ProAssurance Net Income
| PRA Stock | USD 24.35 0.10 0.41% |
As of the 8th of February, ProAssurance holds the Coefficient Of Variation of 973.89, semi deviation of 0.1549, and Risk Adjusted Performance of 0.0617. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of ProAssurance, as well as the relationship between them.
ProAssurance Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 1.4913 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 60.7 M | 94.3 M | |
| Net Income Applicable To Common Shares | 47.5 M | 84.1 M | |
| Net Income From Continuing Ops | 47.5 M | 90.8 M | |
| Net Income Per Share | 0.93 | 1.22 | |
| Net Income Per E B T | 0.96 | 0.89 |
ProAssurance | Net Income | Build AI portfolio with ProAssurance Stock |
Analyzing ProAssurance's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing ProAssurance's current valuation and future prospects.
Latest ProAssurance's Net Income Growth Pattern
Below is the plot of the Net Income of ProAssurance over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in ProAssurance financial statement analysis. It represents the amount of money remaining after all of ProAssurance operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is ProAssurance's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in ProAssurance's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 52.74 M | 10 Years Trend |
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Net Income |
| Timeline |
ProAssurance Net Income Regression Statistics
| Arithmetic Mean | 96,383,973 | |
| Coefficient Of Variation | 128.99 | |
| Mean Deviation | 94,922,845 | |
| Median | 98,979,942 | |
| Standard Deviation | 124,321,249 | |
| Sample Variance | 15455.8T | |
| Range | 473.2M | |
| R-Value | (0.54) | |
| Mean Square Error | 11696.4T | |
| R-Squared | 0.29 | |
| Significance | 0.03 | |
| Slope | (13,270,091) | |
| Total Sum of Squares | 247292.4T |
ProAssurance Net Income History
Other Fundumenentals of ProAssurance
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
ProAssurance Net Income component correlations
ProAssurance Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for ProAssurance is extremely important. It helps to project a fair market value of ProAssurance Stock properly, considering its historical fundamentals such as Net Income. Since ProAssurance's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of ProAssurance's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of ProAssurance's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ProAssurance. Anticipated expansion of ProAssurance directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive ProAssurance assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth (0.91) | Earnings Share 0.65 | Revenue Per Share | Quarterly Revenue Growth (0.03) | Return On Assets |
Understanding ProAssurance requires distinguishing between market price and book value, where the latter reflects ProAssurance's accounting equity. The concept of intrinsic value - what ProAssurance's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push ProAssurance's price substantially above or below its fundamental value.
It's important to distinguish between ProAssurance's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding ProAssurance should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, ProAssurance's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
ProAssurance 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to ProAssurance's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of ProAssurance.
| 11/10/2025 |
| 02/08/2026 |
If you would invest 0.00 in ProAssurance on November 10, 2025 and sell it all today you would earn a total of 0.00 from holding ProAssurance or generate 0.0% return on investment in ProAssurance over 90 days. ProAssurance is related to or competes with Maiden Holdings, Root, Safety Insurance, Selective Insurance, Oaktree Specialty, HIVE Digital, and ConnectOne Bancorp. ProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products i... More
ProAssurance Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure ProAssurance's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess ProAssurance upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 0.2546 | |||
| Information Ratio | (0.24) | |||
| Maximum Drawdown | 1.2 | |||
| Value At Risk | (0.41) | |||
| Potential Upside | 0.4139 |
ProAssurance Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for ProAssurance's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as ProAssurance's standard deviation. In reality, there are many statistical measures that can use ProAssurance historical prices to predict the future ProAssurance's volatility.| Risk Adjusted Performance | 0.0617 | |||
| Jensen Alpha | 0.0158 | |||
| Total Risk Alpha | (0.01) | |||
| Sortino Ratio | (0.25) | |||
| Treynor Ratio | 1.45 |
ProAssurance February 8, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0617 | |||
| Market Risk Adjusted Performance | 1.46 | |||
| Mean Deviation | 0.199 | |||
| Semi Deviation | 0.1549 | |||
| Downside Deviation | 0.2546 | |||
| Coefficient Of Variation | 973.89 | |||
| Standard Deviation | 0.26 | |||
| Variance | 0.0676 | |||
| Information Ratio | (0.24) | |||
| Jensen Alpha | 0.0158 | |||
| Total Risk Alpha | (0.01) | |||
| Sortino Ratio | (0.25) | |||
| Treynor Ratio | 1.45 | |||
| Maximum Drawdown | 1.2 | |||
| Value At Risk | (0.41) | |||
| Potential Upside | 0.4139 | |||
| Downside Variance | 0.0648 | |||
| Semi Variance | 0.024 | |||
| Expected Short fall | (0.24) | |||
| Skewness | 0.3689 | |||
| Kurtosis | 1.5 |
ProAssurance Backtested Returns
At this point, ProAssurance is very steady. ProAssurance maintains Sharpe Ratio (i.e., Efficiency) of 0.0904, which implies the firm had a 0.0904 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for ProAssurance, which you can use to evaluate the volatility of the company. Please check ProAssurance's Semi Deviation of 0.1549, coefficient of variation of 973.89, and Risk Adjusted Performance of 0.0617 to confirm if the risk estimate we provide is consistent with the expected return of 0.0237%. ProAssurance has a performance score of 7 on a scale of 0 to 100. The company holds a Beta of 0.0115, which implies not very significant fluctuations relative to the market. As returns on the market increase, ProAssurance's returns are expected to increase less than the market. However, during the bear market, the loss of holding ProAssurance is expected to be smaller as well. ProAssurance right now holds a risk of 0.26%. Please check ProAssurance semi variance, and the relationship between the maximum drawdown and accumulation distribution , to decide if ProAssurance will be following its historical price patterns.
Auto-correlation | 0.63 |
Good predictability
ProAssurance has good predictability. Overlapping area represents the amount of predictability between ProAssurance time series from 10th of November 2025 to 25th of December 2025 and 25th of December 2025 to 8th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of ProAssurance price movement. The serial correlation of 0.63 indicates that roughly 63.0% of current ProAssurance price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.63 | |
| Spearman Rank Test | 0.32 | |
| Residual Average | 0.0 | |
| Price Variance | 0.02 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
ProAssurance Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, ProAssurance reported net income of 52.74 M. This is 95.87% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 90.76% higher than that of the company.
ProAssurance Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses ProAssurance's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of ProAssurance could also be used in its relative valuation, which is a method of valuing ProAssurance by comparing valuation metrics of similar companies.ProAssurance is currently under evaluation in net income category among its peers.
ProAssurance ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, ProAssurance's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to ProAssurance's managers, analysts, and investors.Environmental | Governance | Social |
ProAssurance Institutional Holders
Institutional Holdings refers to the ownership stake in ProAssurance that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of ProAssurance's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing ProAssurance's value.| Shares | Lmr Partners Llp | 2025-06-30 | 806.5 K | Test Hedge Fund Mgmt | 2025-06-30 | 659.7 K | Millennium Management Llc | 2025-06-30 | 603.2 K | Renaissance Technologies Corp | 2025-06-30 | 590.5 K | Charles Schwab Investment Management Inc | 2025-06-30 | 587.4 K | Amvescap Plc. | 2025-06-30 | 583.4 K | Northern Trust Corp | 2025-06-30 | 567.8 K | Eckert Corp | 2025-06-30 | 548.7 K | Water Island Capital Llc | 2025-06-30 | 547.4 K | Blackrock Inc | 2025-06-30 | 7.3 M | Vanguard Group Inc | 2025-06-30 | 5.6 M |
ProAssurance Fundamentals
| Return On Equity | 0.0266 | ||||
| Return On Asset | 0.0093 | ||||
| Profit Margin | 0.03 % | ||||
| Operating Margin | 0.05 % | ||||
| Current Valuation | 1.64 B | ||||
| Shares Outstanding | 51.41 M | ||||
| Shares Owned By Insiders | 1.27 % | ||||
| Shares Owned By Institutions | 97.98 % | ||||
| Number Of Shares Shorted | 5.75 M | ||||
| Price To Earning | 26.68 X | ||||
| Price To Book | 0.96 X | ||||
| Price To Sales | 1.12 X | ||||
| Revenue | 1.13 B | ||||
| Gross Profit | 267.56 M | ||||
| EBITDA | 103.17 M | ||||
| Net Income | 52.74 M | ||||
| Cash And Equivalents | 54.88 M | ||||
| Cash Per Share | 7.52 X | ||||
| Total Debt | 442.26 M | ||||
| Debt To Equity | 0.38 % | ||||
| Current Ratio | 2.44 X | ||||
| Book Value Per Share | 25.37 X | ||||
| Cash Flow From Operations | (10.71 M) | ||||
| Short Ratio | 12.57 X | ||||
| Earnings Per Share | 0.65 X | ||||
| Price To Earnings To Growth | 1.02 X | ||||
| Target Price | 25.0 | ||||
| Number Of Employees | 1.04 K | ||||
| Beta | 0.051 | ||||
| Market Capitalization | 1.25 B | ||||
| Total Asset | 5.57 B | ||||
| Retained Earnings | 1.43 B | ||||
| Five Year Return | 2.74 % | ||||
| Net Asset | 5.57 B | ||||
| Last Dividend Paid | 0.05 |
About ProAssurance Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze ProAssurance's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of ProAssurance using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of ProAssurance based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether ProAssurance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ProAssurance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Proassurance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Proassurance Stock:Check out For information on how to trade ProAssurance Stock refer to our How to Trade ProAssurance Stock guide.You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ProAssurance. Anticipated expansion of ProAssurance directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive ProAssurance assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth (0.91) | Earnings Share 0.65 | Revenue Per Share | Quarterly Revenue Growth (0.03) | Return On Assets |
Understanding ProAssurance requires distinguishing between market price and book value, where the latter reflects ProAssurance's accounting equity. The concept of intrinsic value - what ProAssurance's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push ProAssurance's price substantially above or below its fundamental value.
It's important to distinguish between ProAssurance's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding ProAssurance should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, ProAssurance's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.