

Current Value

Last Year

Change From Last Year

10 Year Trend

Operating Income

460.6 M

637.4 M

Way Down

Slightly volatile

Primerica Stock Summary

Primerica competes with NIPPON PROLOGIS, UNITED URBAN, KENEDIX OFFICE, Industrial Infrastructure, and ACTIVIA PROPERTINC. Primerica, Inc., together with its subsidiaries, provides financial products to middle income households in the United States and Canada. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia. PRIMERICA INC operates under Insurance - Life classification in Germany and is traded on Frankfurt Stock Exchange. It employs 2166 people.

Specialization	Financial Services, Insurance - Life
Instrument	Germany Stock View All
Exchange	Frankfurt Exchange
ISIN	US74164M1080
Business Address	1 Primerica Parkway,
Sector	Insurance
Industry	Financials
Benchmark	Dow Jones Industrial
Website	www.primerica.com
Phone	770 381 1000
Currency	EUR - Euro

You should never invest in Primerica without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Primerica Stock, because this is throwing your money away. Analyzing the key information contained in Primerica's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Primerica Key Financial Ratios

There are many critical financial ratios that Primerica's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Primerica reports annually and quarterly.

	Revenue	3.09 B
	Gross Profit	2.32 B
	Net Income	470.52 M
	Total Asset	14.58 B
	Retained Earnings	2.23 B

More Fundamentals

Primerica Key Balance Sheet Accounts

	2021	2022	2023	2024	2025	2026 (projected)
Total Assets	16.1B	14.6B	15.0B	14.6B	16.8B	14.7B
Other Current Liab	35.7M	38.2M	31.7M	52.3M	60.1M	35.0M
Other Liab	9.6B	10.2B	10.8B	10.4B	11.9B	10.3B
Net Tangible Assets	1.6B	1.8B	1.7B	1.4B	1.6B	1.6B
Retained Earnings	2.0B	2.0B	2.3B	2.2B	2.6B	1.8B
Accounts Payable	1.1B	1.0B	513.8M	488.4M	561.6M	798.8M
Cash	392.5M	489.2M	613.1M	687.8M	791.0M	408.6M
Other Assets	2.6B	2.9B	3.1B	2.6B	3.0B	2.9B
Long Term Debt	2.0B	2.0B	2.0B	1.9B	2.2B	1.6B
Net Receivables	4.5B	3.5B	3.3B	3.0B	3.5B	2.0B
Other Current Assets	4.4B	4.5B	4.5B	4.3B	4.9B	4.8B
Total Liab	14.0B	12.6B	13.0B	12.3B	14.2B	12.8B
Total Current Assets	5.0B	5.4B	5.5B	5.3B	6.1B	5.5B
Common Stock	412K	393K	394K	368K	331.2K	346.6K
Net Debt	1.6B	2.0B	1.4B	1.2B	1.4B	1.5B
Net Invested Capital	4.1B	4.0B	4.0B	4.2B	4.8B	3.9B
Capital Stock	394K	368K	350K	334K	300.6K	306.1K

Primerica Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.

	2021	2022	2023	2024	2025	2026 (projected)
Interest Expense	30.6M	27.2M	26.6M	25.0M	28.8M	19.6M
Total Revenue	2.7B	2.7B	2.7B	3.1B	3.6B	2.4B
Ebit	554.2M	593.0M	701.8M	642.9M	739.3M	543.9M
Income Before Tax	511.2M	605.8M	771.7M	939.2M	1.1B	551.2M
Net Income	373.4M	460.9M	576.6M	470.5M	541.1M	389.9M
Income Tax Expense	110.7M	120.6M	139.2M	125.8M	144.6M	114.0M
Tax Provision	139.2M	149.9M	180.6M	219.1M	252.0M	141.7M
Net Interest Income	(30.6M)	(27.2M)	(26.6M)	(25.0M)	(28.8M)	(30.2M)
Interest Income	62.2M	63.9M	65.5M	62.7M	72.0M	62.5M

Primerica Key Cash Accounts

Cash flow analysis captures how much money flows into and out of Primerica. It measures of how well Primerica is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Primerica brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Primerica had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Primerica has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (capital allocation) and investing in non-business activities like paying off debt or making acquisitions.

	2021	2022	2023	2024	2025	2026 (projected)
Investments	(404.2M)	(178.1M)	(191.1M)	(231.6M)	(208.5M)	(218.9M)
Change In Cash	(155.1M)	96.7M	30.7M	74.7M	85.9M	44.6M
Net Borrowings	213.3M	(12.6M)	(265K)	(256K)	(294.4K)	(279.7K)
Depreciation	30.1M	34.4M	33.3M	23.4M	26.9M	22.1M
Dividends Paid	74.6M	83.8M	91.2M	112.8M	129.7M	65.7M
Capital Expenditures	24.7M	25.8M	15.5M	29.2M	33.6M	19.7M
Net Income	373.4M	373.0M	576.6M	470.5M	541.1M	381.1M
Change To Netincome	(442.7M)	(461.2M)	(487.2M)	(482.0M)	(433.8M)	(455.5M)
End Period Cash Flow	392.5M	489.2M	468.5M	687.8M	791.0M	439.6M
Free Cash Flow	632.3M	731.9M	642.4M	832.9M	957.8M	654.7M
Other Non Cash Items	110K	23.3M	(11.2M)	(38.1M)	(43.8M)	(46.0M)

Primerica Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Primerica's current stock value. Our valuation model uses many indicators to compare Primerica value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Primerica competition to find correlations between indicators driving Primerica's intrinsic value. More Info.

Primerica is considered to be number one stock in return on equity category among its peers. It also is considered to be number one stock in return on asset category among its peers reporting about 0.13 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Primerica is roughly 7.57 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Primerica's earnings, one of the primary drivers of an investment's value.

Primerica Total Assets Over Time

Most indicators from Primerica's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Primerica current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Primerica. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation.

For more detail on how to invest in Primerica Stock please use our How to Invest in Primerica guide.The current Discontinued Operations is estimated to decrease to about 1.3 M. The current Selling General Administrative is estimated to decrease to about 489.6 M

	2025	2026 (projected)
Gross Profit	1.5B	1.2B
Total Revenue	3.6B	2.4B

Gross Profit Total Revenue

Primerica fundamental ratios Correlations

	Total Assets	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Other Liab	Net Tangible Assets	Retained Earnings	Accounts Payable	Cash	Other Assets	Long Term Debt	Net Receivables	Other Current Assets	Other Stockholder Equity	Total Liab	Deferred Long Term Liab	Long Term Investments	Total Current Assets	Short Term Debt	Intangible Assets	Common Stock	Property Plant Equipment	Short Term Investments	Net Debt	Common Stock Shares Outstanding	Net Invested Capital
Total Assets		0.85	0.96	0.95	0.99	0.88	0.96	0.45	0.87	0.71	0.97	0.89	0.59	-0.62	1.0	0.54	0.82	0.96	0.87	-0.77	-0.94	0.94	-0.08	0.82	-0.85	0.95
Other Current Liab	0.85		0.86	0.88	0.88	0.66	0.93	0.17	0.88	0.44	0.9	0.68	0.38	-0.76	0.83	0.56	0.67	0.81	0.89	-0.83	-0.89	0.75	-0.28	0.7	-0.79	0.83
Total Current Liabilities	0.96	0.86		0.97	0.96	0.74	0.96	0.37	0.93	0.63	0.95	0.93	0.45	-0.7	0.94	0.48	0.74	0.92	0.81	-0.67	-0.9	0.91	-0.19	0.8	-0.86	0.97
Total Stockholder Equity	0.95	0.88	0.97		0.98	0.75	0.97	0.25	0.95	0.65	0.94	0.86	0.51	-0.73	0.93	0.45	0.8	0.93	0.8	-0.65	-0.9	0.91	-0.28	0.77	-0.91	0.98
Other Liab	0.99	0.88	0.96	0.98		0.83	0.96	0.38	0.91	0.71	0.96	0.86	0.62	-0.67	0.98	0.55	0.81	0.98	0.85	-0.74	-0.94	0.92	-0.17	0.8	-0.89	0.97
Net Tangible Assets	0.88	0.66	0.74	0.75	0.83		0.75	0.61	0.65	0.75	0.82	0.77	0.62	-0.25	0.9	0.41	0.77	0.82	0.78	-0.74	-0.78	0.86	0.22	0.66	-0.62	0.74
Retained Earnings	0.96	0.93	0.96	0.97	0.96	0.75		0.26	0.92	0.53	0.98	0.82	0.48	-0.77	0.94	0.58	0.81	0.91	0.9	-0.78	-0.96	0.89	-0.26	0.78	-0.88	0.95
Accounts Payable	0.45	0.17	0.37	0.25	0.38	0.61	0.26		0.1	0.46	0.43	0.55	0.24	0.08	0.5	0.18	0.06	0.37	0.36	-0.39	-0.36	0.49	0.81	0.64	-0.12	0.31
Cash	0.87	0.88	0.93	0.95	0.91	0.65	0.92	0.1		0.55	0.88	0.84	0.44	-0.75	0.84	0.44	0.77	0.88	0.75	-0.61	-0.85	0.82	-0.44	0.63	-0.89	0.92
Other Assets	0.71	0.44	0.63	0.65	0.71	0.75	0.53	0.46	0.55		0.55	0.67	0.67	-0.13	0.71	0.22	0.59	0.75	0.42	-0.39	-0.51	0.64	0.07	0.47	-0.56	0.63
Long Term Debt	0.97	0.9	0.95	0.94	0.96	0.82	0.98	0.43	0.88	0.55		0.86	0.45	-0.7	0.97	0.54	0.76	0.9	0.91	-0.8	-0.96	0.93	-0.08	0.86	-0.84	0.94
Net Receivables	0.89	0.68	0.93	0.86	0.86	0.77	0.82	0.55	0.84	0.67	0.86		0.37	-0.49	0.88	0.34	0.65	0.83	0.67	-0.56	-0.77	0.9	0.02	0.76	-0.73	0.88
Other Current Assets	0.59	0.38	0.45	0.51	0.62	0.62	0.48	0.24	0.44	0.67	0.45	0.37		-0.27	0.6	0.58	0.58	0.76	0.45	-0.43	-0.58	0.41	-0.15	0.31	-0.61	0.52
Other Stockholder Equity	-0.62	-0.76	-0.7	-0.73	-0.67	-0.25	-0.77	0.08	-0.75	-0.13	-0.7	-0.49	-0.27		-0.58	-0.46	-0.41	-0.63	-0.56	0.47	0.77	-0.51	0.55	-0.66	0.85	-0.76
Total Liab	1.0	0.83	0.94	0.93	0.98	0.9	0.94	0.5	0.84	0.71	0.97	0.88	0.6	-0.58		0.56	0.81	0.95	0.87	-0.79	-0.94	0.94	-0.02	0.81	-0.83	0.93
Deferred Long Term Liab	0.54	0.56	0.48	0.45	0.55	0.41	0.58	0.18	0.44	0.22	0.54	0.34	0.58	-0.46	0.56		0.47	0.59	0.65	-0.77	-0.68	0.39	-0.14	0.36	-0.49	0.46
Long Term Investments	0.82	0.67	0.74	0.8	0.81	0.77	0.81	0.06	0.77	0.59	0.76	0.65	0.58	-0.41	0.81	0.47		0.8	0.74	-0.64	-0.75	0.76	-0.34	0.38	-0.71	0.75
Total Current Assets	0.96	0.81	0.92	0.93	0.98	0.82	0.91	0.37	0.88	0.75	0.9	0.83	0.76	-0.63	0.95	0.59	0.8		0.8	-0.69	-0.91	0.84	-0.2	0.72	-0.89	0.93
Short Term Debt	0.87	0.89	0.81	0.8	0.85	0.78	0.9	0.36	0.75	0.42	0.91	0.67	0.45	-0.56	0.87	0.65	0.74	0.8		-0.92	-0.9	0.78	-0.02	0.67	-0.64	0.75
Intangible Assets	-0.77	-0.83	-0.67	-0.65	-0.74	-0.74	-0.78	-0.39	-0.61	-0.39	-0.8	-0.56	-0.43	0.47	-0.79	-0.77	-0.64	-0.69	-0.92		0.83	-0.66	-0.06	-0.59	0.54	-0.61
Common Stock	-0.94	-0.89	-0.9	-0.9	-0.94	-0.78	-0.96	-0.36	-0.85	-0.51	-0.96	-0.77	-0.58	0.77	-0.94	-0.68	-0.75	-0.91	-0.9	0.83		-0.85	0.18	-0.8	0.89	-0.91
Property Plant Equipment	0.94	0.75	0.91	0.91	0.92	0.86	0.89	0.49	0.82	0.64	0.93	0.9	0.41	-0.51	0.94	0.39	0.76	0.84	0.78	-0.66	-0.85		0.03	0.82	-0.76	0.91
Short Term Investments	-0.08	-0.28	-0.19	-0.28	-0.17	0.22	-0.26	0.81	-0.44	0.07	-0.08	0.02	-0.15	0.55	-0.02	-0.14	-0.34	-0.2	-0.02	-0.06	0.18	0.03		0.19	0.46	-0.25
Net Debt	0.82	0.7	0.8	0.77	0.8	0.66	0.78	0.64	0.63	0.47	0.86	0.76	0.31	-0.66	0.81	0.36	0.38	0.72	0.67	-0.59	-0.8	0.82	0.19		-0.71	0.83
Common Stock Shares Outstanding	-0.85	-0.79	-0.86	-0.91	-0.89	-0.62	-0.88	-0.12	-0.89	-0.56	-0.84	-0.73	-0.61	0.85	-0.83	-0.49	-0.71	-0.89	-0.64	0.54	0.89	-0.76	0.46	-0.71		-0.94
Net Invested Capital	0.95	0.83	0.97	0.98	0.97	0.74	0.95	0.31	0.92	0.63	0.94	0.88	0.52	-0.76	0.93	0.46	0.75	0.93	0.75	-0.61	-0.91	0.91	-0.25	0.83	-0.94

Click cells to compare fundamentals

Primerica Account Relationship Matchups

Primerica fundamental ratios Accounts

	2021	2022	2023	2024	2025	2026 (projected)
Total Assets	16.1B	14.6B	15.0B	14.6B	16.8B	14.7B
Other Current Liab	35.7M	38.2M	31.7M	52.3M	60.1M	35.0M
Other Liab	9.6B	10.2B	10.8B	10.4B	11.9B	10.3B
Net Tangible Assets	1.6B	1.8B	1.7B	1.4B	1.6B	1.6B
Retained Earnings	2.0B	2.0B	2.3B	2.2B	2.6B	1.8B
Accounts Payable	1.1B	1.0B	513.8M	488.4M	561.6M	798.8M
Cash	392.5M	489.2M	613.1M	687.8M	791.0M	408.6M
Other Assets	2.6B	2.9B	3.1B	2.6B	3.0B	2.9B
Long Term Debt	2.0B	2.0B	2.0B	1.9B	2.2B	1.6B
Net Receivables	4.5B	3.5B	3.3B	3.0B	3.5B	2.0B
Other Current Assets	4.4B	4.5B	4.5B	4.3B	4.9B	4.8B
Total Liab	14.0B	12.6B	13.0B	12.3B	14.2B	12.8B
Total Current Assets	5.0B	5.4B	5.5B	5.3B	6.1B	5.5B
Common Stock	412K	393K	394K	368K	331.2K	346.6K
Net Debt	1.6B	2.0B	1.4B	1.2B	1.4B	1.5B
Net Invested Capital	4.1B	4.0B	4.0B	4.2B	4.8B	3.9B
Capital Stock	394K	368K	350K	334K	300.6K	306.1K

Primerica February 17, 2026 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Primerica help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Primerica. We use our internally-developed statistical techniques to arrive at the intrinsic value of Primerica based on widely used predictive technical indicators. In general, we focus on analyzing Primerica Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Primerica's daily price indicators and compare them against related drivers.

	Information Ratio	(0.06)
	Maximum Drawdown	6.38
	Value At Risk	(2.73)
	Potential Upside	2.7

Complementary Tools for Primerica Stock analysis

When running Primerica's price analysis, check to measure Primerica's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Primerica is operating at the current time. Most of Primerica's value examination focuses on studying past and present price action to predict the probability of Primerica's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Primerica's price. Additionally, you may evaluate how the addition of Primerica to your portfolios can decrease your overall portfolio volatility.

	Idea Breakdown Analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes
	Equity Forecasting Use basic forecasting models to generate price predictions and determine price momentum
	CEOs Directory Screen CEOs from public companies around the world
	Commodity Channel Use Commodity Channel Index to analyze current equity momentum
	Portfolio Center All portfolio management and optimization tools to improve performance of your portfolios
	FinTech Suite Use AI to screen and filter profitable investment opportunities
	My Watchlist Analysis Analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like
	Idea Analyzer Analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas
	Funds Screener Find actively-traded funds from around the world traded on over 30 global exchanges

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2026 Macroaxis LLC