RLI Corp Net Income

RLI Stock  USD 61.62  0.81  1.30%   
As of the 14th of February 2026, RLI Corp holds the semi deviation of 1.51, and Risk Adjusted Performance of 0.0103. Concerning fundamental indicators, the technical analysis model allows you to check practical technical drivers of RLI Corp, as well as the relationship between them.

RLI Corp Total Revenue

1.98 Billion

RLI Corp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing RLI Corp's valuation are provided below:
Gross Profit
648.1 M
Profit Margin
0.2143
Market Capitalization
5.7 B
Enterprise Value Revenue
3.0728
Revenue
1.9 B
We have found one hundred twenty available trending fundamental ratios for RLI Corp, which can be analyzed and compared to other ratios and to its competitors. Traders should compare all of RLI Corp recent fundamentals against the fundamentals between 2010 and 2026 to make sure the company is sustainable this year. The RLI Corp's current Market Cap is estimated to increase to about 5.7 B. The RLI Corp's current Enterprise Value is estimated to increase to about 5.9 B This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income397.6 M417.5 M
Net Income Applicable To Common Shares403.3 M423.5 M
Net Income From Continuing Ops397.6 M211.9 M
Net Income Per Share 4.37  4.59 
Net Income Per E B T 0.80  0.62 
As of now, RLI Corp's Net Income is increasing as compared to previous years. The RLI Corp's current Net Income Applicable To Common Shares is estimated to increase to about 423.5 M, while Net Income From Continuing Ops is projected to decrease to under 211.9 M.
  
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The Net Income trend for RLI Corp offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether RLI Corp is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest RLI Corp's Net Income Growth Pattern

Below is the plot of the Net Income of RLI Corp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in RLI Corp financial statement analysis. It represents the amount of money remaining after all of RLI Corp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is RLI Corp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in RLI Corp's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 345.78 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

RLI Net Income Regression Statistics

Arithmetic Mean212,126,109
Geometric Mean148,833,108
Coefficient Of Variation72.41
Mean Deviation125,557,553
Median137,544,000
Standard Deviation153,607,855
Sample Variance23595.4T
Range579.3M
R-Value0.81
Mean Square Error8740.1T
R-Squared0.65
Significance0.000087
Slope24,576,058
Total Sum of Squares377526T

RLI Net Income History

2026423.5 M
2025403.3 M
2024345.8 M
2023304.6 M
2022583.4 M
2021279.4 M
2020157.1 M

Other Fundumenentals of RLI Corp

RLI Corp Net Income component correlations

RLI Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for RLI Corp is extremely important. It helps to project a fair market value of RLI Stock properly, considering its historical fundamentals such as Net Income. Since RLI Corp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of RLI Corp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of RLI Corp's interrelated accounts and indicators.
Is there potential for Property & Casualty Insurance market expansion? Will RLI introduce new products? Factors like these will boost the valuation of RLI Corp. Anticipated expansion of RLI directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about RLI Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.244
Dividend Share
0.63
Earnings Share
4.37
Revenue Per Share
20.375
Quarterly Revenue Growth
0.061
The market value of RLI Corp is measured differently than its book value, which is the value of RLI that is recorded on the company's balance sheet. Investors also form their own opinion of RLI Corp's value that differs from its market value or its book value, called intrinsic value, which is RLI Corp's true underlying value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Because RLI Corp's market value can be influenced by many factors that don't directly affect RLI Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between RLI Corp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding RLI Corp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, RLI Corp's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.

RLI Corp 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to RLI Corp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of RLI Corp.
0.00
11/16/2025
No Change 0.00  0.0 
In 2 months and 31 days
02/14/2026
0.00
If you would invest  0.00  in RLI Corp on November 16, 2025 and sell it all today you would earn a total of 0.00 from holding RLI Corp or generate 0.0% return on investment in RLI Corp over 90 days. RLI Corp is related to or competes with Hanover Insurance, Allstate, White Mountains, Selective Insurance, Mercury General, AXIS Capital, and Home BancShares. RLI Corp., an insurance holding company, underwrites property and casualty insurance in the United States and internatio... More

RLI Corp Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure RLI Corp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess RLI Corp upside and downside potential and time the market with a certain degree of confidence.

RLI Corp Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for RLI Corp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as RLI Corp's standard deviation. In reality, there are many statistical measures that can use RLI Corp historical prices to predict the future RLI Corp's volatility.
Hype
Prediction
LowEstimatedHigh
60.1861.6363.08
Details
Intrinsic
Valuation
LowRealHigh
54.3355.7867.80
Details
8 Analysts
Consensus
LowTargetHigh
54.3759.7566.32
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.740.830.91
Details

RLI Corp February 14, 2026 Technical Indicators

RLI Corp Backtested Returns

RLI Corp maintains Sharpe Ratio (i.e., Efficiency) of -0.0183, which implies the firm had a -0.0183 % return per unit of volatility over the last 3 months. RLI Corp exposes twenty-eight different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check RLI Corp's semi deviation of 1.51, and Risk Adjusted Performance of 0.0103 to confirm the risk estimate we provide. The company holds a Beta of -0.12, which implies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning RLI Corp are expected to decrease at a much lower rate. During the bear market, RLI Corp is likely to outperform the market. At this point, RLI Corp has a negative expected return of -0.0265%. Please make sure to check RLI Corp's semi variance, and the relationship between the treynor ratio and daily balance of power , to decide if RLI Corp performance from the past will be repeated at future time.

Auto-correlation

    
  0.24  

Weak predictability

RLI Corp has weak predictability. Overlapping area represents the amount of predictability between RLI Corp time series from 16th of November 2025 to 31st of December 2025 and 31st of December 2025 to 14th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of RLI Corp price movement. The serial correlation of 0.24 indicates that over 24.0% of current RLI Corp price fluctuation can be explain by its past prices.
Correlation Coefficient0.24
Spearman Rank Test0.11
Residual Average0.0
Price Variance3.46
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

RLI Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

(148.53 Million)

As of now, RLI Corp's Accumulated Other Comprehensive Income is decreasing as compared to previous years.
Based on the recorded statements, RLI Corp reported net income of 345.78 M. This is 72.93% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 39.44% higher than that of the company.

RLI Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses RLI Corp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of RLI Corp could also be used in its relative valuation, which is a method of valuing RLI Corp by comparing valuation metrics of similar companies.
RLI Corp is currently under evaluation in net income category among its peers.

RLI Corp ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, RLI Corp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to RLI Corp's managers, analysts, and investors.
Environmental
Governance
Social

RLI Corp Institutional Holders

Institutional Holdings refers to the ownership stake in RLI Corp that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of RLI Corp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing RLI Corp's value.
Shares
Morgan Stanley - Brokerage Accounts2025-06-30
1.4 M
Thrivent Financial For Lutherans2025-06-30
1.4 M
Amvescap Plc.2025-06-30
1.3 M
Jpmorgan Chase & Co2025-06-30
1.2 M
Wasatch Advisors Lp2025-06-30
1.2 M
Van Berkom And Associates Inc2025-06-30
1.1 M
Norges Bank2025-06-30
M
Charles Schwab Investment Management Inc2025-06-30
945.5 K
Northern Trust Corp2025-06-30
863 K
Vanguard Group Inc2025-06-30
M
State Street Corp2025-06-30
8.5 M

RLI Fundamentals

About RLI Corp Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze RLI Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of RLI Corp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of RLI Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

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When determining whether RLI Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of RLI Corp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Rli Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Rli Corp Stock:
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For more detail on how to invest in RLI Stock please use our How to Invest in RLI Corp guide.
You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.
Is there potential for Property & Casualty Insurance market expansion? Will RLI introduce new products? Factors like these will boost the valuation of RLI Corp. Anticipated expansion of RLI directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about RLI Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.244
Dividend Share
0.63
Earnings Share
4.37
Revenue Per Share
20.375
Quarterly Revenue Growth
0.061
The market value of RLI Corp is measured differently than its book value, which is the value of RLI that is recorded on the company's balance sheet. Investors also form their own opinion of RLI Corp's value that differs from its market value or its book value, called intrinsic value, which is RLI Corp's true underlying value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Because RLI Corp's market value can be influenced by many factors that don't directly affect RLI Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between RLI Corp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding RLI Corp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, RLI Corp's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.