Primerica (Germany) Market Outlook
| PI7 Stock | EUR 210.00 4.00 1.87% |
Roughly 61% of Primerica's investor base is looking to short. The analysis of the overall prospects from investing in Primerica suggests that many traders are, at the present time, alarmed. The current market sentiment, together with Primerica's historical and current headlines, can help investors time the market. In addition, many technical investors use Primerica stock news signals to limit their universe of possible portfolio assets.
Comfort Level 39
Alarmed
Panic | Confidence |
Today, several news technology companies offer sentiment data to assist traders in manufacturing news sentiment indicators for investment decisions. We partner with these technology firms in helping retail investors build forecasting models that use Primerica's input sentiment indicators derived from textual data and news published on major financial information outlets and social sites. These indicators can be used to analyze time-dependent numerical information representing public perception toward Primerica.
News SentimentNeutral | Hype SentimentBearish | Insider SentimentWaiting |
Assuming the 90 days horizon and your way above-average risk tolerance, our recommendation regarding Primerica is 'Strong Hold'. Macroaxis provides Primerica buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding PI7 positions.
Execute Primerica Advice
The Primerica recommendation should be used to complement the investment advice compiled from the current analysts' consensus on Primerica. Macroaxis does not own or have any residual interests in Primerica or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Primerica's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Weakest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Analyst Consensus | Not Available | Details | |
Reporting Quality (M-Score) | Inapplicable | Details |
For the selected time horizon Primerica has a Risk Adjusted Performance of (0.01), Jensen Alpha of (0.06), Total Risk Alpha of (0.12) and Treynor Ratio of (0.05)Macroaxis provides advice on Primerica to complement and cross-verify current analyst consensus on Primerica. Our recommendation engine determines the firm's potential to grow exclusively from the perspective of an investor's current risk tolerance and investing horizon. To make sure Primerica is not overpriced, please check all Primerica fundamentals, including its shares owned by institutions, price to book, and the relationship between the shares owned by insiders and price to earning .
Primerica Trading Alerts and Improvement Suggestions
| Primerica generated a negative expected return over the last 90 days | |
| Primerica has high financial leverage indicating that it may have difficulties to generate enough cash to satisfy its financial obligations | |
| Over 94.0% of the company shares are owned by institutional investors | |
| Latest headline from news.google.com: Primericas Earnings A Preview - Benzinga |
Primerica Returns Distribution Density
The distribution of Primerica's historical returns is an attempt to chart the uncertainty of Primerica's future price movements. The chart of the probability distribution of Primerica daily returns describes the distribution of returns around its average expected value. We use Primerica price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Primerica returns is essential to provide solid investment analysis for Primerica.
| Mean Return | -0.02 | Value At Risk | -2.73 | Potential Upside | 2.70 | Standard Deviation | 1.59 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Primerica historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Primerica Cash Flow Accounts
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Investments | (404.2M) | (178.1M) | (191.1M) | (231.6M) | (208.5M) | (218.9M) | |
| Change In Cash | (155.1M) | 96.7M | 30.7M | 74.7M | 85.9M | 44.6M | |
| Net Borrowings | 213.3M | (12.6M) | (265K) | (256K) | (294.4K) | (279.7K) | |
| Depreciation | 30.1M | 34.4M | 33.3M | 23.4M | 26.9M | 22.1M | |
| Dividends Paid | 74.6M | 83.8M | 91.2M | 112.8M | 129.7M | 65.7M | |
| Capital Expenditures | 24.7M | 25.8M | 15.5M | 29.2M | 33.6M | 19.7M | |
| Net Income | 373.4M | 373.0M | 576.6M | 470.5M | 541.1M | 381.1M | |
| Change To Netincome | (442.7M) | (461.2M) | (487.2M) | (482.0M) | (433.8M) | (455.5M) | |
| End Period Cash Flow | 392.5M | 489.2M | 468.5M | 687.8M | 791.0M | 439.6M | |
| Free Cash Flow | 632.3M | 731.9M | 642.4M | 832.9M | 957.8M | 654.7M | |
| Other Non Cash Items | 110K | 23.3M | (11.2M) | (38.1M) | (43.8M) | (46.0M) |
Primerica Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Primerica or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Primerica's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Primerica stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.06 | |
β | Beta against Dow Jones | 0.68 | |
σ | Overall volatility | 1.47 | |
Ir | Information ratio | -0.05 |
Primerica Volatility Alert
Primerica exhibits very low volatility with skewness of -0.31 and kurtosis of -0.26. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Primerica's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Primerica's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Primerica Fundamentals Vs Peers
Comparing Primerica's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Primerica's direct or indirect competition across all of the common fundamentals between Primerica and the related equities. This way, we can detect undervalued stocks with similar characteristics as Primerica or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Primerica's fundamental indicators could also be used in its relative valuation, which is a method of valuing Primerica by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Primerica to competition |
| Fundamentals | Primerica | Peer Average |
| Return On Equity | 0.32 | -0.31 |
| Return On Asset | 0.0422 | -0.14 |
| Profit Margin | 0.23 % | (1.27) % |
| Operating Margin | 0.30 % | (5.51) % |
| Current Valuation | 7.69 B | 16.62 B |
| Shares Outstanding | 31.81 M | 571.82 M |
| Shares Owned By Insiders | 0.56 % | 10.09 % |
| Shares Owned By Institutions | 94.25 % | 39.21 % |
| Price To Earning | 13.93 X | 28.72 X |
| Price To Book | 3.24 X | 9.51 X |
| Price To Sales | 2.03 X | 11.42 X |
| Revenue | 3.09 B | 9.43 B |
| Gross Profit | 2.32 B | 27.38 B |
| EBITDA | 1.02 B | 3.9 B |
| Net Income | 470.52 M | 570.98 M |
| Cash And Equivalents | 314.41 M | 2.7 B |
| Cash Per Share | 7.43 X | 5.01 X |
| Total Debt | 12.32 B | 5.32 B |
| Debt To Equity | 100.60 % | 48.70 % |
| Current Ratio | 4.94 X | 2.16 X |
| Book Value Per Share | 64.80 X | 1.93 K |
| Cash Flow From Operations | 862.09 M | 971.22 M |
| Earnings Per Share | 19.30 X | 3.12 X |
| Target Price | 181.25 | |
| Number Of Employees | 2.29 K | 18.84 K |
| Beta | 0.91 | -0.15 |
| Market Capitalization | 6.68 B | 19.03 B |
| Total Asset | 14.58 B | 29.47 B |
| Retained Earnings | 2.23 B | 9.33 B |
| Annual Yield | 0.02 % | |
| Five Year Return | 0.88 % | |
| Net Asset | 14.58 B | |
| Last Dividend Paid | 4.32 |
Primerica Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Primerica . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Rate Of Daily Change | 0.98 | |||
| Day Median Price | 210.0 | |||
| Day Typical Price | 210.0 | |||
| Price Action Indicator | (2.00) | |||
| Period Momentum Indicator | (4.00) |
About Primerica Buy or Sell Advice
When is the right time to buy or sell Primerica? Buying financial instruments such as Primerica Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Primerica in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Strategy ETFs Thematic Idea Now
Strategy ETFs
ETF themes focus on helping investors to gain exposure to a broad range of assets, diversify, and lower overall costs. The Strategy ETFs theme has 1748 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Strategy ETFs Theme or any other thematic opportunities.
| View All Next | Launch |
Check out Primerica Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more detail on how to invest in Primerica Stock please use our How to Invest in Primerica guide.You can also try the Sign In To Macroaxis module to sign in to explore Macroaxis' wealth optimization platform and fintech modules.