PSB Holdings Net Income
| PSBQ Stock | USD 28.24 0.01 0.04% |
As of the 18th of February 2026, PSB Holdings owns the semi deviation of 0.5977, and Market Risk Adjusted Performance of 0.605. In relation to fundamental indicators, the technical analysis model allows you to check practical technical drivers of PSB Holdings, as well as the relationship between them. Strictly speaking, you can use this information to find out if the company will indeed mirror its model of historical prices and volume patterns, or the prices will eventually revert. We have analyzed nineteen technical drivers for PSB Holdings, which can be compared to its peers in the sector.
Analyzing historical trends in various income statement and balance sheet accounts from PSB Holdings' financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting PSB Holdings' valuation are summarized below:PSB Holdings does not now have any fundamental measures for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. PSB |
PSB Holdings 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to PSB Holdings' otc stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of PSB Holdings.
| 11/20/2025 |
| 02/18/2026 |
If you would invest 0.00 in PSB Holdings on November 20, 2025 and sell it all today you would earn a total of 0.00 from holding PSB Holdings or generate 0.0% return on investment in PSB Holdings over 90 days. PSB Holdings is related to or competes with Croghan Bancshares, American Bank, United Bancshares, First Keystone, CommerceWest Bank, Oxford Bank, and Dimeco. PSB Holdings, Inc. operates as the holding company for Peoples State Bank that provides a range of retail consumer and c... More
PSB Holdings Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure PSB Holdings' otc stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess PSB Holdings upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.3 | |||
| Information Ratio | 0.139 | |||
| Maximum Drawdown | 4.74 | |||
| Value At Risk | (1.52) | |||
| Potential Upside | 1.87 |
PSB Holdings Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for PSB Holdings' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as PSB Holdings' standard deviation. In reality, there are many statistical measures that can use PSB Holdings historical prices to predict the future PSB Holdings' volatility.| Risk Adjusted Performance | 0.1554 | |||
| Jensen Alpha | 0.1666 | |||
| Total Risk Alpha | 0.1264 | |||
| Sortino Ratio | 0.105 | |||
| Treynor Ratio | 0.595 |
PSB Holdings February 18, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1554 | |||
| Market Risk Adjusted Performance | 0.605 | |||
| Mean Deviation | 0.6821 | |||
| Semi Deviation | 0.5977 | |||
| Downside Deviation | 1.3 | |||
| Coefficient Of Variation | 518.03 | |||
| Standard Deviation | 0.982 | |||
| Variance | 0.9642 | |||
| Information Ratio | 0.139 | |||
| Jensen Alpha | 0.1666 | |||
| Total Risk Alpha | 0.1264 | |||
| Sortino Ratio | 0.105 | |||
| Treynor Ratio | 0.595 | |||
| Maximum Drawdown | 4.74 | |||
| Value At Risk | (1.52) | |||
| Potential Upside | 1.87 | |||
| Downside Variance | 1.69 | |||
| Semi Variance | 0.3573 | |||
| Expected Short fall | (1.00) | |||
| Skewness | (0.13) | |||
| Kurtosis | 1.49 |
PSB Holdings Backtested Returns
PSB Holdings appears to be very steady, given 3 months investment horizon. PSB Holdings retains Efficiency (Sharpe Ratio) of 0.29, which implies the firm had a 0.29 % return per unit of risk over the last 3 months. We have found twenty-seven technical indicators for PSB Holdings, which you can use to evaluate the volatility of the company. Please evaluate PSB Holdings' market risk adjusted performance of 0.605, and Semi Deviation of 0.5977 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, PSB Holdings holds a performance score of 23. The company owns a Beta (Systematic Risk) of 0.3, which implies possible diversification benefits within a given portfolio. As returns on the market increase, PSB Holdings' returns are expected to increase less than the market. However, during the bear market, the loss of holding PSB Holdings is expected to be smaller as well. Please check PSB Holdings' value at risk, and the relationship between the jensen alpha and skewness , to make a quick decision on whether PSB Holdings' current price history will revert.
Auto-correlation | 0.88 |
Very good predictability
PSB Holdings has very good predictability. Overlapping area represents the amount of predictability between PSB Holdings time series from 20th of November 2025 to 4th of January 2026 and 4th of January 2026 to 18th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of PSB Holdings price movement. The serial correlation of 0.88 indicates that approximately 88.0% of current PSB Holdings price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.88 | |
| Spearman Rank Test | 0.85 | |
| Residual Average | 0.0 | |
| Price Variance | 0.6 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, PSB Holdings reported net income of 12.82 M. This is 99.0% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 97.76% higher than that of the company.
PSB Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses PSB Holdings' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the otc stocks which would be a good addition to a portfolio. Peer analysis of PSB Holdings could also be used in its relative valuation, which is a method of valuing PSB Holdings by comparing valuation metrics of similar companies.PSB Holdings is currently under evaluation in net income category among its peers.
PSB Fundamentals
| Return On Equity | 0.13 | |||
| Return On Asset | 0.0103 | |||
| Profit Margin | 0.29 % | |||
| Operating Margin | 0.38 % | |||
| Current Valuation | 145.36 M | |||
| Shares Outstanding | 4.41 M | |||
| Shares Owned By Institutions | 9.38 % | |||
| Price To Earning | 7.60 X | |||
| Price To Book | 1.02 X | |||
| Price To Sales | 2.08 X | |||
| Revenue | 48.19 M | |||
| Gross Profit | 47.45 M | |||
| Net Income | 12.82 M | |||
| Cash And Equivalents | 40.68 M | |||
| Cash Per Share | 9.21 X | |||
| Total Debt | 62.22 M | |||
| Debt To Equity | 10.95 % | |||
| Book Value Per Share | 22.05 X | |||
| Cash Flow From Operations | 13.39 M | |||
| Earnings Per Share | 2.98 X | |||
| Number Of Employees | 14 | |||
| Beta | 0.26 | |||
| Market Capitalization | 113.68 M | |||
| Total Asset | 1.3 B | |||
| Retained Earnings | 57.56 M | |||
| Z Score | 0.6 | |||
| Annual Yield | 0.02 % | |||
| Five Year Return | 1.66 % | |||
| Net Asset | 1.3 B | |||
| Last Dividend Paid | 0.5 |
About PSB Holdings Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze PSB Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of PSB Holdings using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of PSB Holdings based on its fundamental data. In general, a quantitative approach, as applied to this otc stock, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with PSB Holdings
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if PSB Holdings position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in PSB Holdings will appreciate offsetting losses from the drop in the long position's value.Moving against PSB OTC Stock
The ability to find closely correlated positions to PSB Holdings could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace PSB Holdings when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back PSB Holdings - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling PSB Holdings to buy it.
The correlation of PSB Holdings is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as PSB Holdings moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if PSB Holdings moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for PSB Holdings can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Additional Tools for PSB OTC Stock Analysis
When running PSB Holdings' price analysis, check to measure PSB Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PSB Holdings is operating at the current time. Most of PSB Holdings' value examination focuses on studying past and present price action to predict the probability of PSB Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PSB Holdings' price. Additionally, you may evaluate how the addition of PSB Holdings to your portfolios can decrease your overall portfolio volatility.