CPI Card Group Net Income
| PMTS Stock | USD 12.28 0.29 2.31% |
As of the 11th of February 2026, CPI Card shows the Risk Adjusted Performance of (0.04), mean deviation of 2.31, and Coefficient Of Variation of (1,862). In relation to fundamental indicators, the technical analysis model gives you tools to check helpful technical drivers of CPI Card, as well as the relationship between them. Please confirm CPI Card Group standard deviation and potential upside to decide if CPI Card Group is priced favorably, providing market reflects its regular price of 12.28 per share. Given that CPI Card has information ratio of (0.08), we suggest you to validate CPI Card Group's prevailing market performance to make sure the company can sustain itself in the future.
CPI Card Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 0.8694 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 22.4 M | 23.6 M | |
| Net Income From Continuing Ops | 22.4 M | 13.3 M | |
| Net Income Applicable To Common Shares | 42 M | 44.1 M | |
| Net Income Per Share | 1.58 | 1.65 | |
| Net Income Per E B T | 0.70 | 0.78 |
CPI | Net Income | Build AI portfolio with CPI Stock |
The evolution of Net Income for CPI Card Group provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how CPI Card compares to historical norms and industry peers.
Latest CPI Card's Net Income Growth Pattern
Below is the plot of the Net Income of CPI Card Group over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in CPI Card Group financial statement analysis. It represents the amount of money remaining after all of CPI Card Group operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is CPI Card's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in CPI Card's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 19.52 M | 10 Years Trend |
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Net Income |
| Timeline |
CPI Net Income Regression Statistics
| Arithmetic Mean | 9,793,456 | |
| Coefficient Of Variation | 188.52 | |
| Mean Deviation | 13,430,665 | |
| Median | 13,302,000 | |
| Standard Deviation | 18,463,071 | |
| Sample Variance | 340.9T | |
| Range | 74M | |
| R-Value | 0.35 | |
| Mean Square Error | 318.9T | |
| R-Squared | 0.12 | |
| Significance | 0.17 | |
| Slope | 1,281,475 | |
| Total Sum of Squares | 5454.2T |
CPI Net Income History
Other Fundumenentals of CPI Card Group
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
CPI Card Net Income component correlations
CPI Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for CPI Card is extremely important. It helps to project a fair market value of CPI Stock properly, considering its historical fundamentals such as Net Income. Since CPI Card's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of CPI Card's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of CPI Card's interrelated accounts and indicators.
Click cells to compare fundamentals
Is there potential for Technology Hardware, Storage & Peripherals market expansion? Will CPI introduce new products? Factors like these will boost the valuation of CPI Card. Anticipated expansion of CPI directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about CPI Card listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.727 | Earnings Share 1.2 | Revenue Per Share | Quarterly Revenue Growth 0.106 | Return On Assets |
The market value of CPI Card Group is measured differently than its book value, which is the value of CPI that is recorded on the company's balance sheet. Investors also form their own opinion of CPI Card's value that differs from its market value or its book value, called intrinsic value, which is CPI Card's true underlying value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Because CPI Card's market value can be influenced by many factors that don't directly affect CPI Card's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between CPI Card's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding CPI Card should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, CPI Card's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
CPI Card 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to CPI Card's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of CPI Card.
| 11/13/2025 |
| 02/11/2026 |
If you would invest 0.00 in CPI Card on November 13, 2025 and sell it all today you would earn a total of 0.00 from holding CPI Card Group or generate 0.0% return on investment in CPI Card over 90 days. CPI Card is related to or competes with Consumer Portfolio, Open Lending, Security National, Currenc Group, Eagle Financial, Medallion Financial, and OP Bancorp. CPI Card Group Inc., together with its subsidiaries, engages in the design, production, data personalization, packaging,... More
CPI Card Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure CPI Card's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess CPI Card Group upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.08) | |||
| Maximum Drawdown | 17.8 | |||
| Value At Risk | (5.35) | |||
| Potential Upside | 6.81 |
CPI Card Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for CPI Card's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as CPI Card's standard deviation. In reality, there are many statistical measures that can use CPI Card historical prices to predict the future CPI Card's volatility.| Risk Adjusted Performance | (0.04) | |||
| Jensen Alpha | (0.31) | |||
| Total Risk Alpha | (0.51) | |||
| Treynor Ratio | (0.12) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of CPI Card's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
CPI Card February 11, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.11) | |||
| Mean Deviation | 2.31 | |||
| Coefficient Of Variation | (1,862) | |||
| Standard Deviation | 3.19 | |||
| Variance | 10.18 | |||
| Information Ratio | (0.08) | |||
| Jensen Alpha | (0.31) | |||
| Total Risk Alpha | (0.51) | |||
| Treynor Ratio | (0.12) | |||
| Maximum Drawdown | 17.8 | |||
| Value At Risk | (5.35) | |||
| Potential Upside | 6.81 | |||
| Skewness | 0.756 | |||
| Kurtosis | 1.76 |
CPI Card Group Backtested Returns
CPI Card Group secures Sharpe Ratio (or Efficiency) of -0.0243, which signifies that the company had a -0.0243 % return per unit of return volatility over the last 3 months. CPI Card Group exposes twenty-two different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please confirm CPI Card's Risk Adjusted Performance of (0.04), mean deviation of 2.31, and Coefficient Of Variation of (1,862) to double-check the risk estimate we provide. The firm shows a Beta (market volatility) of 1.5, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, CPI Card will likely underperform. At this point, CPI Card Group has a negative expected return of -0.079%. Please make sure to confirm CPI Card's standard deviation, potential upside, as well as the relationship between the Potential Upside and day median price , to decide if CPI Card Group performance from the past will be repeated in the future.
Auto-correlation | -0.47 |
Modest reverse predictability
CPI Card Group has modest reverse predictability. Overlapping area represents the amount of predictability between CPI Card time series from 13th of November 2025 to 28th of December 2025 and 28th of December 2025 to 11th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of CPI Card Group price movement. The serial correlation of -0.47 indicates that about 47.0% of current CPI Card price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.47 | |
| Spearman Rank Test | -0.71 | |
| Residual Average | 0.0 | |
| Price Variance | 0.41 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
CPI Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, CPI Card Group reported net income of 19.52 M. This is 98.47% lower than that of the Technology Hardware, Storage & Peripherals sector and 98.57% lower than that of the Information Technology industry. The net income for all United States stocks is 96.58% higher than that of the company.
CPI Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses CPI Card's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of CPI Card could also be used in its relative valuation, which is a method of valuing CPI Card by comparing valuation metrics of similar companies.CPI Card is currently under evaluation in net income category among its peers.
CPI Card Current Valuation Drivers
We derive many important indicators used in calculating different scores of CPI Card from analyzing CPI Card's financial statements. These drivers represent accounts that assess CPI Card's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of CPI Card's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 208.5M | 407.4M | 219.3M | 333.4M | 300.0M | 176.2M | |
| Enterprise Value | 495.5M | 687.6M | 479.2M | 589.3M | 530.4M | 399.0M |
CPI Card ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, CPI Card's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to CPI Card's managers, analysts, and investors.Environmental | Governance | Social |
CPI Card Institutional Holders
Institutional Holdings refers to the ownership stake in CPI Card that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of CPI Card's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing CPI Card's value.| Shares | Kerrisdale Advisers, Llc | 2025-06-30 | 60.8 K | Dimensional Fund Advisors, Inc. | 2025-06-30 | 60 K | O'shaughnessy Asset Management Llc | 2025-06-30 | 56.8 K | Manatuck Hill Partners Llc | 2025-06-30 | 55 K | Pembroke Management Ltd | 2025-06-30 | 53 K | Jacobs Levy Equity Management, Inc. | 2025-06-30 | 51.6 K | Renaissance Technologies Corp | 2025-06-30 | 49 K | Arrowstreet Capital Limited Partnership | 2025-06-30 | 41.9 K | Two Sigma Investments Llc | 2025-06-30 | 41.1 K | Vanguard Group Inc | 2025-06-30 | 471.3 K | Vector Capital Management, L.p. | 2025-06-30 | 387.4 K |
CPI Fundamentals
| Return On Asset | 0.0944 | ||||
| Profit Margin | 0.03 % | ||||
| Operating Margin | 0.09 % | ||||
| Current Valuation | 448.26 M | ||||
| Shares Outstanding | 11.39 M | ||||
| Shares Owned By Insiders | 4.68 % | ||||
| Shares Owned By Institutions | 75.69 % | ||||
| Number Of Shares Shorted | 207.61 K | ||||
| Price To Earning | 17.09 X | ||||
| Price To Sales | 0.28 X | ||||
| Revenue | 480.6 M | ||||
| Gross Profit | 179.28 M | ||||
| EBITDA | 79.21 M | ||||
| Net Income | 19.52 M | ||||
| Cash And Equivalents | 9.05 M | ||||
| Cash Per Share | 0.80 X | ||||
| Total Debt | 289.47 M | ||||
| Debt To Equity | (4.24) % | ||||
| Current Ratio | 2.56 X | ||||
| Book Value Per Share | (2.25) X | ||||
| Cash Flow From Operations | 43.31 M | ||||
| Short Ratio | 5.99 X | ||||
| Earnings Per Share | 1.20 X | ||||
| Price To Earnings To Growth | (8.08) X | ||||
| Target Price | 28.25 | ||||
| Number Of Employees | 1.5 K | ||||
| Beta | 1.2 | ||||
| Market Capitalization | 143.14 M | ||||
| Total Asset | 349.66 M | ||||
| Retained Earnings | 69.8 M | ||||
| Working Capital | 127.45 M | ||||
| Current Asset | 101.02 M | ||||
| Current Liabilities | 42.02 M | ||||
| Net Asset | 349.66 M |
About CPI Card Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze CPI Card Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of CPI Card using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of CPI Card Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for CPI Stock Analysis
When running CPI Card's price analysis, check to measure CPI Card's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CPI Card is operating at the current time. Most of CPI Card's value examination focuses on studying past and present price action to predict the probability of CPI Card's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CPI Card's price. Additionally, you may evaluate how the addition of CPI Card to your portfolios can decrease your overall portfolio volatility.