Potomac Bancshares Stock Net Income
| PTBS Stock | USD 19.29 0.39 2.06% |
As of the 10th of February, Potomac Bancshares holds the Semi Deviation of 1.82, risk adjusted performance of 0.0543, and Coefficient Of Variation of 1620.49. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Potomac Bancshares, as well as the relationship between them. Please check Potomac Bancshares jensen alpha and downside variance to decide if Potomac Bancshares is priced some-what accurately, providing market reflects its current price of 19.29 per share. Given that Potomac Bancshares has jensen alpha of 0.0551, we recommend you to check out Potomac Bancshares's recent market performance to make sure the company can sustain itself at a future point.
Potomac Bancshares' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Potomac Bancshares' valuation are provided below:Potomac Bancshares does not presently have any trending fundamental ratios for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Potomac |
Potomac Bancshares 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Potomac Bancshares' pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Potomac Bancshares.
| 11/12/2025 |
| 02/10/2026 |
If you would invest 0.00 in Potomac Bancshares on November 12, 2025 and sell it all today you would earn a total of 0.00 from holding Potomac Bancshares or generate 0.0% return on investment in Potomac Bancshares over 90 days. Potomac Bancshares is related to or competes with New Peoples, Consumers Bancorp, National Capital, Citizens Bancshares, Southeastern Banking, Century Next, and Citizens Bancorp. Potomac Bancshares, Inc. operates as the bank holding company for Bank of Charles Town that provides various banking pro... More
Potomac Bancshares Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Potomac Bancshares' pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Potomac Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.53 | |||
| Information Ratio | (0) | |||
| Maximum Drawdown | 9.09 | |||
| Value At Risk | (2.95) | |||
| Potential Upside | 2.06 |
Potomac Bancshares Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Potomac Bancshares' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Potomac Bancshares' standard deviation. In reality, there are many statistical measures that can use Potomac Bancshares historical prices to predict the future Potomac Bancshares' volatility.| Risk Adjusted Performance | 0.0543 | |||
| Jensen Alpha | 0.0551 | |||
| Total Risk Alpha | (0.09) | |||
| Sortino Ratio | (0.0009) | |||
| Treynor Ratio | 0.2449 |
Potomac Bancshares February 10, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0543 | |||
| Market Risk Adjusted Performance | 0.2549 | |||
| Mean Deviation | 1.01 | |||
| Semi Deviation | 1.82 | |||
| Downside Deviation | 2.53 | |||
| Coefficient Of Variation | 1620.49 | |||
| Standard Deviation | 1.56 | |||
| Variance | 2.43 | |||
| Information Ratio | (0) | |||
| Jensen Alpha | 0.0551 | |||
| Total Risk Alpha | (0.09) | |||
| Sortino Ratio | (0.0009) | |||
| Treynor Ratio | 0.2449 | |||
| Maximum Drawdown | 9.09 | |||
| Value At Risk | (2.95) | |||
| Potential Upside | 2.06 | |||
| Downside Variance | 6.39 | |||
| Semi Variance | 3.31 | |||
| Expected Short fall | (1.05) | |||
| Skewness | (1.68) | |||
| Kurtosis | 5.08 |
Potomac Bancshares Backtested Returns
Currently, Potomac Bancshares is very steady. Potomac Bancshares maintains Sharpe Ratio (i.e., Efficiency) of 0.0139, which implies the firm had a 0.0139 % return per unit of risk over the last 3 months. We have found twenty-seven technical indicators for Potomac Bancshares, which you can use to evaluate the volatility of the company. Please check Potomac Bancshares' Coefficient Of Variation of 1620.49, semi deviation of 1.82, and Risk Adjusted Performance of 0.0543 to confirm if the risk estimate we provide is consistent with the expected return of 0.022%. Potomac Bancshares has a performance score of 1 on a scale of 0 to 100. The company holds a Beta of 0.35, which implies possible diversification benefits within a given portfolio. As returns on the market increase, Potomac Bancshares' returns are expected to increase less than the market. However, during the bear market, the loss of holding Potomac Bancshares is expected to be smaller as well. Potomac Bancshares right now holds a risk of 1.58%. Please check Potomac Bancshares downside variance, as well as the relationship between the daily balance of power and period momentum indicator , to decide if Potomac Bancshares will be following its historical price patterns.
Auto-correlation | 0.03 |
Virtually no predictability
Potomac Bancshares has virtually no predictability. Overlapping area represents the amount of predictability between Potomac Bancshares time series from 12th of November 2025 to 27th of December 2025 and 27th of December 2025 to 10th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Potomac Bancshares price movement. The serial correlation of 0.03 indicates that only 3.0% of current Potomac Bancshares price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.03 | |
| Spearman Rank Test | 0.12 | |
| Residual Average | 0.0 | |
| Price Variance | 0.08 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Potomac Bancshares reported net income of 7.57 M. This is 99.41% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 98.67% higher than that of the company.
Potomac Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Potomac Bancshares' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of Potomac Bancshares could also be used in its relative valuation, which is a method of valuing Potomac Bancshares by comparing valuation metrics of similar companies.Potomac Bancshares is currently under evaluation in net income category among its peers.
Potomac Fundamentals
| Return On Equity | 0.0709 | |||
| Return On Asset | 0.0067 | |||
| Profit Margin | 0.25 % | |||
| Operating Margin | 0.33 % | |||
| Current Valuation | 76.48 M | |||
| Shares Outstanding | 4.13 M | |||
| Shares Owned By Institutions | 5.04 % | |||
| Price To Earning | 18.50 X | |||
| Price To Book | 0.83 X | |||
| Price To Sales | 2.40 X | |||
| Revenue | 28.97 M | |||
| Gross Profit | 27.9 M | |||
| Net Income | 7.57 M | |||
| Cash And Equivalents | 89.02 M | |||
| Cash Per Share | 21.48 X | |||
| Total Debt | 18.68 M | |||
| Book Value Per Share | 14.70 X | |||
| Cash Flow From Operations | 10.72 M | |||
| Earnings Per Share | 1.80 X | |||
| Number Of Employees | 18 | |||
| Beta | 0.41 | |||
| Market Capitalization | 69.49 M | |||
| Total Asset | 298.3 M | |||
| Retained Earnings | 22.97 M | |||
| Z Score | 1.8 | |||
| Annual Yield | 0.02 % | |||
| Five Year Return | 2.04 % | |||
| Last Dividend Paid | 0.35 |
About Potomac Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Potomac Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Potomac Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Potomac Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Potomac Pink Sheet Analysis
When running Potomac Bancshares' price analysis, check to measure Potomac Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Potomac Bancshares is operating at the current time. Most of Potomac Bancshares' value examination focuses on studying past and present price action to predict the probability of Potomac Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Potomac Bancshares' price. Additionally, you may evaluate how the addition of Potomac Bancshares to your portfolios can decrease your overall portfolio volatility.