Ready Capital Net Income
| RCB Stock | USD 24.75 0.01 0.04% |
As of the 17th of February 2026, Ready Capital holds the Coefficient Of Variation of 942.32, semi deviation of 0.1536, and Risk Adjusted Performance of 0.0694. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Ready Capital, as well as the relationship between them.
Ready Capital Total Revenue |
|
| Last Reported | Projected for Next Year | ||
| Net Loss | -376.6 M | -357.8 M | |
| Net Income From Continuing Ops | 184 M | 193.2 M | |
| Net Income Applicable To Common Shares | 162.3 M | 170.4 M | |
| Net Loss | (2.96) | (2.82) | |
| Net Income Per E B T | 0.76 | 0.68 |
Ready | Net Income | Build AI portfolio with Ready Stock |
Analyzing Ready Capital's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Ready Capital's current valuation and future prospects.
Latest Ready Capital's Net Income Growth Pattern
Below is the plot of the Net Income of Ready Capital over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Ready Capital financial statement analysis. It represents the amount of money remaining after all of Ready Capital operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Ready Capital's Net Loss historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Ready Capital's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported (418.49 M) | 10 Years Trend |
|
Net Income |
| Timeline |
Ready Net Income Regression Statistics
| Arithmetic Mean | (6,274,358) | |
| Coefficient Of Variation | (3,324) | |
| Mean Deviation | 141,613,051 | |
| Median | 42,033,000 | |
| Standard Deviation | 208,530,045 | |
| Sample Variance | 43484.8T | |
| Range | 783.2M | |
| R-Value | (0.37) | |
| Mean Square Error | 39888.3T | |
| R-Squared | 0.14 | |
| Significance | 0.14 | |
| Slope | (15,453,283) | |
| Total Sum of Squares | 695756.5T |
Ready Net Income History
Other Fundumenentals of Ready Capital
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Ready Capital Net Income component correlations
Ready Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Ready Capital is extremely important. It helps to project a fair market value of Ready Stock properly, considering its historical fundamentals such as Net Income. Since Ready Capital's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Ready Capital's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Ready Capital's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ready Capital. Anticipated expansion of Ready directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Ready Capital assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Understanding Ready Capital requires distinguishing between market price and book value, where the latter reflects Ready's accounting equity. The concept of intrinsic value - what Ready Capital's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push Ready Capital's price substantially above or below its fundamental value.
It's important to distinguish between Ready Capital's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Ready Capital should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Ready Capital's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Ready Capital 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Ready Capital's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Ready Capital.
| 11/19/2025 |
| 02/17/2026 |
If you would invest 0.00 in Ready Capital on November 19, 2025 and sell it all today you would earn a total of 0.00 from holding Ready Capital or generate 0.0% return on investment in Ready Capital over 90 days. Ready Capital is related to or competes with TPG RE, Redwood Trust, Whitestone REIT, New York, AG Mortgage, Invesco Mortgage, and Franklin BSP. Ready Capital Corporation operates as a real estate finance company in the United States More
Ready Capital Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Ready Capital's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Ready Capital upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 0.2829 | |||
| Information Ratio | (0.12) | |||
| Maximum Drawdown | 1.6 | |||
| Value At Risk | (0.41) | |||
| Potential Upside | 0.6675 |
Ready Capital Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Ready Capital's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Ready Capital's standard deviation. In reality, there are many statistical measures that can use Ready Capital historical prices to predict the future Ready Capital's volatility.| Risk Adjusted Performance | 0.0694 | |||
| Jensen Alpha | 0.0217 | |||
| Total Risk Alpha | (0.0002) | |||
| Sortino Ratio | (0.13) | |||
| Treynor Ratio | 1.46 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Ready Capital's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Ready Capital February 17, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0694 | |||
| Market Risk Adjusted Performance | 1.47 | |||
| Mean Deviation | 0.2215 | |||
| Semi Deviation | 0.1536 | |||
| Downside Deviation | 0.2829 | |||
| Coefficient Of Variation | 942.32 | |||
| Standard Deviation | 0.3076 | |||
| Variance | 0.0946 | |||
| Information Ratio | (0.12) | |||
| Jensen Alpha | 0.0217 | |||
| Total Risk Alpha | (0.0002) | |||
| Sortino Ratio | (0.13) | |||
| Treynor Ratio | 1.46 | |||
| Maximum Drawdown | 1.6 | |||
| Value At Risk | (0.41) | |||
| Potential Upside | 0.6675 | |||
| Downside Variance | 0.08 | |||
| Semi Variance | 0.0236 | |||
| Expected Short fall | (0.28) | |||
| Skewness | 0.9227 | |||
| Kurtosis | 2.53 |
Ready Capital Backtested Returns
At this point, Ready Capital is very steady. Ready Capital maintains Sharpe Ratio (i.e., Efficiency) of 0.14, which implies the firm had a 0.14 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Ready Capital, which you can use to evaluate the volatility of the company. Please check Ready Capital's Coefficient Of Variation of 942.32, risk adjusted performance of 0.0694, and Semi Deviation of 0.1536 to confirm if the risk estimate we provide is consistent with the expected return of 0.0448%. Ready Capital has a performance score of 11 on a scale of 0 to 100. The company holds a Beta of 0.0155, which implies not very significant fluctuations relative to the market. As returns on the market increase, Ready Capital's returns are expected to increase less than the market. However, during the bear market, the loss of holding Ready Capital is expected to be smaller as well. Ready Capital right now holds a risk of 0.31%. Please check Ready Capital maximum drawdown, skewness, and the relationship between the total risk alpha and downside variance , to decide if Ready Capital will be following its historical price patterns.
Auto-correlation | 0.52 |
Modest predictability
Ready Capital has modest predictability. Overlapping area represents the amount of predictability between Ready Capital time series from 19th of November 2025 to 3rd of January 2026 and 3rd of January 2026 to 17th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Ready Capital price movement. The serial correlation of 0.52 indicates that about 52.0% of current Ready Capital price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.52 | |
| Spearman Rank Test | 0.22 | |
| Residual Average | 0.0 | |
| Price Variance | 0.03 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Ready Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
|
Based on the recorded statements, Ready Capital reported net income of (418.49 Million). This is much lower than that of the Financial Services sector and significantly lower than that of the Financials industry. The net income for all United States stocks is notably higher than that of the company.
Ready Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Ready Capital's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Ready Capital could also be used in its relative valuation, which is a method of valuing Ready Capital by comparing valuation metrics of similar companies.Ready Capital is currently under evaluation in net income category among its peers.
Ready Capital Current Valuation Drivers
We derive many important indicators used in calculating different scores of Ready Capital from analyzing Ready Capital's financial statements. These drivers represent accounts that assess Ready Capital's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Ready Capital's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 1.1B | 1.2B | 1.5B | 1.2B | 1.0B | 582.2M | |
| Enterprise Value | 8.8B | 10.4B | 8.6B | 7.0B | 6.3B | 3.3B |
Ready Capital ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Ready Capital's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Ready Capital's managers, analysts, and investors.Environmental | Governance | Social |
Ready Fundamentals
| Return On Equity | 0.14 | ||||
| Price To Earning | 14.32 X | ||||
| Revenue | 907.04 M | ||||
| Gross Profit | 174.5 M | ||||
| EBITDA | 162.02 M | ||||
| Net Income | (418.49 M) | ||||
| Cash And Equivalents | 61 M | ||||
| Cash Per Share | 1.35 X | ||||
| Total Debt | 437.85 M | ||||
| Debt To Equity | 445.90 % | ||||
| Current Ratio | 2.92 X | ||||
| Book Value Per Share | 16.20 X | ||||
| Cash Flow From Operations | (51.22 M) | ||||
| Number Of Employees | 400 | ||||
| Beta | 0.7 | ||||
| Market Capitalization | 1.74 B | ||||
| Total Asset | 10.14 B | ||||
| Retained Earnings | (505.09 M) | ||||
| Annual Yield | 0.05 % | ||||
| Net Asset | 10.14 B | ||||
| Last Dividend Paid | 1.6 |
About Ready Capital Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Ready Capital's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Ready Capital using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Ready Capital based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Ready Capital offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Ready Capital's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Ready Capital Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Ready Capital Stock:Check out For information on how to trade Ready Stock refer to our How to Trade Ready Stock guide.You can also try the Portfolio Diagnostics module to use generated alerts and portfolio events aggregator to diagnose current holdings.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ready Capital. Anticipated expansion of Ready directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Ready Capital assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Understanding Ready Capital requires distinguishing between market price and book value, where the latter reflects Ready's accounting equity. The concept of intrinsic value - what Ready Capital's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push Ready Capital's price substantially above or below its fundamental value.
It's important to distinguish between Ready Capital's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Ready Capital should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Ready Capital's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.